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Felix Schulze 2025-04-29 19:55:15 +02:00
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4
src/app/layout.tsx
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@ -5,9 +5,9 @@ import { Geist } from "next/font/google";
export const metadata: Metadata = { export const metadata: Metadata = {
title: title:
"FIRE Calculator - Plan Your Financial Independence & Early Retirement", "InvestingFIRE Calculator | Plan Your Financial Independence & Early Retirement",
description: description:
"Calculate your FIRE number, estimate your retirement age, and plan your path to financial independence with this comprehensive FIRE calculator.", "Achieve Financial Independence, Retire Early (FIRE) with the InvestingFIRE calculator. Get personalized projections and investing advice to plan your journey.",
icons: [{ rel: "icon", url: "/favicon.ico" }], icons: [{ rel: "icon", url: "/favicon.ico" }],
}; };

138
src/app/page.tsx
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@ -9,41 +9,54 @@ import {
export default function HomePage() { export default function HomePage() {
return ( return (
<main className="text-primary-foreground to-destructive from-secondary flex min-h-screen flex-col items-center bg-gradient-to-b p-4"> <main className="text-primary-foreground to-destructive from-secondary flex min-h-screen flex-col items-center bg-gradient-to-b p-4">
<div className="container mx-auto flex flex-col items-center justify-center gap-12 px-4 py-16"> <div className="container mx-auto flex flex-col items-center justify-center gap-4 px-4 py-16 text-center">
<h1 className="text-primary-foreground text-5xl font-extrabold tracking-tight sm:text-[5rem]"> <h1 className="from-primary via-primary-foreground to-primary bg-gradient-to-r bg-clip-text text-5xl font-extrabold tracking-tight text-transparent drop-shadow-md sm:text-[5rem]">
The #1 FIRE Calculator InvestingFIRE
</h1> </h1>
<p className="text-primary-foreground/90 text-xl font-semibold md:text-2xl">
The #1 FIRE Calculator
</p>
<div className="mt-8 w-full max-w-2xl">
<FireCalculatorForm /> <FireCalculatorForm />
</div> </div>
</div>
{/* Added SEO Content Sections */} {/* Added SEO Content Sections */}
<div className="container mx-auto max-w-4xl px-4 py-8 text-left"> <div className="container mx-auto max-w-4xl px-4 py-8 text-left">
<section className="mb-12"> <section className="mb-12">
<h2 className="mb-4 text-3xl font-bold">What is FIRE?</h2> <h2 className="mb-4 text-3xl font-bold">
What is FIRE? Understanding Financial Independence and Early
Retirement
</h2>
<p className="mb-4 text-lg leading-relaxed"> <p className="mb-4 text-lg leading-relaxed">
FIRE stands for &quot;Financial Independence, Retire Early.&quot; FIRE stands for &quot;Financial Independence, Retire Early.&quot;
It&apos;s a movement focused on aggressive saving and investing to It&apos;s a movement focused on aggressive saving and strategic
build a large enough portfolio that the returns can cover living investing to build a substantial portfolio. The goal is for
expenses indefinitely. Achieving FIRE means you are no longer investment returns to cover living expenses indefinitely, freeing
dependent on traditional employment to fund your lifestyle, giving you from traditional employment. Achieving FIRE means gaining the
you the freedom to pursue passions, travel, or simply enjoy life freedom to pursue passions, travel, or simply enjoy life without
without the need for a regular paycheck. needing a regular paycheck. Sound investing advice is crucial for
building the wealth needed.
</p> </p>
<p className="text-lg leading-relaxed"> <p className="text-lg leading-relaxed">
The core principle often involves saving a high percentage of income The core principle involves maximizing your savings rate (often
(sometimes 50% or more) and investing it wisely, typically in 50%+) and investing wisely, typically in low-cost, diversified
low-cost index funds. The target amount, often called the &quot;FIRE assets like index funds. Your &quot;FIRE number&quot; – the capital
number,&quot; is usually calculated as 25 times your desired annual needed – is often estimated as 25 times your desired annual
spending, based on the 4% safe withdrawal rate rule. spending, derived from the 4% safe withdrawal rate guideline. This
FIRE calculator helps you personalize this estimate.
