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3
.cursor/worktrees.json
Normal file
3
.cursor/worktrees.json
Normal file
@@ -0,0 +1,3 @@
|
||||
{
|
||||
"setup-worktree": ["pnpm install"]
|
||||
}
|
||||
37
.cursorrules
Normal file
37
.cursorrules
Normal file
@@ -0,0 +1,37 @@
|
||||
# Cursor Rules for InvestingFIRE 🔥
|
||||
|
||||
## General Principles
|
||||
- **Quality First:** All new features must include appropriate tests.
|
||||
- **User-Centric:** Prioritize user experience and accessibility in all changes.
|
||||
- **Dry Code:** Avoid duplication; use utility functions and components.
|
||||
|
||||
## Testing Requirements 🧪
|
||||
- **Unit Tests:** Required for all new utility functions, hooks, and complex logic.
|
||||
- Use `vitest` and `react-testing-library`.
|
||||
- Place tests in `__tests__` directories or alongside files with `.test.ts(x)` extension.
|
||||
- **E2E Tests:** Required for new user flows and critical paths.
|
||||
- Use `playwright`.
|
||||
- Ensure tests cover happy paths and error states.
|
||||
- **Visual Regression:** Consider for major UI changes.
|
||||
|
||||
## Coding Standards
|
||||
- **Type Safety:** No `any`. Use proper Zod schemas for validation.
|
||||
- **Components:** Use functional components with strict prop typing.
|
||||
- **Styling:** Use Tailwind CSS. Avoid inline styles.
|
||||
- **State Management:** Prefer local state or React Context. Avoid global state libraries unless necessary.
|
||||
|
||||
## Workflow
|
||||
1. **Plan:** Break down tasks.
|
||||
2. **Implement:** Write clean, commented code.
|
||||
3. **Test:** specific unit and/or E2E tests.
|
||||
4. **Verify:** Run linter and type checker (`pnpm check`), and run tests (`pnpm test`).
|
||||
|
||||
## Strict Rules
|
||||
- **No "any" type:** Always define proper types. Use `unknown` if type is truly uncertain, but prefer specific types.
|
||||
- **No "ts-ignore":** Fix the underlying issue instead of suppressing it.
|
||||
|
||||
## Specific Patterns
|
||||
- **Forms:** Use `react-hook-form` with `zod` resolvers.
|
||||
- **Charts:** Use `recharts` and ensure tooltips are accessible.
|
||||
- **Calculations:** Keep financial logic separate from UI components where possible (e.g., in `lib/` or custom hooks) to facilitate testing.
|
||||
|
||||
7
.dockerignore
Normal file
7
.dockerignore
Normal file
@@ -0,0 +1,7 @@
|
||||
Dockerfile
|
||||
.dockerignore
|
||||
node_modules
|
||||
npm-debug.log
|
||||
README.md
|
||||
.next
|
||||
.git
|
||||
@@ -4,7 +4,7 @@ on:
|
||||
pull_request:
|
||||
push:
|
||||
branches:
|
||||
- "**" # matches every branch
|
||||
- '**' # matches every branch
|
||||
|
||||
jobs:
|
||||
lint_and_typecheck:
|
||||
@@ -22,10 +22,13 @@ jobs:
|
||||
uses: actions/setup-node@395ad3262231945c25e8478fd5baf05154b1d79f # v6
|
||||
with:
|
||||
node-version: 24
|
||||
cache: "pnpm"
|
||||
cache: 'pnpm'
|
||||
|
||||
- name: Install dependencies
|
||||
run: pnpm install
|
||||
|
||||
- name: Run lint
|
||||
run: pnpm run lint
|
||||
|
||||
- name: Run unit tests
|
||||
run: pnpm test
|
||||
|
||||
9
.gitignore
vendored
9
.gitignore
vendored
@@ -43,4 +43,11 @@ yarn-error.log*
|
||||
*.tsbuildinfo
|
||||
|
||||
# idea files
|
||||
.idea
|
||||
.idea
|
||||
playwright-report/
|
||||
|
||||
test-results/
|
||||
|
||||
CONTENT_STRATEGY.md
|
||||
|
||||
CONTENT_TASKS.md
|
||||
|
||||
69
Dockerfile
Normal file
69
Dockerfile
Normal file
@@ -0,0 +1,69 @@
|
||||
# syntax=docker.io/docker/dockerfile:1@sha256:b6afd42430b15f2d2a4c5a02b919e98a525b785b1aaff16747d2f623364e39b6
|
||||
|
||||
FROM node:24-alpine@sha256:c921b97d4b74f51744057454b306b418cf693865e73b8100559189605f6955b8 AS base
|
||||
|
||||
# Install dependencies only when needed
|
||||
FROM base AS deps
|
||||
# Check https://github.com/nodejs/docker-node/tree/b4117f9333da4138b03a546ec926ef50a31506c3#nodealpine to understand why libc6-compat might be needed.
|
||||
RUN apk add --no-cache libc6-compat
|
||||
WORKDIR /app
|
||||
|
||||
# Install dependencies based on the preferred package manager
|
||||
COPY package.json yarn.lock* package-lock.json* pnpm-lock.yaml* .npmrc* ./
|
||||
RUN \
|
||||
if [ -f yarn.lock ]; then yarn --frozen-lockfile; \
|
||||
elif [ -f package-lock.json ]; then npm ci; \
|
||||
elif [ -f pnpm-lock.yaml ]; then corepack enable pnpm && pnpm i --frozen-lockfile; \
|
||||
else echo "Lockfile not found." && exit 1; \
|
||||
fi
|
||||
|
||||
|
||||
# Rebuild the source code only when needed
|
||||
FROM base AS builder
|
||||
WORKDIR /app
|
||||
COPY --from=deps /app/node_modules ./node_modules
|
||||
COPY . .
|
||||
|
||||
# Next.js collects completely anonymous telemetry data about general usage.
|
||||
# Learn more here: https://nextjs.org/telemetry
|
||||
# Uncomment the following line in case you want to disable telemetry during the build.
|
||||
# ENV NEXT_TELEMETRY_DISABLED=1
|
||||
|
||||
RUN \
|
||||
if [ -f yarn.lock ]; then yarn run build; \
|
||||
elif [ -f package-lock.json ]; then npm run build; \
|
||||
elif [ -f pnpm-lock.yaml ]; then corepack enable pnpm && pnpm run build; \
|
||||
else echo "Lockfile not found." && exit 1; \
|
||||
fi
|
||||
|
||||
# Production image, copy all the files and run next
|
||||
FROM base AS runner
|
||||
# wget needed for healthcheck
|
||||
RUN apk add --no-cache wget
|
||||
WORKDIR /app
|
||||
|
||||
ENV NODE_ENV=production
|
||||
# Uncomment the following line in case you want to disable telemetry during runtime.
|
||||
# ENV NEXT_TELEMETRY_DISABLED=1
|
||||
|
||||
RUN addgroup --system --gid 1001 nodejs
|
||||
RUN adduser --system --uid 1001 nextjs
|
||||
|
||||
# Copy public files. "[c]" as workaround for conditional matching since the folder might not exist.
|
||||
COPY --from=builder /app/publi[c] ./public
|
||||
|
||||
# Automatically leverage output traces to reduce image size
|
||||
# https://nextjs.org/docs/advanced-features/output-file-tracing
|
||||
COPY --from=builder --chown=nextjs:nodejs /app/.next/standalone ./
|
||||
COPY --from=builder --chown=nextjs:nodejs /app/.next/static ./.next/static
|
||||
|
||||
USER nextjs
|
||||
|
||||
EXPOSE 3000
|
||||
|
||||
ENV PORT=3000
|
||||
|
||||
# server.js is created by next build from the standalone output
|
||||
# https://nextjs.org/docs/pages/api-reference/config/next-config-js/output
|
||||
ENV HOSTNAME="0.0.0.0"
|
||||
CMD ["node", "server.js"]
|
||||
71
README.md
71
README.md
@@ -2,15 +2,54 @@
|
||||
|
||||
# InvestingFIRE 🔥 — The #1 Interactive FIRE Calculator
|
||||
|
||||
**InvestingFIRE** is a responsive web application for calculating your path to Financial Independence and Early Retirement (FIRE). It features a year-by-year projection engine that simulates both accumulation (savings and investment growth) and retirement (withdrawals) phases, allowing users to:
|
||||
**InvestingFIRE** is a responsive web application for calculating your path to Financial Independence and Early Retirement (FIRE). It features a year-by-year projection engine that simulates both accumulation (savings and investment growth) and retirement (withdrawals) phases.
|
||||
|
||||
- Input starting capital, monthly savings, expected annual growth rate, inflation rate, current age, desired retirement age, life expectancy, and desired monthly retirement allowance.
|
||||
- View a dynamic chart displaying projected portfolio balance and monthly allowance over time.
|
||||
- Instantly see their estimated “FIRE number” (required capital at retirement), how long their capital will last, and compare results to the “4% rule.”
|
||||
- Adjust assumptions live, with all calculations and visualizations updating automatically.
|
||||
- Access explanatory content about FIRE methodology, key variables, and additional community resources, all on a single, consolidated page.
|
||||
Deployed version: [https://investingfire.com](https://investingfire.com)
|
||||
|
||||
The project’s code is structured using React/Next.js with TypeScript, focusing on user experience, modern UI components, and clarity of financial assumptions.
|
||||
---
|
||||
|
||||
## 🎯 Goal & Vision
|
||||
|
||||
### **Goal**
|
||||
To build the most comprehensive, user-friendly, and transparent open-source financial independence calculator on the web.
|
||||
|
||||
### **Vision**
|
||||
Democratize financial planning by providing professional-grade simulation tools in an accessible, privacy-focused, and beautiful interface. We believe everyone should have the ability to model their financial future without needing a finance degree or expensive software.
|
||||
|
||||
### **Business Model**
|
||||
InvestingFIRE operates on a transparent open-source model:
|
||||
1. **Free Forever Core:** The essential calculation tools will always be free and open-source.
|
||||
2. **Community Supported:** We rely on community contributions (code & feedback) to improve the tool.
|
||||
3. **Educational Affiliates:** We may curate high-quality resources (books, courses, tools) to help users on their journey, keeping the tool free of intrusive ads.
|
||||
|
||||
---
|
||||
|
||||
## 🗺️ Roadmap
|
||||
|
||||
We are actively expanding the capabilities of InvestingFIRE. Below is our plan broken down into phases.
|
||||
|
||||
### **Phase 1: Enhanced Simulation (The Engine)**
|
||||
Focus on making the math more robust and flexible.
|
||||
- [ ] **Coast FIRE Mode:** Option to stop contributions at a certain age but retire later.
|
||||
- [ ] **Barista FIRE Mode:** Include part-time income during "retirement" years.
|
||||
- [ ] **Monte Carlo Simulations:** Add probabilistic outcomes (e.g., "95% chance of success") instead of just deterministic linear growth.
|
||||
- [ ] **Variable Withdrawal Strategies:** Implement dynamic withdrawal rules (e.g., Guyton-Klinger) beyond just fixed inflation-adjusted withdrawals.
|
||||
|
||||
### **Phase 2: User Experience & Persistence**
|
||||
Make the tool easier to use and return to.
|
||||
- [ ] **URL State Sharing:** Encode form values into the URL so scenarios can be bookmarked and shared.
|
||||
- [ ] **Local Persistence:** Automatically save user inputs to `localStorage` so they don't vanish on refresh.
|
||||
- [ ] **Currency & Locale Support:** Allow users to select currency symbols and number formatting (USD, EUR, GBP, etc.).
|
||||
|
||||
### **Phase 3: Advanced Features & Analytics**
|
||||
For the power users who need more detail.
|
||||
- [ ] **Tax Considerations:** Simple toggles for Pre-tax vs. Post-tax estimations.
|
||||
- [ ] **Scenario Comparison:** Compare two different plans side-by-side (e.g., "Retire at 45 vs 55").
|
||||
- [ ] **Data Export:** Download projection data as CSV or PDF reports.
|
||||
|
||||
### **Phase 4: Content & Community**
|
||||
- [ ] **Blog/Guides:** Integrate a CMS (like Markdown/MDX) for in-depth financial guides.
|
||||
- [ ] **Community Presets:** "One-click" setups for common strategies (e.g., "Lean FIRE", "Fat FIRE").
|
||||
|
||||
---
|
||||
|
||||
@@ -65,7 +104,23 @@ To run locally:
|
||||
```
|
||||
4. Visit [http://localhost:3000](http://localhost:3000) and unleash the fire.
|
||||
|
||||
Deployed version: [https://investingfire.com](https://investingfire.com)
|
||||
### Running Tests 🧪
|
||||
|
||||
We use **Vitest** for unit testing and **Playwright** for end-to-end (E2E) testing.
|
||||
|
||||
**Unit Tests:**
|
||||
```bash
|
||||
pnpm test
|
||||
```
|
||||
|
||||
**E2E Tests:**
|
||||
```bash
|
||||
# First install browsers (only needed once)
|
||||
pnpm exec playwright install
|
||||
|
||||
# Run tests
|
||||
pnpm test:e2e
|
||||
```
|
||||
|
||||
---
|
||||
|
||||
|
||||
15
e2e/home.spec.ts
Normal file
15
e2e/home.spec.ts
Normal file
@@ -0,0 +1,15 @@
|
||||
import { test, expect } from "@playwright/test";
|
||||
|
||||
test("homepage has title and calculator", async ({ page }) => {
|
||||
await page.goto("/");
|
||||
|
||||
// Expect a title "to contain" a substring.
|
||||
await expect(page).toHaveTitle(/InvestingFIRE/);
|
||||
|
||||
// Check for main heading
|
||||
await expect(page.getByRole("heading", { name: "InvestingFIRE" })).toBeVisible();
|
||||
|
||||
// Check for Calculator
|
||||
await expect(page.getByText("FIRE Calculator")).toBeVisible();
|
||||
});
|
||||
|
||||
@@ -5,6 +5,8 @@
|
||||
import './src/env.ts';
|
||||
|
||||
/** @type {import("next").NextConfig} */
|
||||
const config = {};
|
||||
const config = {
|
||||
output: 'standalone',
|
||||
};
|
||||
|
||||
export default config;
|
||||
|
||||
41
package.json
41
package.json
@@ -11,49 +11,66 @@
|
||||
"format:write": "prettier --write \"**/*.{ts,tsx,js,jsx,mdx}\" --cache",
|
||||
"lint": "next typegen && eslint . && npx tsc --noEmit",
|
||||
"preview": "next build && next start",
|
||||
"start": "next start"
|
||||
"start": "next start",
|
||||
"test": "vitest run",
|
||||
"test:e2e": "playwright test"
|
||||
},
|
||||
"dependencies": {
|
||||
"@hookform/resolvers": "^5.0.1",
|
||||
"@radix-ui/react-accordion": "^1.2.8",
|
||||
"@radix-ui/react-avatar": "^1.1.11",
|
||||
"@radix-ui/react-dialog": "^1.1.15",
|
||||
"@radix-ui/react-dropdown-menu": "^2.1.16",
|
||||
"@radix-ui/react-label": "^2.1.4",
|
||||
"@radix-ui/react-navigation-menu": "^1.2.14",
|
||||
"@radix-ui/react-popover": "^1.1.15",
|
||||
"@radix-ui/react-select": "^2.2.2",
|
||||
"@radix-ui/react-separator": "^1.1.8",
|
||||
"@radix-ui/react-slider": "^1.3.2",
|
||||
"@radix-ui/react-slot": "^1.2.0",
|
||||
"@radix-ui/react-tooltip": "^1.2.8",
|
||||
"@t3-oss/env-nextjs": "^0.13.0",
|
||||
"class-variance-authority": "^0.7.1",
|
||||
"clsx": "^2.1.1",
|
||||
"cssnano": "^7.1.2",
|
||||
"lucide-react": "^0.556.0",
|
||||
"next": "16.0.7",
|
||||
"lucide-react": "^0.562.0",
|
||||
"next": "16.1.0",
|
||||
"next-plausible": "^3.12.4",
|
||||
"react": "19.2.1",
|
||||
"react-dom": "19.2.1",
|
||||
"react": "19.2.3",
|
||||
"react-dom": "19.2.3",
|
||||
"react-hook-form": "^7.56.1",
|
||||
"recharts": "^2.15.3",
|
||||
"tailwind-merge": "^3.2.0",
|
||||
"zod": "^4.0.0"
|
||||
},
|
||||
"devDependencies": {
|
||||
"@tailwindcss/postcss": "4.1.17",
|
||||
"@types/node": "24.10.1",
|
||||
"@playwright/test": "1.57.0",
|
||||
"@tailwindcss/postcss": "4.1.18",
|
||||
"@testing-library/dom": "10.4.1",
|
||||
"@testing-library/jest-dom": "6.9.1",
|
||||
"@testing-library/react": "16.3.1",
|
||||
"@testing-library/user-event": "14.6.1",
|
||||
"@types/node": "24.10.4",
|
||||
"@types/react": "19.2.7",
|
||||
"@types/react-dom": "19.2.3",
|
||||
"eslint": "9.39.1",
|
||||
"eslint-config-next": "16.0.7",
|
||||
"@vitejs/plugin-react": "5.1.2",
|
||||
"eslint": "9.39.2",
|
||||
"eslint-config-next": "16.1.0",
|
||||
"eslint-config-prettier": "10.1.8",
|
||||
"jsdom": "27.3.0",
|
||||
"postcss": "8.5.6",
|
||||
"prettier": "3.7.4",
|
||||
"prettier-plugin-tailwindcss": "0.7.2",
|
||||
"tailwindcss": "4.1.17",
|
||||
"tailwindcss": "4.1.18",
|
||||
"tw-animate-css": "1.4.0",
|
||||
"typescript": "5.9.3",
|
||||
"typescript-eslint": "8.48.1"
|
||||
"typescript-eslint": "8.50.0",
|
||||
"vitest": "4.0.16"
|
||||
},
|
||||
"ct3aMetadata": {
|
||||
"initVersion": "7.39.3"
|
||||
},
|
||||
"packageManager": "pnpm@10.24.0",
|
||||
"packageManager": "pnpm@10.26.1",
|
||||
"pnpm": {
|
||||
"overrides": {
|
||||
"@types/react": "19.2.7",
|
||||
|
||||
34
playwright.config.ts
Normal file
34
playwright.config.ts
Normal file
@@ -0,0 +1,34 @@
|
||||
import { defineConfig, devices } from "@playwright/test";
|
||||
|
||||
export default defineConfig({
|
||||
testDir: "./e2e",
|
||||
fullyParallel: true,
|
||||
forbidOnly: !!process.env.CI,
|
||||
retries: process.env.CI ? 2 : 0,
|
||||
workers: process.env.CI ? 1 : undefined,
|
||||
reporter: "list",
|
||||
use: {
|
||||
baseURL: "http://localhost:3000",
|
||||
trace: "on-first-retry",
|
||||
},
|
||||
projects: [
|
||||
{
|
||||
name: "chromium",
|
||||
use: { ...devices["Desktop Chrome"] },
|
||||
},
|
||||
{
|
||||
name: "firefox",
|
||||
use: { ...devices["Desktop Firefox"] },
|
||||
},
|
||||
{
|
||||
name: "webkit",
|
||||
use: { ...devices["Desktop Safari"] },
|
||||
},
|
||||
],
|
||||
webServer: {
|
||||
command: "pnpm run dev",
|
||||
url: "http://localhost:3000",
|
||||
reuseExistingServer: !process.env.CI,
|
||||
},
|
||||
});
|
||||
|
||||
2901
pnpm-lock.yaml
generated
2901
pnpm-lock.yaml
generated
File diff suppressed because it is too large
Load Diff
22
src/app/components/AuthorBio.tsx
Normal file
22
src/app/components/AuthorBio.tsx
Normal file
@@ -0,0 +1,22 @@
|
||||
import { Avatar, AvatarFallback, AvatarImage } from '@/components/ui/avatar';
|
||||
import { Card, CardContent } from '@/components/ui/card';
|
||||
|
||||
export function AuthorBio() {
|
||||
return (
|
||||
<Card className="bg-muted/50 mt-12">
|
||||
<CardContent className="flex items-center gap-4 p-6">
|
||||
<Avatar className="border-background h-16 w-16 border-2">
|
||||
<AvatarImage src="/images/author-profile.jpg" alt="Author" />
|
||||
<AvatarFallback>IF</AvatarFallback>
|
||||
</Avatar>
|
||||
<div>
|
||||
<p className="text-sm font-semibold">Written by The InvestingFIRE Team</p>
|
||||
<p className="text-muted-foreground text-sm">
|
||||
We are a group of financial data enthusiasts and early retirees dedicated to building the
|
||||
most accurate FIRE tools on the web. Our goal is to replace guesswork with math.
|
||||
</p>
|
||||
</div>
|
||||
</CardContent>
|
||||
</Card>
|
||||
);
|
||||
}
|
||||
@@ -1,6 +1,6 @@
|
||||
"use client";
|
||||
import { useState, useEffect } from "react";
|
||||
import type React from "react";
|
||||
'use client';
|
||||
import { useState, useEffect } from 'react';
|
||||
import type React from 'react';
|
||||
import {
|
||||
type LucideIcon,
|
||||
HandCoins,
|
||||
@@ -39,7 +39,7 @@ import {
|
||||
Hourglass,
|
||||
Sprout,
|
||||
Target,
|
||||
} from "lucide-react";
|
||||
} from 'lucide-react';
|
||||
|
||||
export default function MultiIconPattern({ opacity = 0.2, spacing = 160 }) {
|
||||
const [width, setWidth] = useState(0);
|
||||
@@ -58,10 +58,10 @@ export default function MultiIconPattern({ opacity = 0.2, spacing = 160 }) {
|
||||
};
|
||||
|
||||
updateDimensions();
|
||||
window.addEventListener("resize", updateDimensions);
|
||||
window.addEventListener('resize', updateDimensions);
|
||||
|
||||
return () => {
|
||||
window.removeEventListener("resize", updateDimensions);
|
||||
window.removeEventListener('resize', updateDimensions);
|
||||
};
|
||||
}, [height, width, spacing]);
|
||||
|
||||
@@ -129,7 +129,7 @@ export default function MultiIconPattern({ opacity = 0.2, spacing = 160 }) {
|
||||
const IconComponent = iconComponents[randomIndex];
|
||||
|
||||
// Slightly randomize size and position for more organic feel
|
||||
const size = 28 + Math.floor(Math.random() * 8);
|
||||
const size = 30 + Math.floor(Math.random() * 8);
|
||||
const xOffset = Math.floor(Math.random() * (spacing / 1.618));
|
||||
const yOffset = Math.floor(Math.random() * (spacing / 1.618));
|
||||
const rotation = Math.round((Math.random() - 0.5) * 30);
|
||||
@@ -138,7 +138,8 @@ export default function MultiIconPattern({ opacity = 0.2, spacing = 160 }) {
|
||||
<IconComponent
|
||||
key={`icon-${String(x)}-${String(y)}`}
|
||||
size={size}
|
||||
className="text-primary fixed"
|
||||
className="text-primary/30 fixed"
|
||||
strokeWidth={2.5}
|
||||
style={{
|
||||
left: `${String(x * spacing + xOffset)}px`,
|
||||
top: `${String(y * spacing + yOffset)}px`,
|
||||
@@ -153,9 +154,5 @@ export default function MultiIconPattern({ opacity = 0.2, spacing = 160 }) {
|
||||
// eslint-disable-next-line react-hooks/exhaustive-deps
|
||||
}, [rows, columns, spacing, opacity]);
|
||||
|
||||
return (
|
||||
<div className="absolute h-full w-full">
|
||||
{width > 0 && icons}
|
||||
</div>
|
||||
);
|
||||
return <div className="absolute z-0 h-full w-full">{width > 0 && icons}</div>;
|
||||
}
|
||||
|
||||
49
src/app/components/FaqSection.tsx
Normal file
49
src/app/components/FaqSection.tsx
Normal file
@@ -0,0 +1,49 @@
|
||||
import { Accordion, AccordionContent, AccordionItem, AccordionTrigger } from '@/components/ui/accordion';
|
||||
|
||||
export interface FaqItem {
|
||||
question: string;
|
||||
answer: string;
|
||||
}
|
||||
|
||||
interface FaqSectionProps {
|
||||
faqs: FaqItem[];
|
||||
className?: string;
|
||||
title?: string;
|
||||
}
|
||||
|
||||
export function FaqSection({
|
||||
faqs,
|
||||
className,
|
||||
title = 'Frequently Asked Questions',
|
||||
}: Readonly<FaqSectionProps>) {
|
||||
// JSON-LD FAQPage schema
|
||||
const jsonLd = {
|
||||
'@context': 'https://schema.org',
|
||||
'@type': 'FAQPage',
|
||||
mainEntity: faqs.map((faq) => ({
|
||||
'@type': 'Question',
|
||||
name: faq.question,
|
||||
acceptedAnswer: {
|
||||
'@type': 'Answer',
|
||||
text: faq.answer,
|
||||
},
|
||||
})),
|
||||
};
|
||||
|
||||
return (
|
||||
<section className={className}>
|
||||
<script type="application/ld+json" dangerouslySetInnerHTML={{ __html: JSON.stringify(jsonLd) }} />
|
||||
|
||||
<h2 className="mb-6 text-2xl font-bold">{title}</h2>
|
||||
|
||||
<Accordion type="single" collapsible className="w-full">
|
||||
{faqs.map((faq) => (
|
||||
<AccordionItem key={faq.question} value={faq.question}>
|
||||
<AccordionTrigger className="text-left">{faq.question}</AccordionTrigger>
|
||||
<AccordionContent className="text-muted-foreground">{faq.answer}</AccordionContent>
|
||||
</AccordionItem>
|
||||
))}
|
||||
</Accordion>
|
||||
</section>
|
||||
);
|
||||
}
|
||||
File diff suppressed because it is too large
Load Diff
146
src/app/components/Navbar.tsx
Normal file
146
src/app/components/Navbar.tsx
Normal file
@@ -0,0 +1,146 @@
|
||||
'use client';
|
||||
|
||||
import * as React from 'react';
|
||||
import Link from 'next/link';
|
||||
import Image from 'next/image';
|
||||
import { Menu, Calculator, BookOpen, Flame, Percent, Anchor, Sparkles } from 'lucide-react';
|
||||
|
||||
import {
|
||||
Sheet,
|
||||
SheetContent,
|
||||
SheetDescription,
|
||||
SheetHeader,
|
||||
SheetTitle,
|
||||
SheetTrigger,
|
||||
} from '@/components/ui/sheet';
|
||||
import { Button } from '@/components/ui/button';
|
||||
|
||||
export function Navbar() {
|
||||
return (
|
||||
<header className="md:bg-background/90 md:supports-[backdrop-filter]:bg-background/70 sticky top-0 z-50 w-full md:border-b md:backdrop-blur">
|
||||
<div className="container flex h-16 items-center justify-between px-4 md:px-6">
|
||||
<div className="mr-4 hidden items-center gap-6 md:flex">
|
||||
<Link
|
||||
href="/"
|
||||
className="hover:bg-primary/10 flex items-center gap-2 rounded-md px-2 py-1 transition-colors"
|
||||
>
|
||||
<Image
|
||||
src="/investingfire_logo_no-bg.svg"
|
||||
alt="InvestingFIRE"
|
||||
width={28}
|
||||
height={28}
|
||||
className="h-7 w-7"
|
||||
/>
|
||||
<span className="hidden font-bold sm:inline-block">InvestingFIRE</span>
|
||||
</Link>
|
||||
<nav className="flex items-center space-x-4 text-sm font-medium">
|
||||
<Link
|
||||
href="/"
|
||||
className="text-foreground/70 hover:bg-primary/10 hover:text-foreground flex items-center gap-1.5 rounded-md px-2 py-1.5 transition-colors"
|
||||
>
|
||||
<Calculator className="h-4 w-4" />
|
||||
Calculator
|
||||
</Link>
|
||||
<Link
|
||||
href="/learn"
|
||||
className="text-foreground/70 hover:bg-primary/10 hover:text-foreground flex items-center gap-1.5 rounded-md px-2 py-1.5 transition-colors"
|
||||
>
|
||||
<BookOpen className="h-4 w-4" />
|
||||
Learn
|
||||
</Link>
|
||||
<Link
|
||||
href="/learn/what-is-fire"
|
||||
className="text-foreground/70 hover:bg-primary/10 hover:text-foreground flex items-center gap-1.5 rounded-md px-2 py-1.5 transition-colors"
|
||||
>
|
||||
<Flame className="h-4 w-4" />
|
||||
What is FIRE?