</p> </p>
</section> </section>
<section className="mb-12"> <section className="mb-12">
<h2 className="mb-4 text-3xl font-bold">How This Calculator Works</h2> <h2 className="mb-4 text-3xl font-bold">
How This FIRE Calculator Provides Investing Insights
</h2>
<p className="mb-4 text-lg leading-relaxed"> <p className="mb-4 text-lg leading-relaxed">
This calculator helps you estimate your path to FIRE based on your This calculator helps visualize your path to FIRE by projecting
current financial situation and future projections. Here&apos;s a investment growth based on your inputs. Understanding these
breakdown of the inputs: projections is a key piece of investing advice for long-term
planning. Here&apos;s a breakdown of the inputs:
</p> </p>
<ul className="mb-4 ml-6 list-disc space-y-2 text-lg"> <ul className="mb-4 ml-6 list-disc space-y-2 text-lg">
<li> <li>
@ -78,19 +91,19 @@ export default function HomePage() {
</ul> </ul>
<p className="text-lg leading-relaxed"> <p className="text-lg leading-relaxed">
The calculator simulates your investment growth year by year, The calculator simulates your investment growth year by year,
factoring in monthly contributions, compound growth, and incorporating monthly contributions, the power of compound growth (a
inflation&apos;s effect on your target allowance. It then determines core investing principle), and inflation&apos;s impact on your
the age at which your accumulated capital is sufficient to sustain target allowance. It estimates the age at which your capital could
your desired, inflation-adjusted monthly allowance throughout your sustain your desired, inflation-adjusted monthly spending throughout
expected retirement years until your specified life expectancy. It your expected retirement until your specified life expectancy. It
estimates your &quot;FIRE Number&quot; (the capital needed at calculates your potential &quot;FIRE Number&quot; and the age you
retirement) and the age you might reach it. might reach financial independence.
</p> </p>
</section> </section>
<section className="mb-12"> <section className="mb-12">
<h2 className="mb-4 text-3xl font-bold"> <h2 className="mb-4 text-3xl font-bold">
Frequently Asked Questions (FAQ) FIRE & Investing Frequently Asked Questions (FAQ)
</h2> </h2>
<Accordion type="single" collapsible className="w-full"> <Accordion type="single" collapsible className="w-full">
<AccordionItem value="item-1"> <AccordionItem value="item-1">
@ -110,15 +123,16 @@ export default function HomePage() {
<AccordionItem value="item-2"> <AccordionItem value="item-2">
<AccordionTrigger className="text-xl font-semibold"> <AccordionTrigger className="text-xl font-semibold">
Is the Expected Growth Rate realistic? Is the Expected Growth Rate realistic? Finding the right
investing advice often starts here.
</AccordionTrigger> </AccordionTrigger>
<AccordionContent className="text-lg leading-relaxed"> <AccordionContent className="text-lg leading-relaxed">
Historically, diversified stock market investments have returned Historically, diversified stock market investments have returned
around 7-10% annually over the long term, before inflation. A around 7-10% annually long-term (before inflation). A rate of 7%
rate of 7% (after fees) is often used as a reasonable estimate, (after fees) is common, but remember past performance
but past performance doesn&apos;t guarantee future results. doesn&apos;t guarantee future results, a fundamental piece of
It&apos;s crucial to choose a rate you feel comfortable with and investing advice. Choose a rate reflecting your risk tolerance
understand the associated risks. and investment strategy.
</AccordionContent> </AccordionContent>
</AccordionItem> </AccordionItem>
@ -138,15 +152,15 @@ export default function HomePage() {
<AccordionItem value="item-4"> <AccordionItem value="item-4">
<AccordionTrigger className="text-xl font-semibold"> <AccordionTrigger className="text-xl font-semibold">
Can I really retire early? Can I really retire early with FIRE?
</AccordionTrigger> </AccordionTrigger>
<AccordionContent className="text-lg leading-relaxed"> <AccordionContent className="text-lg leading-relaxed">
Retiring significantly earlier than traditional retirement age Retiring significantly early is achievable but demands
is possible but requires discipline, a high savings rate, and discipline, a high savings rate, and smart investing. Success
consistent investment growth. The feasibility depends heavily on depends on income, expenses, savings habits, and investment
your income, expenses, savings habits, and investment returns. returns. Use this FIRE calculator as a planning tool,
Use this calculator as a tool for planning and motivation, but understanding it provides estimates based on your assumptions
remember it provides estimates based on your inputs. and chosen investing approach.