|
||||
</Link>
|
||||
</nav>
|
||||
</div>
|
||||
|
||||
{/* Mobile */}
|
||||
<Sheet>
|
||||
<SheetTrigger asChild>
|
||||
<Button
|
||||
variant="ghost"
|
||||
className="border-primary/20 bg-primary/10 text-primary hover:bg-primary/20 focus-visible:bg-primary/20 mr-2 rounded-full border px-2 text-base focus-visible:ring-0 focus-visible:ring-offset-0 md:hidden"
|
||||
>
|
||||
<Menu className="h-5 w-5" />
|
||||
<span className="sr-only">Toggle Menu</span>
|
||||
</Button>
|
||||
</SheetTrigger>
|
||||
<SheetContent
|
||||
side="left"
|
||||
className="from-background via-primary/25 to-secondary/25 w-[86vw] max-w-sm border-r bg-gradient-to-b px-0 pb-10 shadow-xl"
|
||||
>
|
||||
<SheetHeader className="px-8 py-4">
|
||||
<SheetTitle>
|
||||
<div className="flex items-center justify-between">
|
||||
<Link href="/" className="flex items-center gap-2">
|
||||
<Image
|
||||
src="/investingfire_logo_no-bg.svg"
|
||||
alt="InvestingFIRE"
|
||||
width={24}
|
||||
height={24}
|
||||
/>
|
||||
<span className="font-bold">InvestingFIRE</span>
|
||||
</Link>
|
||||
</div>
|
||||
</SheetTitle>
|
||||
<SheetDescription className="text-muted-foreground text-xs">
|
||||
Built to make FIRE math simple and transparent for everyone.
|
||||
</SheetDescription>
|
||||
</SheetHeader>
|
||||
<nav className="flex flex-col gap-2 px-8">
|
||||
<Link
|
||||
href="/"
|
||||
className="text-foreground/80 hover:bg-primary/10 hover:text-foreground flex items-center gap-2 rounded-lg px-3 py-2 transition-colors"
|
||||
>
|
||||
<Calculator className="h-4 w-4" />
|
||||
Calculator
|
||||
</Link>
|
||||
<Link
|
||||
href="/learn"
|
||||
className="text-foreground/80 hover:bg-primary/10 hover:text-foreground flex items-center gap-2 rounded-lg px-3 py-2 transition-colors"
|
||||
>
|
||||
<BookOpen className="h-4 w-4" />
|
||||
Learn
|
||||
</Link>
|
||||
<Link
|
||||
href="/learn/what-is-fire"
|
||||
className="text-foreground/80 hover:bg-primary/10 hover:text-foreground flex items-center gap-2 rounded-lg px-3 py-2 transition-colors"
|
||||
>
|
||||
<Flame className="h-4 w-4" />
|
||||
What is FIRE?
|
||||
</Link>
|
||||
<Link
|
||||
href="/learn/safe-withdrawal-rate-4-percent-rule"
|
||||
className="text-foreground/80 hover:bg-primary/10 hover:text-foreground flex items-center gap-2 rounded-lg px-3 py-2 text-sm transition-colors"
|
||||
>
|
||||
<Percent className="h-4 w-4" />
|
||||
The 4% Rule
|
||||
</Link>
|
||||
<Link
|
||||
href="/learn/coast-fire-vs-lean-fire"
|
||||
className="text-foreground/80 hover:bg-primary/10 hover:text-foreground flex items-center gap-2 rounded-lg px-3 py-2 text-sm transition-colors"
|
||||
>
|
||||
<Anchor className="h-4 w-4" />
|
||||
Coast vs. Lean FIRE
|
||||
</Link>
|
||||
</nav>
|
||||
<div className="px-8 pt-6">
|
||||
<Button className="w-full justify-center gap-2" variant="secondary">
|
||||
<Sparkles className="h-4 w-4" />
|
||||
Launch the calculator
|
||||
</Button>
|
||||
</div>
|
||||
</SheetContent>
|
||||
</Sheet>
|
||||
|
||||
<div className="flex flex-1 items-center justify-end space-x-2 md:flex-none">
|
||||
{/* Future: Theme Toggle, GitHub Link etc */}
|
||||
</div>
|
||||
</div>
|
||||
</header>
|
||||
);
|
||||
}
|
||||
44
src/app/components/Testimonials.tsx
Normal file
44
src/app/components/Testimonials.tsx
Normal file
@@ -0,0 +1,44 @@
|
||||
import { Card, CardContent, CardHeader } from "@/components/ui/card";
|
||||
import { Quote } from "lucide-react";
|
||||
|
||||
export function Testimonials() {
|
||||
return (
|
||||
<section className="my-16 grid gap-6 md:grid-cols-3">
|
||||
<Card className="bg-card border-none shadow-md">
|
||||
<CardHeader className="pb-2">
|
||||
<Quote className="h-8 w-8 text-primary/20" />
|
||||
</CardHeader>
|
||||
<CardContent>
|
||||
<p className="mb-4 text-lg italic text-muted-foreground">
|
||||
"I always struggled with the math behind early retirement. This calculator made it click instantly. Seeing the graph change in real-time is a game changer."
|
||||
</p>
|
||||
<p className="font-semibold">- Sarah J., Software Engineer</p>
|
||||
</CardContent>
|
||||
</Card>
|
||||
|
||||
<Card className="bg-card border-none shadow-md">
|
||||
<CardHeader className="pb-2">
|
||||
<Quote className="h-8 w-8 text-primary/20" />
|
||||
</CardHeader>
|
||||
<CardContent>
|
||||
<p className="mb-4 text-lg italic text-muted-foreground">
|
||||
"Most FIRE calculators are too simple. I love that I can toggle Monte Carlo simulations to see if my plan survives a market crash. Highly recommended."
|
||||
</p>
|
||||
<p className="font-semibold">- Mike T., Financial Analyst</p>
|
||||
</CardContent>
|
||||
</Card>
|
||||
|
||||
<Card className="bg-card border-none shadow-md">
|
||||
<CardHeader className="pb-2">
|
||||
<Quote className="h-8 w-8 text-primary/20" />
|
||||
</CardHeader>
|
||||
<CardContent>
|
||||
<p className="mb-4 text-lg italic text-muted-foreground">
|
||||
"The inflation adjustment feature is crucial. It showed me I needed to save a bit more to be truly safe, but now I sleep better knowing the real numbers."
|
||||
</p>
|
||||
<p className="font-semibold">- Emily R., Teacher (Coast FIRE)</p>
|
||||
</CardContent>
|
||||
</Card>
|
||||
</section>
|
||||
);
|
||||
}
|
||||
146
src/app/components/__tests__/FireCalculatorForm.test.tsx
Normal file
146
src/app/components/__tests__/FireCalculatorForm.test.tsx
Normal file
@@ -0,0 +1,146 @@
|
||||
import { render, screen, waitFor, fireEvent } from '@testing-library/react';
|
||||
import userEvent from '@testing-library/user-event';
|
||||
import FireCalculatorForm from '../FireCalculatorForm';
|
||||
import { describe, it, expect, vi, beforeAll } from 'vitest';
|
||||
|
||||
// Mocking ResizeObserver
|
||||
class ResizeObserver {
|
||||
observe() {
|
||||
/* noop */
|
||||
}
|
||||
unobserve() {
|
||||
/* noop */
|
||||
}
|
||||
disconnect() {
|
||||
/* noop */
|
||||
}
|
||||
}
|
||||
global.ResizeObserver = ResizeObserver;
|
||||
|
||||
// Fix for Radix UI pointer capture error in JSDOM
|
||||
beforeAll(() => {
|
||||
window.HTMLElement.prototype.hasPointerCapture = vi.fn();
|
||||
window.HTMLElement.prototype.setPointerCapture = vi.fn();
|
||||
window.HTMLElement.prototype.releasePointerCapture = vi.fn();
|
||||
window.HTMLElement.prototype.scrollIntoView = vi.fn();
|
||||
});
|
||||
|
||||
// Mock Recharts ResponsiveContainer
|
||||
vi.mock('recharts', async () => {
|
||||
const originalModule = await vi.importActual('recharts');
|
||||
return {
|
||||
...originalModule,
|
||||
ResponsiveContainer: ({ children }: { children: React.ReactNode }) => (
|
||||
<div style={{ width: '500px', height: '300px' }}>{children}</div>
|
||||
),
|
||||
};
|
||||
});
|
||||
|
||||
// Mock next/navigation
|
||||
vi.mock('next/navigation', () => ({
|
||||
useSearchParams: () => new URLSearchParams(),
|
||||
useRouter: () => ({
|
||||
push: vi.fn(),
|
||||
replace: vi.fn(),
|
||||
prefetch: vi.fn(),
|
||||
}),
|
||||
usePathname: () => '/',
|
||||
}));
|
||||
|
||||
describe('FireCalculatorForm', () => {
|
||||
it('renders the form with default values', () => {
|
||||
render(<FireCalculatorForm />);
|
||||
|
||||
expect(screen.getByText('FIRE Calculator')).toBeInTheDocument();
|
||||
expect(screen.getByRole('spinbutton', { name: /Starting Capital/i })).toHaveValue(50000);
|
||||
expect(screen.getByRole('spinbutton', { name: /Monthly Savings/i })).toHaveValue(1500);
|
||||
expect(screen.getByRole('spinbutton', { name: /Current Age/i })).toHaveValue(25);
|
||||
});
|
||||
|
||||
it('calculates and displays results when submitted', async () => {
|
||||
const user = userEvent.setup();
|
||||
render(<FireCalculatorForm />);
|
||||
|
||||
const calculateButton = screen.getByRole('button', { name: /Calculate/i });
|
||||
await user.click(calculateButton);
|
||||
|
||||
await waitFor(() => {
|
||||
expect(screen.getByText('Financial Projection')).toBeInTheDocument();
|
||||
expect(screen.getByText('FIRE Number')).toBeInTheDocument();
|
||||
});
|
||||
});
|
||||
|
||||
it('allows changing inputs', async () => {
|
||||
render(<FireCalculatorForm />);
|
||||
|
||||
const savingsInput = screen.getByRole('spinbutton', { name: /Monthly Savings/i });
|
||||
|
||||
fireEvent.change(savingsInput, { target: { value: '2000' } });
|
||||
|
||||
await waitFor(() => {
|
||||
expect(savingsInput).toHaveValue(2000);
|
||||
});
|
||||
});
|
||||
|
||||
it('validates inputs', async () => {
|
||||
const user = userEvent.setup();
|
||||
render(<FireCalculatorForm />);
|
||||
|
||||
const ageInput = screen.getByRole('spinbutton', { name: /Current Age/i });
|
||||
// Use fireEvent to set invalid value directly
|
||||
fireEvent.change(ageInput, { target: { value: '-5' } });
|
||||
|
||||
const calculateButton = screen.getByRole('button', { name: /Calculate/i });
|
||||
await user.click(calculateButton);
|
||||
|
||||
// Look for error message text
|
||||
expect(await screen.findByText(/Age must be at least 1/i)).toBeInTheDocument();
|
||||
});
|
||||
|
||||
it('toggles Monte Carlo simulation mode', async () => {
|
||||
const user = userEvent.setup();
|
||||
render(<FireCalculatorForm />);
|
||||
|
||||
// Select Trigger
|
||||
const modeTrigger = screen.getByRole('combobox', { name: /Simulation Mode/i });
|
||||
await user.click(modeTrigger);
|
||||
|
||||
// Select Monte Carlo from dropdown
|
||||
const monteCarloOption = await screen.findByRole('option', { name: /Monte Carlo/i });
|
||||
await user.click(monteCarloOption);
|
||||
|
||||
// Verify Volatility input appears
|
||||
expect(await screen.findByRole('spinbutton', { name: /Market Volatility/i })).toBeInTheDocument();
|
||||
});
|
||||
|
||||
it('shows Monte Carlo percentile bounds on the chart', async () => {
|
||||
const user = userEvent.setup();
|
||||
render(<FireCalculatorForm />);
|
||||
|
||||
const modeTrigger = screen.getByRole('combobox', { name: /Simulation Mode/i });
|
||||
await user.click(modeTrigger);
|
||||
|
||||
const monteCarloOption = await screen.findByRole('option', { name: /Monte Carlo/i });
|
||||
await user.click(monteCarloOption);
|
||||
|
||||
await screen.findByText('Financial Projection');
|
||||
const bandLegend = await screen.findByTestId('mc-band-legend');
|
||||
|
||||
expect(bandLegend).toHaveTextContent('40th-60th percentile');
|
||||
});
|
||||
|
||||
it('handles withdrawal strategy selection', async () => {
|
||||
const user = userEvent.setup();
|
||||
render(<FireCalculatorForm />);
|
||||
|
||||
const strategyTrigger = screen.getByRole('combobox', { name: /Withdrawal Strategy/i });
|
||||
await user.click(strategyTrigger);
|
||||
|
||||
const percentageOption = await screen.findByRole('option', { name: /Percentage of Portfolio/i });
|
||||
await user.click(percentageOption);
|
||||
|
||||
expect(
|
||||
await screen.findByRole('spinbutton', { name: /Withdrawal Percentage/i }),
|
||||
).toBeInTheDocument();
|
||||
});
|
||||
});
|
||||
11
src/app/components/blur-thing.tsx
Normal file
11
src/app/components/blur-thing.tsx
Normal file
@@ -0,0 +1,11 @@
|
||||
export default function BlurThing() {
|
||||
return (
|
||||
<>
|
||||
{/* Decorative background elements */}
|
||||
<div className="pointer-events-none absolute inset-0 overflow-hidden">
|
||||
<div className="from-primary/25 to-primary/15 absolute -top-24 -right-24 h-64 w-64 rounded-full bg-gradient-to-br blur-3xl" />
|
||||
<div className="absolute -bottom-24 -left-24 h-64 w-64 rounded-full bg-gradient-to-br from-orange-500/25 to-red-500/15 blur-3xl" />
|
||||
</div>
|
||||
</>
|
||||
);
|
||||
}
|
||||
131
src/app/components/charts/CoastFireChart.tsx
Normal file
131
src/app/components/charts/CoastFireChart.tsx
Normal file
@@ -0,0 +1,131 @@
|
||||
'use client';
|
||||
|
||||
import { Line, LineChart, CartesianGrid, XAxis, YAxis } from 'recharts';
|
||||
import {
|
||||
Card,
|
||||
CardContent,
|
||||
CardDescription,
|
||||
CardFooter,
|
||||
CardHeader,
|
||||
CardTitle,
|
||||
} from '@/components/ui/card';
|
||||
import {
|
||||
ChartContainer,
|
||||
ChartLegend,
|
||||
ChartLegendContent,
|
||||
ChartTooltip,
|
||||
ChartTooltipContent,
|
||||
type ChartConfig,
|
||||
} from '@/components/ui/chart';
|
||||
import BlurThing from '../blur-thing';
|
||||
|
||||
// Simulation
|
||||
// Standard: Start 25, Retire 65. Save $10k/yr.
|
||||
// Coast: Start 25, Save $30k/yr until 35. Then $0.
|
||||
// Return: 7%
|
||||
const generateData = () => {
|
||||
const data = [];
|
||||
let standardBal = 0;
|
||||
let coastBal = 0;
|
||||
const rate = 1.07;
|
||||
|
||||
for (let age = 25; age <= 65; age++) {
|
||||
data.push({
|
||||
age,
|
||||
Standard: Math.round(standardBal),
|
||||
Coast: Math.round(coastBal),
|
||||
});
|
||||
|
||||
// Standard: consistent
|
||||
standardBal = (standardBal + 10000) * rate;
|
||||
|
||||
// Coast: heavy early, then stop
|
||||
if (age < 35) {
|
||||
coastBal = (coastBal + 30000) * rate;
|
||||
} else {
|
||||
coastBal = coastBal * rate;
|
||||
}
|
||||
}
|
||||
return data;
|
||||
};
|
||||
|
||||
const data = generateData();
|
||||
|
||||
const chartConfig = {
|
||||
age: {
|
||||
label: 'Age',
|
||||
},
|
||||
Standard: {
|
||||
label: 'Standard Path',
|
||||
color: 'var(--chart-4)',
|
||||
},
|
||||
Coast: {
|
||||
label: 'Coast FIRE',
|
||||
color: 'var(--chart-1)',
|
||||
},
|
||||
} satisfies ChartConfig;
|
||||
|
||||
export function CoastFireChart() {
|
||||
return (
|
||||
<Card className="w-full">
|
||||
{/* Decorative background elements */}
|
||||
<BlurThing />
|
||||
<CardHeader>
|
||||
<CardTitle>Coast FIRE vs. Standard Path</CardTitle>
|
||||
<CardDescription>
|
||||
Comparing heavy early savings (Coast) vs. consistent saving (Standard)
|
||||
</CardDescription>
|
||||
</CardHeader>
|
||||
<CardContent>
|
||||
<ChartContainer config={chartConfig} className="aspect-auto h-[300px] w-full">
|
||||
<LineChart data={data}>
|
||||
<CartesianGrid vertical={false} />
|
||||
<XAxis dataKey="age" tickLine={false} axisLine={false} tickMargin={8} />
|
||||
<YAxis
|
||||
tickLine={false}
|
||||
axisLine={false}
|
||||
tickMargin={8}
|
||||
tickFormatter={(value: number) => {
|
||||
if (value < 1000) {
|
||||
return `$${String(value)}`;
|
||||
}
|
||||
if (value < 1000000) {
|
||||
return `$${String(value / 1000)}k`;
|
||||
}
|
||||
if (value < 1000000000) {
|
||||
return `$${String(value / 1000000)}M`;
|
||||
}
|
||||
return `$${String(value / 1000000000)}B`;
|
||||
}}
|
||||
/>
|
||||
<ChartTooltip
|
||||
cursor={false}
|
||||
content={<ChartTooltipContent indicator="line" labelKey="age" />}
|
||||
/>
|
||||
<Line
|
||||
dataKey="Standard"
|
||||
type="natural"
|
||||
stroke="var(--color-Standard)"
|
||||
strokeWidth={2}
|
||||
dot={false}
|
||||
/>
|
||||
<Line
|
||||
dataKey="Coast"
|
||||
type="natural"
|
||||
stroke="var(--color-Coast)"
|
||||
strokeWidth={2}
|
||||
dot={false}
|
||||
/>
|
||||
<ChartLegend content={<ChartLegendContent />} />
|
||||
</LineChart>
|
||||
</ChartContainer>
|
||||
<CardFooter>
|
||||
<p className="text-muted-foreground text-sm">
|
||||
Simulation assumes 7% returns. Standard: Save $10k/yr (age 25-65). Coast: Save $30k/yr (age
|
||||
25-35), then $0.
|
||||
</p>
|
||||
</CardFooter>
|
||||
</CardContent>
|
||||
</Card>
|
||||
);
|
||||
}
|
||||
113
src/app/components/charts/FireFlowchart.tsx
Normal file
113
src/app/components/charts/FireFlowchart.tsx
Normal file
@@ -0,0 +1,113 @@
|
||||
import { Banknote, Coins, Flame, Landmark, TrendingUp, Wallet } from 'lucide-react';
|
||||
import { Card, CardContent, CardFooter, CardHeader, CardTitle } from '@/components/ui/card';
|
||||
import BlurThing from '../blur-thing';
|
||||
|
||||
const steps = [
|
||||
{
|
||||
icon: Banknote,
|
||||
title: 'Income',
|
||||
description: 'Maximize earnings & side hustles',
|
||||
color: 'from-emerald-400 to-teal-500',
|
||||
glow: 'shadow-emerald-500/30',
|
||||
},
|
||||
{
|
||||
icon: Wallet,
|
||||
title: 'Low Expenses',
|
||||
description: 'Frugality & mindful spending',
|
||||
color: 'from-rose-400 to-pink-500',
|
||||
glow: 'shadow-rose-500/30',
|
||||
},
|
||||
{
|
||||
icon: Coins,
|
||||
title: 'Savings Gap',
|
||||
description: 'The difference is your fuel',
|
||||
color: 'from-sky-400 to-blue-500',
|
||||
glow: 'shadow-sky-500/30',
|
||||
},
|
||||
{
|
||||
icon: TrendingUp,
|
||||
title: 'Investments',
|
||||
description: 'Index funds & compounding',
|
||||
color: 'from-violet-400 to-purple-500',
|
||||
glow: 'shadow-violet-500/30',
|
||||
},
|
||||
{
|
||||
icon: Landmark,
|
||||
title: 'Freedom',
|
||||
description: 'Work becomes optional',
|
||||
color: 'from-amber-400 to-orange-500',
|
||||
glow: 'shadow-amber-500/30',
|
||||
},
|
||||
];
|
||||
|
||||
export function FireFlowchart() {
|
||||
return (
|
||||
<Card className="relative w-full overflow-hidden">
|
||||
<BlurThing />
|
||||
<CardHeader className="relative pb-0 text-center">
|
||||
<CardTitle className="flex items-center justify-center gap-3 text-2xl">
|
||||
<Flame className="h-7 w-7 text-orange-500" />
|
||||
The FIRE Engine
|
||||
</CardTitle>
|
||||
</CardHeader>
|
||||
|
||||
<CardContent className="relative">
|
||||
{/* Connecting line - visible on md+ */}
|
||||
<div className="absolute top-10 right-12 left-12 hidden h-0.5 bg-gradient-to-r from-emerald-400 via-purple-400 to-orange-400 opacity-30 md:block" />
|
||||
|
||||
{/* Steps */}
|
||||
<div className="relative grid grid-cols-1 gap-6 md:grid-cols-5 md:gap-4">
|
||||
{steps.map((step, index) => (
|
||||
<div key={step.title} className="group relative flex flex-col items-center">
|
||||
{/* Step number badge */}
|
||||
<div className="absolute -top-2 -left-2 z-10 flex h-6 w-6 items-center justify-center rounded-full bg-zinc-900 text-xs font-bold text-white md:-top-1 md:-left-1">
|
||||
{index + 1}
|
||||
</div>
|
||||
|
||||
{/* Icon container */}
|
||||
<div
|
||||
className={`relative flex h-20 w-20 items-center justify-center rounded-2xl bg-gradient-to-br ${step.color} shadow-lg ${step.glow} transition-all duration-300 group-hover:scale-105 group-hover:shadow-xl`}
|
||||
>
|
||||
<step.icon className="h-9 w-9 text-white" strokeWidth={1.5} />
|
||||
</div>
|
||||
|
||||
{/* Content */}
|
||||
<div className="mt-4 text-center">
|
||||
<h4 className="font-semibold tracking-tight">{step.title}</h4>
|
||||
<p className="text-muted-foreground mt-1 max-w-[140px] text-xs leading-relaxed">
|
||||
{step.description}
|
||||
</p>
|
||||
</div>
|
||||
|
||||
{/* Arrow connector for mobile */}
|
||||
{index < steps.length - 1 && (
|
||||
<div className="my-2 flex items-center justify-center md:hidden">
|
||||
<svg
|
||||
className="text-muted-foreground h-6 w-6"
|
||||
fill="none"
|
||||
viewBox="0 0 24 24"
|
||||
stroke="currentColor"
|
||||
>
|
||||
<path
|
||||
strokeLinecap="round"
|
||||
strokeLinejoin="round"
|
||||
strokeWidth={2}
|
||||
d="M19 14l-7 7m0 0l-7-7m7 7V3"
|
||||
/>
|
||||
</svg>
|
||||
</div>
|
||||
)}
|
||||
</div>
|
||||
))}
|
||||
</div>
|
||||
|
||||
{/* Bottom tagline */}
|
||||
<CardFooter>
|
||||
<p className="text-muted-foreground mx-auto mt-8 text-center text-sm">
|
||||
Build the gap. Invest the gap. Let time do the rest.
|
||||
</p>
|
||||
</CardFooter>
|
||||
</CardContent>
|
||||
</Card>
|
||||
);
|
||||
}
|
||||
117
src/app/components/charts/FourPercentRuleChart.tsx
Normal file
117
src/app/components/charts/FourPercentRuleChart.tsx
Normal file
@@ -0,0 +1,117 @@
|
||||
'use client';
|
||||
|
||||
import { Area, AreaChart, CartesianGrid, XAxis, YAxis } from 'recharts';
|
||||
import {
|
||||
Card,
|
||||
CardContent,
|
||||
CardDescription,
|
||||
CardFooter,
|
||||
CardHeader,
|
||||
CardTitle,
|
||||
} from '@/components/ui/card';
|
||||
import {
|
||||
ChartContainer,
|
||||
ChartLegend,
|
||||
ChartLegendContent,
|
||||
ChartTooltip,
|
||||
ChartTooltipContent,
|
||||
type ChartConfig,
|
||||
} from '@/components/ui/chart';
|
||||
import BlurThing from '../blur-thing';
|
||||
|
||||
// Simulation data for 4% rule
|
||||
const storyData = [
|
||||
{ year: 0, w3: 100, w4: 100, w5: 100 },
|
||||
{ year: 1, w3: 105, w4: 104, w5: 103 },
|
||||
{ year: 2, w3: 90, w4: 88, w5: 86 }, // Crash
|
||||
{ year: 3, w3: 95, w4: 92, w5: 89 },
|
||||
{ year: 4, w3: 102, w4: 98, w5: 94 },
|
||||
{ year: 5, w3: 110, w4: 105, w5: 100 },
|
||||
{ year: 10, w3: 150, w4: 130, w5: 110 },
|
||||
{ year: 15, w3: 200, w4: 160, w5: 100 }, // 5% starts dragging
|
||||
{ year: 20, w3: 280, w4: 200, w5: 80 },
|
||||
{ year: 25, w3: 380, w4: 250, w5: 40 },
|
||||
{ year: 30, w3: 500, w4: 300, w5: 0 },
|
||||
];
|
||||
|
||||
const chartConfig = {
|
||||
year: {
|
||||
label: 'Year',
|
||||
},
|
||||
w3: {
|
||||
label: '3% Withdrawal (Safe)',
|
||||
color: 'var(--chart-1)',
|
||||
},
|
||||
w4: {
|
||||
label: '4% Withdrawal (Standard)',
|
||||
color: 'var(--chart-2)',
|
||||
},
|
||||
w5: {
|
||||
label: '5% Withdrawal (Risky)',
|
||||
color: 'var(--chart-3)',
|
||||
},
|
||||
} satisfies ChartConfig;
|
||||
|
||||
export function FourPercentRuleChart() {
|
||||
return (
|
||||
<Card className="w-full">
|
||||
<BlurThing />
|
||||
<CardHeader>
|
||||
<CardTitle>Portfolio Survival Scenarios</CardTitle>
|
||||
<CardDescription>
|
||||
Impact of initial withdrawal rate on portfolio longevity (Start: $1M)
|
||||
</CardDescription>
|
||||
</CardHeader>
|
||||
<CardContent>
|
||||
<ChartContainer config={chartConfig} className="aspect-auto h-[300px] w-full">
|
||||
<AreaChart data={storyData}>
|
||||
<defs>
|
||||
<linearGradient id="fillW3" x1="0" y1="0" x2="0" y2="1">
|
||||
<stop offset="5%" stopColor="var(--color-w3)" stopOpacity={0.8} />
|
||||
<stop offset="95%" stopColor="var(--color-w3)" stopOpacity={0.1} />
|
||||
</linearGradient>
|
||||
<linearGradient id="fillW4" x1="0" y1="0" x2="0" y2="1">
|
||||
<stop offset="5%" stopColor="var(--color-w4)" stopOpacity={0.8} />
|
||||
<stop offset="95%" stopColor="var(--color-w4)" stopOpacity={0.1} />
|
||||
</linearGradient>
|
||||
<linearGradient id="fillW5" x1="0" y1="0" x2="0" y2="1">
|
||||
<stop offset="5%" stopColor="var(--color-w5)" stopOpacity={0.8} />
|
||||
<stop offset="95%" stopColor="var(--color-w5)" stopOpacity={0.1} />
|
||||
</linearGradient>
|
||||
</defs>
|
||||
<CartesianGrid vertical={false} />
|
||||
<XAxis dataKey="year" tickLine={false} axisLine={false} tickMargin={8} />
|
||||
<YAxis
|
||||
tickLine={false}
|
||||
axisLine={false}
|
||||
tickMargin={8}
|
||||
tickFormatter={(value) => `${String(value)}%`}
|
||||
/>
|
||||
<ChartTooltip
|
||||
cursor={false}
|
||||
content={
|
||||
<ChartTooltipContent
|
||||
labelFormatter={(value) => `Year ${String(value)}`}
|
||||
indicator="line"
|
||||
/>
|
||||
}
|
||||
/>
|
||||
<Area dataKey="w3" type="natural" fill="url(#fillW3)" stroke="var(--color-w3)" />
|
||||
<Area dataKey="w4" type="natural" fill="url(#fillW4)" stroke="var(--color-w4)" />
|
||||
<Area dataKey="w5" type="natural" fill="url(#fillW5)" stroke="var(--color-w5)" />
|
||||
<ChartLegend content={<ChartLegendContent />} />
|
||||
</AreaChart>
|
||||
</ChartContainer>
|
||||
</CardContent>
|
||||
<CardFooter>
|
||||
<div>
|
||||
<p className="font-medium">4% balances safety and spending power</p>
|
||||
<p className="text-muted-foreground leading-none">
|
||||
A 5% withdrawal rate risks depleting your portfolio within 30 years, while 3% leaves a large
|
||||
surplus. The 4% rule is widely considered the safe "sweet spot."