</AccordionContent> </AccordionContent>
</AccordionItem> </AccordionItem>
@ -182,26 +196,24 @@ export default function HomePage() {
{/* Optional: Add a section for relevant resources/links here */} {/* Optional: Add a section for relevant resources/links here */}
<section className="mb-12"> <section className="mb-12">
<h2 className="mb-4 text-3xl font-bold"> <h2 className="mb-4 text-3xl font-bold">
Further Reading & Resources FIRE Journey & Investing Resources
</h2> </h2>
<p className="mb-6 text-lg leading-relaxed"> <p className="mb-6 text-lg leading-relaxed">
Want to learn more about FIRE and continue your journey to financial Ready to dive deeper into FIRE and solidify your investing strategy?
independence? Here are some valuable resources to explore: Explore these valuable resources for financial independence planning
and investing advice:
</p> </p>
<div className="bg-secondary/20 my-8 rounded-md p-4 text-lg"> <div className="bg-secondary/20 my-8 rounded-md p-4 text-lg">
<p className="font-semibold">Getting Started with FIRE:</p> <p className="font-semibold">Getting Started with FIRE:</p>
<ol className="ml-6 list-decimal space-y-1"> <ol className="ml-6 list-decimal space-y-1">
<li> <li>
Read foundational content like Mr. Money Mustache&apos;s simple Calculate your personal numbers using this FIRE calculator and
math article other tools.
</li> </li>
<li> <li>
Calculate your personal numbers using this and other FIRE Seek sound investing advice and consider joining communities
calculators like r/Fire for support.
</li>
<li>
Join communities like r/Fire to ask questions and find support
</li> </li>
<li>Explore books and podcasts to deepen your understanding</li> <li>Explore books and podcasts to deepen your understanding</li>
</ol> </ol>
@ -209,7 +221,9 @@ export default function HomePage() {
<div className="grid gap-8 md:grid-cols-2"> <div className="grid gap-8 md:grid-cols-2">
<div> <div>
<h3 className="mb-3 text-xl font-semibold">Blogs & Websites</h3> <h3 className="mb-3 text-xl font-semibold">
Blogs & Investing Websites
</h3>
<ul className="ml-6 list-disc space-y-2 text-lg"> <ul className="ml-6 list-disc space-y-2 text-lg">
<li> <li>
<a <a
@ -217,8 +231,8 @@ export default function HomePage() {
target="_blank" target="_blank"
className="text-primary hover:underline" className="text-primary hover:underline"
> >
Mr. Money Mustache - The Shockingly Simple Math Behind Early Mr. Money Mustache - Simple Math Behind Early Retirement &
Retirement Investing
</a> </a>
</li> </li>
<li> <li>
@ -243,7 +257,9 @@ export default function HomePage() {
</div> </div>
<div> <div>
<h3 className="mb-3 text-xl font-semibold">Books & Learning</h3> <h3 className="mb-3 text-xl font-semibold">
Books & Investment Learning
</h3>
<ul className="ml-6 list-disc space-y-2 text-lg"> <ul className="ml-6 list-disc space-y-2 text-lg">
<li> <li>
<a <a
@ -251,7 +267,8 @@ export default function HomePage() {
target="_blank" target="_blank"
className="text-primary hover:underline" className="text-primary hover:underline"
> >
Your Money or Your Life - Vicki Robin & Joe Dominguez Your Money or Your Life - Foundational FIRE & Investing
Principles
</a> </a>
</li> </li>
<li> <li>
@ -269,7 +286,8 @@ export default function HomePage() {
target="_blank" target="_blank"
className="text-primary hover:underline" className="text-primary hover:underline"
> >
BiggerPockets Money Podcast - FIRE Calculators BiggerPockets Money Podcast - FIRE Calculators & Investing
Strategies
</a> </a>
</li> </li>
</ul> </ul>
@ -277,7 +295,7 @@ export default function HomePage() {
<div> <div>
<h3 className="mb-3 text-xl font-semibold"> <h3 className="mb-3 text-xl font-semibold">
Additional Calculators & Tools Additional FIRE & Investing Calculators
</h3> </h3>
<ul className="ml-6 list-disc space-y-2 text-lg"> <ul className="ml-6 list-disc space-y-2 text-lg">
<li> <li>
@ -306,8 +324,8 @@ export default function HomePage() {
target="_blank" target="_blank"
className="text-primary hover:underline" className="text-primary hover:underline"
> >
CAGR Compound Interest Calculator - Calculate how your CAGR Compound Interest Calculator - Understand Investment
investments grow over time Growth
</a> </a>
</li> </li>
</ul> </ul>
@ -315,7 +333,7 @@ export default function HomePage() {
<div> <div>
<h3 className="mb-3 text-xl font-semibold"> <h3 className="mb-3 text-xl font-semibold">
Recent Articles & Trends Recent Investing & FIRE Articles
</h3> </h3>
<ul className="ml-6 list-disc space-y-2 text-lg"> <ul className="ml-6 list-disc space-y-2 text-lg">
<li> <li>