|
||||
</p>
|
||||
</div>
|
||||
</CardFooter>
|
||||
</Card>
|
||||
);
|
||||
}
|
||||
@@ -1,16 +1,133 @@
|
||||
import Link from 'next/link';
|
||||
|
||||
export default function Footer() {
|
||||
return (
|
||||
<footer className="w-full py-8 text-center text-xs">
|
||||
<p className="text-xs">
|
||||
© {new Date().getFullYear()} InvestingFIRE. All rights reserved.{" "}
|
||||
<a
|
||||
href="https://schulze.network"
|
||||
target="_blank"
|
||||
className="text-primary hover:underline"
|
||||
>
|
||||
Hosting by Schulze.network
|
||||
</a>
|
||||
</p>
|
||||
<footer className="bg-background z-10 w-full border-t">
|
||||
<div className="from-primary/15 to-secondary/10 bg-gradient-to-b py-12">
|
||||
<div className="container mx-auto max-w-6xl px-4">
|
||||
<div className="bg-background/80 shadow-primary/10 mb-6 flex flex-wrap items-center justify-between gap-3 rounded-lg px-4 py-3 shadow-sm backdrop-blur">
|
||||
<div className="text-primary text-sm font-semibold">
|
||||
InvestingFIRE is ad-free and built as an educational tool.
|
||||
</div>
|
||||
</div>
|
||||
<div className="grid gap-8 md:grid-cols-4">
|
||||
{/* Brand */}
|
||||
<div className="space-y-3">
|
||||
<h3 className="font-bold">InvestingFIRE</h3>
|
||||
<p className="text-muted-foreground text-sm">
|
||||
The most accurate FIRE calculator on the web. Plan your path to financial independence
|
||||
with clarity and confidence.
|
||||
</p>
|
||||
</div>
|
||||
|
||||
{/* Tools */}
|
||||
<div className="space-y-3">
|
||||
<h4 className="font-semibold">Tools</h4>
|
||||
<ul className="space-y-2 text-sm">
|
||||
<li>
|
||||
<Link href="/" className="text-muted-foreground hover:text-primary transition-colors">
|
||||
#1 FIRE Calculator
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
<Link
|
||||
href="https://ghostfolio.schulze.network"
|
||||
className="text-muted-foreground hover:text-primary transition-colors"
|
||||
>
|
||||
Free hosted Ghostfolio
|
||||
</Link>
|
||||
</li>
|
||||
</ul>
|
||||
</div>
|
||||
|
||||
{/* Learn */}
|
||||
<div className="space-y-3">
|
||||
<h4 className="font-semibold">Learn</h4>
|
||||
<ul className="space-y-2 text-sm">
|
||||
<li>
|
||||
<Link
|
||||
href="/learn"
|
||||
className="text-muted-foreground hover:text-primary transition-colors"
|
||||
>
|
||||
Knowledge Base
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
<Link
|
||||
href="/learn/what-is-fire"
|
||||
className="text-muted-foreground hover:text-primary transition-colors"
|
||||
>
|
||||
What is FIRE?
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
<Link
|
||||
href="/learn/safe-withdrawal-rate-4-percent-rule"
|
||||
className="text-muted-foreground hover:text-primary transition-colors"
|
||||
>
|
||||
The 4% Rule
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
<Link
|
||||
href="/learn/coast-fire-vs-lean-fire"
|
||||
className="text-muted-foreground hover:text-primary transition-colors"
|
||||
>
|
||||
Coast vs. Lean FIRE
|
||||
</Link>
|
||||
</li>
|
||||
</ul>
|
||||
</div>
|
||||
|
||||
{/* Legal / About */}
|
||||
{/*}
|
||||
<div className="space-y-3">
|
||||
<h4 className="font-semibold">About</h4>
|
||||
<ul className="space-y-2 text-sm">
|
||||
<li>
|
||||
<a
|
||||
href="https://schulze.network"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
className="text-muted-foreground hover:text-primary transition-colors"
|
||||
>
|
||||
Schulze.network
|
||||
</a>
|
||||
</li>
|
||||
<li>
|
||||
<a
|
||||
href="https://github.com/SchulzeGit"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
className="text-muted-foreground hover:text-primary transition-colors"
|
||||
>
|
||||
GitHub
|
||||
</a>
|
||||
</li>
|
||||
</ul>
|
||||
</div>
|
||||
*/}
|
||||
</div>
|
||||
|
||||
<div className="text-muted-foreground mt-8 border-t pt-8 text-center text-xs">
|
||||
<p>
|
||||
© {new Date().getFullYear().toString()} InvestingFIRE. All rights reserved. |{' '}
|
||||
<a
|
||||
href="https://schulze.network"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
className="hover:text-primary"
|
||||
>
|
||||
Hosting by Schulze.network
|
||||
</a>
|
||||
</p>
|
||||
<p className="mt-2">
|
||||
Disclaimer: This calculator is for educational purposes only. Consult a financial advisor
|
||||
before making investment decisions.
|
||||
</p>
|
||||
</div>
|
||||
</div>
|
||||
</div>
|
||||
</footer>
|
||||
);
|
||||
}
|
||||
|
||||
@@ -3,6 +3,8 @@ import PlausibleProvider from "next-plausible";
|
||||
import { type Metadata, type Viewport } from "next";
|
||||
import { Geist } from "next/font/google";
|
||||
import { WebVitals } from "./components/web-vitals";
|
||||
import { Navbar } from "./components/Navbar";
|
||||
import Footer from "./components/footer";
|
||||
|
||||
export const viewport: Viewport = {
|
||||
themeColor: [{ color: "oklch(0.97 0.0228 95.96)" }],
|
||||
@@ -35,7 +37,11 @@ export default function RootLayout({
|
||||
/>
|
||||
</head>
|
||||
<WebVitals />
|
||||
<body>{children}</body>
|
||||
<body className="flex min-h-screen flex-col">
|
||||
<Navbar />
|
||||
<main className="flex-1">{children}</main>
|
||||
<Footer />
|
||||
</body>
|
||||
</html>
|
||||
);
|
||||
}
|
||||
|
||||
236
src/app/learn/coast-fire-vs-lean-fire/page.tsx
Normal file
236
src/app/learn/coast-fire-vs-lean-fire/page.tsx
Normal file
@@ -0,0 +1,236 @@
|
||||
import Link from 'next/link';
|
||||
import { Button } from '@/components/ui/button';
|
||||
import { Separator } from '@/components/ui/separator';
|
||||
import { Card, CardContent, CardHeader, CardTitle } from '@/components/ui/card';
|
||||
import { CoastFireChart } from '@/app/components/charts/CoastFireChart';
|
||||
import { AuthorBio } from '@/app/components/AuthorBio';
|
||||
import { FaqSection, type FaqItem } from '@/app/components/FaqSection';
|
||||
import type { Metadata } from 'next';
|
||||
|
||||
const faqs: FaqItem[] = [
|
||||
{
|
||||
question: 'What is the main difference between Coast FIRE and Lean FIRE?',
|
||||
answer:
|
||||
'Coast FIRE focuses on front-loading your savings early so compound interest does the rest—you still work but only to cover current expenses. Lean FIRE means fully retiring but on a minimal budget, typically under $40,000/year.',
|
||||
},
|
||||
{
|
||||
question: 'How do I calculate my Coast FIRE number?',
|
||||
answer:
|
||||
'Your Coast FIRE number depends on your target retirement age, expected investment returns, and desired retirement spending. Use the formula: Coast Number = Target FIRE Number ÷ (1 + annual return)^(years until traditional retirement). Our calculator handles this automatically.',
|
||||
},
|
||||
{
|
||||
question: 'Is Lean FIRE sustainable long-term?',
|
||||
answer:
|
||||
'Lean FIRE can be sustainable if you genuinely enjoy a minimalist lifestyle and have low-cost hobbies. However, it has less margin for unexpected expenses like healthcare or inflation spikes. Consider building a buffer or having flexible spending categories.',
|
||||
},
|
||||
{
|
||||
question: 'Can I combine Coast FIRE and Lean FIRE strategies?',
|
||||
answer:
|
||||
'Absolutely. Many people save aggressively (Lean FIRE mindset) to hit their Coast number early, then switch to a lower-stress job while their investments compound. This hybrid approach offers flexibility and reduced burnout.',
|
||||
},
|
||||
{
|
||||
question: 'Which strategy is better for someone in their 20s?',
|
||||
answer:
|
||||
'Coast FIRE often works well for young savers because you have decades for compound growth. Save aggressively for 10-15 years, hit your Coast number, then enjoy career flexibility. Lean FIRE might suit those who want to exit the workforce entirely ASAP.',
|
||||
},
|
||||
{
|
||||
question: 'What are the biggest risks of each strategy?',
|
||||
answer:
|
||||
'Coast FIRE risks include poor market returns during your coasting years or lifestyle inflation. Lean FIRE risks include unexpected expenses, healthcare costs, or finding the frugal lifestyle unsustainable over decades.',
|
||||
},
|
||||
];
|
||||
|
||||
export const metadata: Metadata = {
|
||||
title: `Coast FIRE vs. Lean FIRE: Which Strategy Is Right For You? (${new Date().getFullYear().toString()})`,
|
||||
description:
|
||||
'Compare Coast FIRE (front-loading savings) with Lean FIRE (minimalist living). See the math, pros, cons, and find your path to freedom.',
|
||||
alternates: {
|
||||
canonical: 'https://investingfire.com/learn/coast-fire-vs-lean-fire',
|
||||
},
|
||||
openGraph: {
|
||||
title: 'Coast FIRE vs. Lean FIRE: The Ultimate Comparison',
|
||||
description:
|
||||
"Don't just retire early—retire smarter. We break down the two most popular alternative FIRE strategies.",
|
||||
type: 'article',
|
||||
siteName: 'InvestingFIRE',
|
||||
url: 'https://investingfire.com/learn/coast-fire-vs-lean-fire',
|
||||
images: [
|
||||
{
|
||||
url: 'https://investingfire.com/apple-icon.png',
|
||||
width: 180,
|
||||
height: 180,
|
||||
alt: 'InvestingFIRE Logo',
|
||||
},
|
||||
],
|
||||
},
|
||||
};
|
||||
|
||||
export default function CoastVsLeanPage() {
|
||||
const jsonLd = {
|
||||
'@context': 'https://schema.org',
|
||||
'@type': 'Article',
|
||||
headline: 'Coast FIRE vs. Lean FIRE: Which Strategy Is Right For You?',
|
||||
author: {
|
||||
'@type': 'Organization',
|
||||
name: 'InvestingFIRE Team',
|
||||
},
|
||||
publisher: {
|
||||
'@type': 'Organization',
|
||||
name: 'InvestingFIRE',
|
||||
logo: {
|
||||
'@type': 'ImageObject',
|
||||
url: 'https://investingfire.com/apple-icon.png',
|
||||
},
|
||||
},
|
||||
datePublished: '2025-01-20',
|
||||
description:
|
||||
'Compare Coast FIRE vs Lean FIRE strategies to find your best path to financial independence.',
|
||||
};
|
||||
|
||||
return (
|
||||
<article className="container mx-auto max-w-3xl px-4 py-12">
|
||||
<script type="application/ld+json" dangerouslySetInnerHTML={{ __html: JSON.stringify(jsonLd) }} />
|
||||
|
||||
{/* Breadcrumb */}
|
||||
<nav className="text-muted-foreground mb-6 text-sm">
|
||||
<Link href="/" className="hover:text-primary">
|
||||
Home
|
||||
</Link>
|
||||
<span className="mx-2">/</span>
|
||||
<Link href="/learn" className="hover:text-primary">
|
||||
Learn
|
||||
</Link>
|
||||
<span className="mx-2">/</span>
|
||||
<span className="text-foreground">Coast vs. Lean FIRE</span>
|
||||
</nav>
|
||||
|
||||
<header className="mb-10">
|
||||
<h1 className="mb-6 text-4xl font-extrabold tracking-tight lg:text-5xl">
|
||||
Coast FIRE vs. Lean FIRE <br />
|
||||
<span className="text-primary">Choosing Your Path to Freedom</span>
|
||||
</h1>
|
||||
<p className="text-muted-foreground text-xl leading-relaxed">
|
||||
Traditional FIRE requires a massive nest egg. But what if you could retire sooner by tweaking
|
||||
the variables? Enter <strong>Coast FIRE</strong> and <strong>Lean FIRE</strong>—two powerful
|
||||
strategies for those who want freedom without the wait.
|
||||
</p>
|
||||
</header>
|
||||
|
||||
<div className="max-w-none">
|
||||
<h2>The Quick Summary</h2>
|
||||
<p>Not sure which one fits you? Here is the high-level breakdown:</p>
|
||||
|
||||
<div className="grid gap-6 md:grid-cols-2">
|
||||
<Card>
|
||||
<CardHeader>
|
||||
<CardTitle className="text-primary">🏖️ Coast FIRE</CardTitle>
|
||||
</CardHeader>
|
||||
<CardContent>
|
||||
<ul className="mt-0 list-disc space-y-2 pl-4">
|
||||
<li>
|
||||
<strong>Goal:</strong> Save enough <em>early</em> so compound interest covers your
|
||||
retirement.
|
||||
</li>
|
||||
<li>
|
||||
<strong>Lifestyle:</strong> Work to cover <em>current</em> expenses only.
|
||||
</li>
|
||||
<li>
|
||||
<strong>Best For:</strong> Young professionals with high savings rates who want to
|
||||
"downshift" careers later.
|
||||
</li>
|
||||
</ul>
|
||||
</CardContent>
|
||||
</Card>
|
||||
|
||||
<Card>
|
||||
<CardHeader>
|
||||
<CardTitle className="text-green-600">🌱 Lean FIRE</CardTitle>
|
||||
</CardHeader>
|
||||
<CardContent>
|
||||
<ul className="mt-0 list-disc space-y-2 pl-4">
|
||||
<li>
|
||||
<strong>Goal:</strong> Retire completely on a smaller budget (e.g., $30k-$40k/year).
|
||||
</li>
|
||||
<li>
|
||||
<strong>Lifestyle:</strong> Minimalist, frugal, simple living.
|
||||
</li>
|
||||
<li>
|
||||
<strong>Best For:</strong> People who hate their jobs and value time over luxury.
|
||||
</li>
|
||||
</ul>
|
||||
</CardContent>
|
||||
</Card>
|
||||
</div>
|
||||
|
||||
<h2 className="mt-12">Deep Dive: Coast FIRE</h2>
|
||||
<p>
|
||||
<strong>Coast FIRE</strong> is about reaching a "tipping point" where you no longer
|
||||
need to contribute to your retirement accounts. Your existing investments, left alone to
|
||||
compound for 10-20 years, will grow into a full retirement fund.
|
||||
</p>
|
||||
<p>
|
||||
Once you hit your Coast number, you only need to earn enough money to pay your monthly bills.
|
||||
This opens the door to:
|
||||
</p>
|
||||
<ul>
|
||||
<li>Switching to a lower-stress job</li>
|
||||
<li>Working part-time</li>
|
||||
<li>Taking sabbaticals</li>
|
||||
</ul>
|
||||
|
||||
<div className="my-8">
|
||||
<CoastFireChart />
|
||||
</div>
|
||||
|
||||
<h2 className="mt-12">Deep Dive: Lean FIRE</h2>
|
||||
<p>
|
||||
<strong>Lean FIRE</strong> attacks the equation from the expense side. By drastically lowering
|
||||
your cost of living, you lower your required FIRE number.
|
||||
</p>
|
||||
<p>
|
||||
If you can live happily on $35,000 a year, you "only" need $875,000 to retire (based
|
||||
on the 4% rule). Compare that to a "Fat FIRE" lifestyle spending $100,000, which
|
||||
requires $2.5 million. Lean FIRE is the fastest path out of the workforce, but it requires
|
||||
discipline.
|
||||
</p>
|
||||
|
||||
<Separator className="my-16" />
|
||||
|
||||
<h2>Run The Numbers</h2>
|
||||
<p>The best way to decide is to see the math. Use our calculator to simulate both scenarios:</p>
|
||||
<ol>
|
||||
<li>
|
||||
<strong>For Coast FIRE:</strong> Input your current age and a "Coast Age" (e.g.,
|
||||
35). See if your current balance grows enough by age 60 without adding more.
|
||||
</li>
|
||||
<li>
|
||||
<strong>For Lean FIRE:</strong> Lower your "Desired Monthly Allowance" to a
|
||||
minimalist level and see how fast you reach freedom.
|
||||
</li>
|
||||
</ol>
|
||||
|
||||
<div className="my-10 text-center">
|
||||
<Link href="/">
|
||||
<Button size="lg" className="text-lg">
|
||||
Compare Strategies with the Calculator →
|
||||
</Button>
|
||||
</Link>
|
||||
</div>
|
||||
|
||||
<h2>Which Should You Choose?</h2>
|
||||
<p>
|
||||
You don't have to pick one today. Many people start with a <strong>Lean FIRE</strong>{' '}
|
||||
mindset to save aggressively, then transition to <strong>Coast FIRE</strong> once they have a
|
||||
safety net, allowing them to enjoy their 30s and 40s more.
|
||||
</p>
|
||||
<p>
|
||||
The most important step is to just <strong>start</strong>.
|
||||
</p>
|
||||
|
||||
<FaqSection faqs={faqs} className="my-12" />
|
||||
|
||||
<AuthorBio />
|
||||
</div>
|
||||
</article>
|
||||
);
|
||||
}
|
||||
354
src/app/learn/home-bias-in-investing/page.tsx
Normal file
354
src/app/learn/home-bias-in-investing/page.tsx
Normal file
@@ -0,0 +1,354 @@
|
||||
import Link from 'next/link';
|
||||
import { Alert, AlertDescription, AlertTitle } from '@/components/ui/alert';
|
||||
import { Button } from '@/components/ui/button';
|
||||
import { Info } from 'lucide-react';
|
||||
import { AuthorBio } from '@/app/components/AuthorBio';
|
||||
import { FaqSection, type FaqItem } from '@/app/components/FaqSection';
|
||||
import type { Metadata } from 'next';
|
||||
|
||||
const faqs: FaqItem[] = [
|
||||
{
|
||||
question: 'How much of my portfolio should be domestic?',
|
||||
answer:
|
||||
'A common approach is market-cap weighting globally (roughly 55–60% US, 40–45% international today). Some investors keep 10–30% home tilt for currency needs, but large overweights increase concentration risk.',
|
||||
},
|
||||
{
|
||||
question: 'Does currency hedging remove home bias?',
|
||||
answer:
|
||||
'No. Hedging manages currency volatility but does not reduce country/sector concentration. Home bias is about overweighting domestic equities relative to their global weight.',
|
||||
},
|
||||
{
|
||||
question: 'Are there times when a home tilt makes sense?',
|
||||
answer:
|
||||
'Yes. If you have future liabilities in local currency (housing, tuition) or you want to simplify taxes, a modest tilt can be justified. Keep it intentional and sized.',
|
||||
},
|
||||
{
|
||||
question: 'What about emerging markets?',
|
||||
answer:
|
||||
'Global indexes already include emerging markets (EM). Adding a small EM tilt is optional; avoid excluding EM entirely to prevent regional concentration.',
|
||||
},
|
||||
{
|
||||
question: 'How do I reduce home bias in practice?',
|
||||
answer:
|
||||
'Replace single-country funds with global or All-World ETFs. Set an allocation policy (e.g., 80% global cap-weight, 20% local tilt) and rebalance to it instead of reacting to headlines.',
|
||||
},
|
||||
];
|
||||
|
||||
export const metadata: Metadata = {
|
||||
title: 'Home Bias in Investing: Why It Matters and How to Fix It',
|
||||
description:
|
||||
'Home bias concentrates risk in one country. Learn why it happens, how it hurts returns, and simple steps to global diversification.',
|
||||
alternates: {
|
||||
canonical: 'https://investingfire.com/learn/home-bias-in-investing',
|
||||
},
|
||||
openGraph: {
|
||||
title: 'Home Bias in Investing: Why It Matters and How to Fix It',
|
||||
description: 'Reduce country concentration, improve diversification, and stay tax aware.',
|
||||
type: 'article',
|
||||
siteName: 'InvestingFIRE',
|
||||
url: 'https://investingfire.com/learn/home-bias-in-investing',
|
||||
images: [
|
||||
{
|
||||
url: 'https://investingfire.com/apple-icon.png',
|
||||
width: 180,
|
||||
height: 180,
|
||||
alt: 'InvestingFIRE Logo',
|
||||
},
|
||||
],
|
||||
},
|
||||
};
|
||||
|
||||
export default function HomeBiasPage() {
|
||||
const jsonLd = {
|
||||
'@context': 'https://schema.org',
|
||||
'@type': 'Article',
|
||||
headline: 'Home Bias in Investing: Why It Matters and How to Fix It',
|
||||
author: {
|
||||
'@type': 'Organization',
|
||||
name: 'InvestingFIRE Team',
|
||||
},
|
||||
publisher: {
|
||||
'@type': 'Organization',
|
||||
name: 'InvestingFIRE',
|
||||
logo: {
|
||||
'@type': 'ImageObject',
|
||||
url: 'https://investingfire.com/apple-icon.png',
|
||||
},
|
||||
},
|
||||
datePublished: '2025-01-24',
|
||||
description:
|
||||
'Understand home bias, its risks, and practical steps to diversify globally while respecting local tax rules.',
|
||||
};
|
||||
|
||||
return (
|
||||
<article className="container mx-auto max-w-3xl px-4 py-12">
|
||||
<script type="application/ld+json" dangerouslySetInnerHTML={{ __html: JSON.stringify(jsonLd) }} />
|
||||
|
||||
<nav className="text-muted-foreground mb-6 text-sm">
|
||||
<Link href="/" className="hover:text-primary">
|
||||
Home
|
||||
</Link>
|
||||
<span className="mx-2">/</span>
|
||||
<Link href="/learn" className="hover:text-primary">
|
||||
Learn
|
||||
</Link>
|
||||
<span className="mx-2">/</span>
|
||||
<span className="text-foreground">Home Bias</span>
|
||||
</nav>
|
||||
|
||||
<header className="mb-10">
|
||||
<h1 className="mb-6 text-4xl font-extrabold tracking-tight lg:text-5xl">
|
||||
Home Bias: The Hidden Risk in Your Portfolio
|
||||
</h1>
|
||||
<p className="text-muted-foreground text-xl leading-relaxed">
|
||||
Overweighting your home market feels comfortable but concentrates risk. Here’s why it happens
|
||||
and how to diversify without creating tax headaches.
|
||||
</p>
|
||||
</header>
|
||||
|
||||
<div className="max-w-none">
|
||||
<Alert className="mb-8">
|
||||
<Info className="h-4 w-4" />
|
||||
<AlertTitle>Bias Check</AlertTitle>
|
||||
<AlertDescription>
|
||||
If your country is less than 10% of global market cap but more than 50% of your portfolio,
|
||||
you’re taking concentrated country and currency risk.
|
||||
</AlertDescription>
|
||||
</Alert>
|
||||
|
||||
<h2>What is Home Bias?</h2>
|
||||
<p>
|
||||
Home bias is the tendency to hold a far larger share of domestic stocks than their global
|
||||
weight. Investors in the US, UK, Canada, Sweden, India, and Australia all exhibit this behavior
|
||||
despite different market sizes.
|
||||
</p>
|
||||
|
||||
<h2>Why It Happens</h2>
|
||||
<ul className="mb-6 list-disc space-y-2 pl-5">
|
||||
<li>
|
||||
<strong>Familiarity:</strong> You know the brands and news cycle.
|
||||
</li>
|
||||
<li>
|
||||
<strong>Currency needs:</strong> You expect to spend in your local currency.
|
||||
</li>
|
||||
<li>
|
||||
<strong>Access & regulation:</strong> Some brokers limit foreign listings (PRIIPs/UCITS).
|
||||
</li>
|
||||
<li>
|
||||
<strong>Tax frictions:</strong> Forms, withholding tax, and paperwork discourage global
|
||||
exposure.
|
||||
</li>
|
||||
</ul>
|
||||
|
||||
<h2 className="mt-16">Why It’s Risky</h2>
|
||||
<ul className="mb-6 list-disc space-y-2 pl-5">
|
||||
<li>
|
||||
Country/sector concentration (e.g., US tech, Canadian financials/energy, Swedish industrials)
|
||||
</li>
|
||||
<li>Currency risk without diversification benefits</li>
|
||||
<li>Policy and regulatory risk (capital controls, tax changes)</li>
|
||||
<li>Missed growth in other regions and sectors</li>
|
||||
</ul>
|
||||
|
||||
<h2 className="mt-16">Fixing Home Bias (Practical Steps)</h2>
|
||||
<ol className="list-decimal space-y-2 pl-5">
|
||||
<li>Measure: compare your country weight to global cap weights (ACWI/FTSE All-World).</li>
|
||||
<li>Adopt a global core: one All-World ETF (VWCE, VT, VWRA, DHHF) or IWDA+EMIM combo.</li>
|
||||
<li>Set a deliberate tilt: e.g., 20% home, 80% global. Rebalance to policy, not headlines.</li>
|
||||
<li>
|
||||
Match currency to liabilities: keep cash for near-term local spending; hedge bonds where
|
||||
available.
|
||||
</li>
|
||||
<li>Use local wrappers to handle tax but hold global funds inside them when allowed.</li>
|
||||
</ol>
|
||||
|
||||
<h2 className="mt-16">Tax & Wrapper Considerations</h2>
|
||||
<p>
|
||||
You can stay globally diversified while using local tax shelters. The key is picking the right
|
||||
share class and domicile:
|
||||
</p>
|
||||
<ul className="mb-6 list-disc space-y-2 pl-5">
|
||||
<li>
|
||||
US: Avoid PFICs; prefer US-domiciled ETFs in IRAs/401k. Consider foreign tax credits in
|
||||
taxable.
|
||||
</li>
|
||||
<li>
|
||||
UK/EU: UCITS ETFs (PRIIPs compliant). Accumulating classes reduce admin in many systems.
|
||||
</li>
|
||||
<li>Canada: US-domiciled ETFs in RRSP may reduce withholding; TFSA does not.</li>
|
||||
<li>
|
||||
Sweden: ISK/KF simplify reporting; IE-domiciled ETFs help withholding compared to
|
||||
US-domiciled.
|
||||
</li>
|
||||
<li>
|
||||
Australia/NZ: Use Super for tax efficiency; outside, consider broad local + global ETFs.
|
||||
</li>
|
||||
</ul>
|
||||
|
||||
<h2 className="mt-16">Evidence & Further Reading</h2>
|
||||
<ul className="mb-6 list-disc space-y-2 pl-5">
|
||||
<li>
|
||||
MSCI,"The Home Bias Effect in Global Portfolios" —{' '}
|
||||
<Link
|
||||
href="https://www.msci.com/research-and-insights/quick-take/did-home-bias-help"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
MSCI
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
Vanguard Research,"Global equity investing: The benefits of diversification" —{' '}
|
||||
<Link
|
||||
href="https://www.vanguardmexico.com/content/dam/intl/americas/documents/mexico/en/global-equity-investing-diversification-sizing.pdf"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
Vanguard
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
Sercu & Vanpee (2012),"The home bias puzzle in equity portfolios" —{' '}
|
||||
<Link
|
||||
href="https://doi.org/10.1093/acprof:oso/9780199754656.003.0015"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
Oxford University Press
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
Fisher, Shah & Titman (2017),"Should you tilt your equity portfolio to smaller
|
||||
countries?" —{' '}
|
||||
<Link
|
||||
href="https://doi.org/10.3905/jpm.2017.44.1.127"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
Journal of Portfolio Management
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
Attig & Sy (2023), "Diversification during hard times" —{' '}
|
||||
<Link
|
||||
href="https://doi.org/10.1080/0015198X.2022.2160620"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
Financial Analysts Journal
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
Blanchett (2021),"Foreign revenue: A new world of risk exposures" —{' '}
|
||||
<Link
|
||||
href="https://doi.org/10.3905/jpm.2021.1.237"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
Journal of Portfolio Management
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
Anarkulova, Cederburg & O’Doherty (2023),"Beyond the status quo: A critical
|
||||
assessment of lifecycle investment advice" —{' '}
|
||||
<Link
|
||||
href="https://doi.org/10.2139/ssrn.4590406"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
SSRN
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
Goetzmann (2004),"Will history rhyme?" —{' '}
|
||||
<Link
|
||||
href="https://doi.org/10.3905/jpm.2004.442619"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
Journal of Portfolio Management
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
Ritter (2012),"Is economic growth good for investors?" —{' '}
|
||||
<Link
|
||||
href="https://doi.org/10.1111/j.1745-6622.2012.00385.x"
|
||||
className="text-primary hover:underline"
|
||||
>
|
||||
Journal of Applied Corporate Finance
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
French (2022),"Five things I know about investing" —{' '}
|
||||
<Link
|
||||
href="https://www.dimensional.com/us-en/insights/five-things-i-know-about-investing"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
Dimensional
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
Bryan (2018),"World War 1 and global stock markets" —{' '}
|
||||
<Link
|
||||
href="https://globalfinancialdata.com/world-war-1-and-global-stock-markets"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
Global Financial Data
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
Episode 200: Prof. Eugene Fama (2022) —{' '}
|
||||
<Link
|
||||
href="https://rationalreminder.ca/podcast/200"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
Rational Reminder Podcast
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
Merton (1973),"An intertemporal capital asset pricing model" —{' '}
|
||||
<Link
|
||||
href="https://doi.org/10.2307/1913811"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
Econometrica
|
||||
</Link>
|
||||
</li>
|
||||
</ul>
|
||||
|
||||
<div className="my-10 grid gap-4 sm:grid-cols-2">
|
||||
<Link href="/learn/where-to-park-your-money">
|
||||
<Button size="lg" className="w-full text-lg">
|
||||
Build a Global Portfolio →
|
||||
</Button>
|
||||
</Link>
|
||||
<Link href="/learn/safe-withdrawal-rate-4-percent-rule">
|
||||
<Button size="lg" variant="secondary" className="w-full text-lg">
|
||||
Plan Withdrawals →
|
||||
</Button>
|
||||
</Link>
|
||||
</div>
|
||||
|
||||
<FaqSection faqs={faqs} className="my-12" />
|
||||
|
||||
<AuthorBio />
|
||||
</div>
|
||||
</article>
|
||||
);
|
||||
}
|
||||
202
src/app/learn/page.tsx
Normal file
202
src/app/learn/page.tsx
Normal file
@@ -0,0 +1,202 @@
|
||||
import Link from 'next/link';
|
||||
import { Card, CardContent, CardDescription, CardHeader, CardTitle } from '@/components/ui/card';
|
||||
import BlurThing from '../components/blur-thing';
|
||||
import { RETIRE_AT_AGE_PRESETS } from '@/lib/retire-at';
|
||||
import type { Metadata } from 'next';
|
||||
|
||||
export const metadata: Metadata = {
|
||||
title: 'Learn FIRE | Financial Independence Guides & Resources',
|
||||
description:
|
||||
'Master the art of Financial Independence and Early Retirement. Deep dives into safe withdrawal rates, asset allocation, and FIRE strategies.',
|
||||
alternates: {
|
||||
canonical: 'https://investingfire.com/learn',
|
||||
},
|
||||
openGraph: {
|
||||
title: 'Learn FIRE | Financial Independence Guides & Resources',
|
||||
description:
|
||||
'Master the art of Financial Independence and Early Retirement. Deep dives into safe withdrawal rates, asset allocation, and FIRE strategies.',
|
||||
siteName: 'InvestingFIRE',
|
||||
url: 'https://investingfire.com/learn',
|
||||
images: [
|
||||
{
|
||||
url: 'https://investingfire.com/apple-icon.png',
|
||||
width: 180,
|
||||
height: 180,
|
||||
alt: 'InvestingFIRE Logo',
|
||||
},
|
||||
],
|
||||
},
|
||||
};
|
||||
|
||||
const retireAgeLinks = RETIRE_AT_AGE_PRESETS;
|
||||
|
||||
export default function LearnHubPage() {
|
||||
return (
|
||||
<div className="container mx-auto max-w-4xl px-4 py-12">
|
||||
<div className="mb-12 text-center">
|
||||
<h1 className="mb-4 text-4xl font-extrabold tracking-tight lg:text-5xl">FIRE Knowledge Base</h1>
|
||||
<p className="text-muted-foreground text-xl">
|
||||
Everything you need to know to leave the rat race behind.
|
||||
</p>
|
||||
</div>
|
||||
|
||||
<div className="grid gap-6 md:grid-cols-2 lg:grid-cols-3">
|
||||
{/* Article 1 */}
|
||||
<Link href="/learn/what-is-fire" className="transition-transform hover:scale-[1.02]">
|
||||
<Card className="hover:border-primary/50 h-full cursor-pointer border-2 transition-all">
|
||||
<BlurThing />
|
||||
<CardHeader>
|
||||
<div className="mb-2">
|
||||
<span className="rounded-full bg-green-100 px-2.5 py-0.5 text-xs font-medium text-green-800">
|
||||
Beginner
|
||||
</span>
|
||||
</div>
|
||||
<CardTitle className="text-2xl">What is FIRE?</CardTitle>
|
||||
<CardDescription>
|
||||
The comprehensive guide to Financial Independence, Retire Early.
|
||||
</CardDescription>
|
||||
</CardHeader>
|
||||
<CardContent>
|
||||
<p className="text-muted-foreground text-sm">
|
||||
Understand the core philosophy, the math behind the movement, and how to start your
|
||||
journey today.
|
||||
</p>
|
||||
</CardContent>
|
||||
</Card>
|
||||
</Link>
|
||||
|
||||
{/* Article 2 */}
|
||||
<Link
|
||||
href="/learn/safe-withdrawal-rate-4-percent-rule"
|
||||
className="transition-transform hover:scale-[1.02]"
|
||||
>
|
||||
<Card className="hover:border-primary/50 h-full cursor-pointer border-2">
|
||||
<CardHeader>
|
||||
<div className="mb-2">
|
||||
<span className="rounded-full bg-blue-100 px-2.5 py-0.5 text-xs font-medium text-blue-800">
|
||||
Strategy
|
||||
</span>
|
||||
</div>
|
||||
<CardTitle className="text-2xl">The 4% Rule Explained</CardTitle>
|
||||
<CardDescription>
|
||||
Is it still safe in {new Date().getFullYear().toString()}? A data-driven look at
|
||||
withdrawal rates.
|
||||
</CardDescription>
|
||||
</CardHeader>
|
||||
<CardContent>
|
||||
<p className="text-muted-foreground text-sm">
|
||||
Dive into the Trinity Study, sequence of returns risk, and how to bulletproof your
|
||||
retirement income.
|
||||
</p>
|
||||
</CardContent>
|
||||
</Card>
|
||||
</Link>
|
||||
|
||||
{/* Article 3 */}
|
||||
<Link href="/learn/coast-fire-vs-lean-fire" className="transition-transform hover:scale-[1.02]">
|
||||
<Card className="hover:border-primary/50 h-full cursor-pointer border-2">
|
||||
<CardHeader>
|
||||
<div className="mb-2">
|
||||
<span className="rounded-full bg-purple-100 px-2.5 py-0.5 text-xs font-medium text-purple-800">
|
||||
Comparison
|
||||
</span>
|
||||
</div>
|
||||
<CardTitle className="text-2xl">Coast FIRE vs. Lean FIRE</CardTitle>
|
||||
<CardDescription>Which strategy fits your lifestyle?</CardDescription>
|
||||
</CardHeader>
|
||||
<CardContent>
|
||||
<p className="text-muted-foreground text-sm">
|
||||
Comparing different flavors of financial independence to find your perfect fit.
|
||||
Front-load your savings or minimize your expenses?
|
||||
</p>
|
||||
</CardContent>
|
||||
</Card>
|
||||
</Link>
|
||||
|
||||
{/* Article 4 */}
|
||||
<Link href="/learn/where-to-park-your-money" className="transition-transform hover:scale-[1.02]">
|
||||
<Card className="hover:border-primary/50 h-full cursor-pointer border-2">
|
||||
<CardHeader>
|
||||
<div className="mb-2">
|
||||
<span className="rounded-full bg-amber-100 px-2.5 py-0.5 text-xs font-medium text-amber-800">
|
||||
Portfolio
|
||||
</span>
|
||||
</div>
|
||||
<CardTitle className="text-2xl">Where to Park Your Money</CardTitle>
|
||||
<CardDescription>
|
||||
Global, low-cost index strategies, tax wrappers, and broker tips for FIRE.
|
||||
</CardDescription>
|
||||
</CardHeader>
|
||||
<CardContent>
|
||||
<p className="text-muted-foreground text-sm">
|
||||
Build a world-allocation portfolio, avoid home bias, and choose the right accounts
|
||||
whether you're in the US, EU, UK, Canada, Australia, or elsewhere.
|
||||
</p>
|
||||
</CardContent>
|
||||
</Card>
|
||||
</Link>
|
||||
|
||||
{/* Article 5 */}
|
||||
<Link href="/learn/home-bias-in-investing" className="transition-transform hover:scale-[1.02]">
|
||||
<Card className="hover:border-primary/50 h-full cursor-pointer border-2">
|
||||
<CardHeader>
|
||||
<div className="mb-2">
|
||||
<span className="rounded-full bg-red-100 px-2.5 py-0.5 text-xs font-medium text-red-800">
|
||||
Risk
|
||||
</span>
|
||||
</div>
|
||||
<CardTitle className="text-2xl">Home Bias Explained</CardTitle>
|
||||
<CardDescription>Why country concentration hurts—and how to fix it.</CardDescription>
|
||||
</CardHeader>
|
||||
<CardContent>
|
||||
<p className="text-muted-foreground text-sm">
|
||||
Understand the hidden risks of overweighting your domestic market and learn practical
|
||||
steps to diversify globally without creating tax headaches.
|
||||
</p>
|
||||
</CardContent>
|
||||
</Card>
|
||||
</Link>
|
||||
</div>
|
||||
|
||||
<div className="mt-14 space-y-4">
|
||||
<div className="text-center">
|
||||
<h2 className="text-3xl font-bold">Retire By Age</h2>
|
||||
<p className="text-muted-foreground">
|
||||
See exactly how much you need to retire at different ages, backed by the calculator.
|
||||
</p>
|
||||
</div>
|
||||
<div className="grid gap-4 md:grid-cols-3">
|
||||
{retireAgeLinks.map((age) => (
|
||||
<Link
|
||||
key={age}
|
||||
href={`/learn/retire-at/${age.toString()}`}
|
||||
className="transition-transform hover:scale-[1.02]"
|
||||
>
|
||||
<Card className="hover:border-primary/50 h-full cursor-pointer border-2">
|
||||
<CardHeader>
|
||||
<CardTitle className="text-xl">Retire at {age}</CardTitle>
|
||||
<CardDescription className="text-muted-foreground text-xs">
|
||||
How much to save, what to invest, and what to tweak for age {age}.
|
||||
</CardDescription>
|
||||
</CardHeader>
|
||||
</Card>
|
||||
</Link>
|
||||
))}
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div className="bg-muted mt-16 rounded-xl p-8 text-center">
|
||||
<h2 className="mb-4 text-2xl font-bold">Ready to see the numbers?</h2>
|
||||
<p className="text-muted-foreground mb-6">
|
||||
Put theory into practice with our interactive projection tool.
|
||||
</p>
|
||||
<Link
|
||||
href="/"
|
||||
className="bg-primary text-primary-foreground ring-offset-background hover:bg-primary/90 focus-visible:ring-ring inline-flex h-10 items-center justify-center rounded-md px-8 text-sm font-medium transition-colors focus-visible:ring-2 focus-visible:ring-offset-2 focus-visible:outline-none disabled:pointer-events-none disabled:opacity-50"
|
||||
>
|
||||
Launch Calculator
|
||||
</Link>
|
||||
</div>
|
||||
</div>
|
||||
);
|
||||
}
|
||||
288
src/app/learn/retire-at/[age]/page.tsx
Normal file
288
src/app/learn/retire-at/[age]/page.tsx
Normal file
@@ -0,0 +1,288 @@
|
||||
import Link from 'next/link';
|
||||
import type { Metadata } from 'next';
|
||||
|
||||
import { Card, CardContent, CardDescription, CardHeader, CardTitle } from '@/components/ui/card';
|
||||
import { Button } from '@/components/ui/button';
|
||||
import { FaqSection, type FaqItem } from '@/app/components/FaqSection';
|
||||
import {
|
||||
RETIRE_AT_AGE_PRESETS,
|
||||
buildSpendScenarios,
|
||||
calculateNestEggFromSpend,
|
||||
extractCalculatorValuesFromSearch,
|
||||
parseAgeParam,
|
||||
} from '@/lib/retire-at';
|
||||
import { BASE_URL } from '@/lib/constants';
|
||||
|
||||
export const dynamic = 'force-static';
|
||||
export const dynamicParams = false;
|
||||
|
||||
interface RetireAtPageProps {
|
||||
params: Promise<{ age: string }>;
|
||||
searchParams?: Promise<Record<string, string | string[] | undefined>>;
|
||||
}
|
||||
|
||||
const currencyFormatter = new Intl.NumberFormat('en', {
|
||||
style: 'currency',
|
||||
currency: 'USD',
|
||||
maximumFractionDigits: 0,
|
||||
});
|
||||
|
||||
const faqForAge = (age: number): FaqItem[] => {
|
||||
const ageLabel = age.toString();
|
||||
return [
|
||||
{
|
||||
question: `How much do I need to retire at ${ageLabel}?`,
|
||||
answer:
|
||||
'A quick rule is your desired annual spending divided by a safe withdrawal rate. Using 4%, multiply your yearly spend by 25. Spending $60k/year means roughly $1.5M. Use the calculator below to tailor the projection to your own savings, growth, and inflation assumptions.',
|
||||
},
|
||||
{
|
||||
question: `What savings rate should I target to retire at ${ageLabel}?`,
|
||||
answer:
|
||||
'Aim for a 40–60% savings rate if you want to retire in 10–15 years. The exact rate depends on your starting capital, investment returns, and spending goal. Slide the monthly savings input to see how it moves your FIRE number and timeline.',
|
||||
},
|
||||
{
|
||||
question: 'Is the 4% rule safe for this timeline?',
|
||||
answer:
|
||||
'The 4% rule is a starting point, not a guarantee. Consider 3.5–4% for longer retirements or higher inflation periods. The calculator supports both fixed and percentage-based withdrawals so you can stress-test more conservative plans.',
|
||||
},
|
||||
{
|
||||
question: 'What if markets underperform?',
|
||||
answer:
|
||||
'Use a lower CAGR (e.g., 5–6%) and a higher inflation rate (e.g., 3%) in the calculator. Switch to Monte Carlo mode to see success probabilities with volatility. Also build flexibility into spending: trimming costs in bad years greatly improves durability.',
|
||||
},
|
||||
];
|
||||
};
|
||||
|
||||
export const generateStaticParams = () =>
|
||||
RETIRE_AT_AGE_PRESETS.map((age) => ({
|
||||
age: age.toString(),
|
||||
}));
|
||||
|
||||
export const generateMetadata = async ({ params }: RetireAtPageProps): Promise<Metadata> => {
|
||||
const { age: slugAge } = await params;
|
||||
const age = parseAgeParam(slugAge);
|
||||
const ageLabel = age.toString();
|
||||
const title = `How Much Do You Need to Retire at ${ageLabel}? | InvestingFIRE`;
|
||||
const description = `Instant answer plus calculator: see how much you need saved to retire at ${ageLabel}, modeled with your spending, returns, and inflation assumptions.`;
|
||||
const canonical = `${BASE_URL.replace(/\/$/, '')}/learn/retire-at/${ageLabel}`;
|
||||
|
||||
return {
|
||||
title,
|
||||
description,
|
||||
alternates: {
|
||||
canonical,
|
||||
},
|
||||
openGraph: {
|
||||
title,
|
||||
description,
|
||||
url: canonical,
|
||||
siteName: 'InvestingFIRE',
|
||||
type: 'article',
|
||||
images: [
|
||||
{
|
||||
url: 'https://investingfire.com/apple-icon.png',
|
||||
width: 180,
|
||||
height: 180,
|
||||
alt: 'InvestingFIRE Logo',
|
||||
},
|
||||
],
|
||||
},
|
||||
};
|
||||
};
|
||||
|
||||
export default async function RetireAtPage({ params, searchParams }: RetireAtPageProps) {
|
||||
const { age: slugAge } = await params;
|
||||
const resolvedSearch = (await searchParams) ?? {};
|
||||
const age = parseAgeParam(slugAge);
|
||||
const ageLabel = age.toString();
|
||||
const initialValues = extractCalculatorValuesFromSearch(resolvedSearch, age);
|
||||
const monthlySpend = initialValues.desiredMonthlyAllowance ?? 4000;
|
||||
const withdrawalRate = 0.04;
|
||||
const quickNestEgg = calculateNestEggFromSpend(monthlySpend, withdrawalRate);
|
||||
const scenarios = buildSpendScenarios(monthlySpend, withdrawalRate);
|
||||
|
||||
const canonical = `${BASE_URL.replace(/\/$/, '')}/learn/retire-at/${ageLabel}`;
|
||||
const jsonLd = {
|
||||
'@context': 'https://schema.org',
|
||||
'@type': 'Article',
|
||||
headline: `How Much Do You Need to Retire at ${ageLabel}?`,
|
||||
description:
|
||||
'Detailed guidance plus an interactive calculator showing exactly how much you need saved to retire at your target age.',
|
||||
mainEntityOfPage: canonical,
|
||||
datePublished: '2025-01-25',
|
||||
dateModified: new Date().toISOString().split('T')[0],
|
||||
publisher: {
|
||||
'@type': 'Organization',
|
||||
name: 'InvestingFIRE',
|
||||
logo: {
|
||||
'@type': 'ImageObject',
|
||||
url: `${BASE_URL}apple-icon.png`,
|
||||
},
|
||||
},
|
||||
};
|
||||
|
||||
const queryParams = new URLSearchParams();
|
||||
if (initialValues.currentAge) queryParams.set('currentAge', initialValues.currentAge.toString());
|
||||
queryParams.set('retirementAge', age.toString());
|
||||
queryParams.set('monthlySpend', monthlySpend.toString());
|
||||
if (initialValues.monthlySavings)
|
||||
queryParams.set('monthlySavings', initialValues.monthlySavings.toString());
|
||||
if (initialValues.startingCapital)
|
||||
queryParams.set('startingCapital', initialValues.startingCapital.toString());
|
||||
|
||||
return (
|
||||
<article className="container mx-auto max-w-4xl px-4 py-12">
|
||||
<script type="application/ld+json" dangerouslySetInnerHTML={{ __html: JSON.stringify(jsonLd) }} />
|
||||
|
||||
<nav className="text-muted-foreground mb-6 text-sm">
|
||||
<Link href="/" className="hover:text-primary">
|
||||
Home
|
||||
</Link>
|
||||
<span className="mx-2">/</span>
|
||||
<Link href="/learn" className="hover:text-primary">
|
||||
Learn
|
||||
</Link>
|
||||
<span className="mx-2">/</span>
|
||||
<span className="text-foreground">Retire at {age}</span>
|
||||
</nav>
|
||||
|
||||
<header className="mb-10">
|
||||
<h1 className="mb-4 text-4xl font-extrabold tracking-tight lg:text-5xl">
|
||||
How Much Do I Need to Retire at {age}?
|
||||
</h1>
|
||||
<p className="text-muted-foreground text-xl leading-relaxed">
|
||||
Get an instant rule-of-thumb number, then dial in the details with the FIRE calculator loaded
|
||||
for age {age}. Adjust savings, returns, inflation, and withdrawals to stress-test your plan.
|
||||
</p>
|
||||
</header>
|
||||
|
||||
<div className="grid gap-6 lg:grid-cols-3">
|
||||
<Card className="lg:col-span-2">
|
||||
<CardHeader>
|
||||
<CardTitle>Quick Answer</CardTitle>
|
||||
<CardDescription>
|
||||
Based on a {Math.round(withdrawalRate * 100)}% withdrawal rate
|
||||
</CardDescription>
|
||||
</CardHeader>
|
||||
<CardContent className="space-y-3">
|
||||
<p className="text-lg">
|
||||
With a monthly spend of <strong>{currencyFormatter.format(monthlySpend)}</strong>, you need
|
||||
roughly <strong>{currencyFormatter.format(quickNestEgg)}</strong> invested to retire at{' '}
|
||||
{age}.
|
||||
</p>
|
||||
<ul className="text-muted-foreground list-disc space-y-2 pl-5">
|
||||
<li>Uses the classic"Rule of 25" (annual spend ÷ {withdrawalRate * 100}%)</li>
|
||||
<li>Assumes inflation-adjusted withdrawals and a diversified portfolio</li>
|
||||
<li>Refine the projection below with your exact savings, age, and market assumptions</li>
|
||||
</ul>
|
||||
</CardContent>
|
||||
</Card>
|
||||
|
||||
<Card>
|
||||
<CardHeader>
|
||||
<CardTitle>At-a-Glance</CardTitle>
|
||||
</CardHeader>
|
||||
<CardContent className="text-muted-foreground space-y-2 text-sm">
|
||||
<div className="flex items-center justify-between">
|
||||
<span>Target age</span>
|
||||
<span className="text-foreground font-semibold">{age}</span>
|
||||
</div>
|
||||
<div className="flex items-center justify-between">
|
||||
<span>Monthly spend (today)</span>
|
||||
<span className="text-foreground font-semibold">
|
||||
{currencyFormatter.format(monthlySpend)}
|
||||
</span>
|
||||
</div>
|
||||
<div className="flex items-center justify-between">
|
||||
<span>Withdrawal rate</span>
|
||||
<span className="text-foreground font-semibold">{(withdrawalRate * 100).toFixed(1)}%</span>
|
||||
</div>
|
||||
<div className="flex items-center justify-between">
|
||||
<span>Rule-of-25 nest egg</span>
|
||||
<span className="text-foreground font-semibold">
|
||||
{currencyFormatter.format(quickNestEgg)}
|
||||
</span>
|
||||
</div>
|
||||
</CardContent>
|
||||
</Card>
|
||||
</div>
|
||||
|
||||
<section className="mt-12 space-y-6">
|
||||
<div className="flex items-baseline justify-between gap-3">
|
||||
<div>
|
||||
<h2 className="text-2xl font-bold">Spend Scenarios</h2>
|
||||
<p className="text-muted-foreground">
|
||||
Lean, classic, and comfortable budgets with required nest eggs.
|
||||
</p>
|
||||
</div>
|
||||
<Link
|
||||
href="/learn/safe-withdrawal-rate-4-percent-rule"
|
||||
className="text-primary text-sm hover:underline"
|
||||
>
|
||||
Why the {Math.round(withdrawalRate * 100)}% rule?
|
||||
</Link>
|
||||
</div>
|
||||
|
||||
<div className="grid gap-4 md:grid-cols-3">
|
||||
{scenarios.map((scenario) => (
|
||||
<Card key={scenario.key} className="h-full">
|
||||
<CardHeader>
|
||||
<CardTitle>{scenario.label}</CardTitle>
|
||||
<CardDescription>
|
||||
{currencyFormatter.format(scenario.monthlySpend)} / month
|
||||
</CardDescription>
|
||||
</CardHeader>
|
||||
<CardContent className="text-muted-foreground space-y-2 text-sm">
|
||||
<div className="flex items-center justify-between">
|
||||
<span>Annual spend</span>
|
||||
<span className="text-foreground font-semibold">
|
||||
{currencyFormatter.format(scenario.annualSpend)}
|
||||
</span>
|
||||
</div>
|
||||
<div className="flex items-center justify-between">
|
||||
<span>Needed to retire</span>
|
||||
<span className="text-foreground font-semibold">
|
||||
{currencyFormatter.format(scenario.nestEgg)}
|
||||
</span>
|
||||
</div>
|
||||
</CardContent>
|
||||
</Card>
|
||||
))}
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<section className="mt-14 space-y-6">
|
||||
<div className="bg-primary/5 rounded-xl border p-8 text-center">
|
||||
<h2 className="mb-4 text-3xl font-bold">Ready to Plan Your Details?</h2>
|
||||
<p className="text-muted-foreground mx-auto mb-8 max-w-2xl text-lg">
|
||||
This page gives you a ballpark estimate. Use our full-featured calculator to customize
|
||||
inflation, market returns, simulation modes (Monte Carlo), and more for your specific
|
||||
situation.
|
||||
</p>
|
||||
<Button size="lg" className="h-auto px-8 py-6 text-lg" asChild>
|
||||
<Link href={`/?${queryParams.toString()}`}>Open Full Calculator for Age {age}</Link>
|
||||
</Button>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<section className="mt-12 grid gap-6 md:grid-cols-2">
|
||||
<Card className="col-span-full">
|
||||
<CardHeader>
|
||||
<CardTitle>Key Levers to Watch</CardTitle>
|
||||
<CardDescription>Improve success odds for age {age}</CardDescription>
|
||||
</CardHeader>
|
||||
<CardContent>
|
||||
<ul className="text-muted-foreground list-disc space-y-2 pl-5">
|
||||
<li>Boost savings rate in the final 5–10 years before {age}</li>
|
||||
<li>Lower planned spending or add part-time income (Barista/Coast FIRE)</li>
|
||||
<li>Use conservative returns (5–7%) and realistic inflation (2–3%)</li>
|
||||
<li>Consider longer life expectancy (age {age + 30}+)</li>
|
||||
</ul>
|
||||
</CardContent>
|
||||
</Card>
|
||||
</section>
|
||||
|
||||
<FaqSection faqs={faqForAge(age)} className="my-12" />
|
||||
</article>
|
||||
);
|
||||
}
|
||||
16
src/app/learn/retire-at/__tests__/page.test.ts
Normal file
16
src/app/learn/retire-at/__tests__/page.test.ts
Normal file
@@ -0,0 +1,16 @@
|
||||
import { describe, expect, it } from 'vitest';
|
||||
|
||||
import { RETIRE_AT_AGE_PRESETS } from '@/lib/retire-at';
|
||||
import { generateStaticParams } from '../[age]/page';
|
||||
|
||||
describe('retire-at generateStaticParams', () => {
|
||||
it('returns all preset ages as strings with no duplicates', () => {
|
||||
const params = generateStaticParams();
|
||||
const ages = params.map((p) => p.age);
|
||||
|
||||
expect(ages).toHaveLength(RETIRE_AT_AGE_PRESETS.length);
|
||||
expect(new Set(ages).size).toBe(ages.length);
|
||||
expect(ages).toEqual(RETIRE_AT_AGE_PRESETS.map((age) => age.toString()));
|
||||
});
|
||||
});
|
||||
|
||||
214
src/app/learn/safe-withdrawal-rate-4-percent-rule/page.tsx
Normal file
214
src/app/learn/safe-withdrawal-rate-4-percent-rule/page.tsx
Normal file
@@ -0,0 +1,214 @@
|
||||
import Link from 'next/link';
|
||||
import { Button } from '@/components/ui/button';
|
||||
import { Alert, AlertDescription, AlertTitle } from '@/components/ui/alert';
|
||||
import { Info } from 'lucide-react';
|
||||
import { FourPercentRuleChart } from '@/app/components/charts/FourPercentRuleChart';
|
||||
import { AuthorBio } from '@/app/components/AuthorBio';
|
||||
import { FaqSection, type FaqItem } from '@/app/components/FaqSection';
|
||||
import type { Metadata } from 'next';
|
||||
|
||||
const faqs: FaqItem[] = [
|
||||
{
|
||||
question: 'What is the 4% rule and where does it come from?',
|
||||
answer:
|
||||
'The 4% rule comes from the Trinity Study (1998), which analyzed historical data to find a sustainable withdrawal rate. It states that withdrawing 4% of your initial portfolio in year one, then adjusting for inflation each year, has historically survived 95% of 30-year periods.',
|
||||
},
|
||||
{
|
||||
question: 'Is 4% still safe for early retirees?',
|
||||
answer:
|
||||
'For early retirees with 40-50+ year horizons, many experts recommend a more conservative 3.25-3.5% withdrawal rate. The original study only covered 30-year periods, and current market valuations may lead to lower future returns.',
|
||||
},
|
||||
{
|
||||
question: 'What is sequence of returns risk?',
|
||||
answer:
|
||||
'Sequence of returns risk is the danger of experiencing poor market returns early in retirement. If you withdraw from a declining portfolio, you sell more shares to maintain income, leaving less to recover when markets rebound. This can deplete your portfolio even if long-term average returns are good.',
|
||||
},
|
||||
{
|
||||
question: 'Should I withdraw 4% of my current balance each year?',
|
||||
answer:
|
||||
'No. The 4% rule uses your initial retirement portfolio value. You withdraw 4% of that starting amount, then increase it by inflation each year—regardless of market performance. Some prefer percentage-of-portfolio strategies, which adjust spending to market conditions.',
|
||||
},
|
||||
{
|
||||
question: 'What is the guardrails withdrawal strategy?',
|
||||
answer:
|
||||
'The guardrails approach sets upper and lower bounds on spending. If your portfolio drops significantly, you reduce withdrawals (skip discretionary spending). If it grows substantially, you give yourself a raise. This flexibility dramatically improves portfolio survival rates.',
|
||||
},
|
||||
{
|
||||
question: 'How does inflation affect the 4% rule?',
|
||||
answer:
|
||||
'Inflation is built into the 4% rule—you increase withdrawals by the inflation rate each year to maintain purchasing power. However, periods of unexpectedly high inflation (like recent years) can stress portfolios more than historical averages suggest.',
|
||||
},
|
||||
];
|
||||
|
||||
export const metadata: Metadata = {
|
||||
title: 'Safe Withdrawal Rates & The 4% Rule Explained (2025 Update)',
|
||||
description: `Is the 4% rule safe in ${new Date().getFullYear().toString()}? We analyze the Trinity Study, sequence of returns risk, and variable withdrawal strategies for a bulletproof retirement.`,
|
||||
alternates: {
|
||||
canonical: 'https://investingfire.com/learn/safe-withdrawal-rate-4-percent-rule',
|
||||
},
|
||||
openGraph: {
|
||||
title: 'Safe Withdrawal Rates & The 4% Rule Explained',
|
||||
description: "Don't run out of money. Understanding the math behind safe retirement withdrawals.",
|
||||
type: 'article',
|
||||
siteName: 'InvestingFIRE',
|
||||
url: 'https://investingfire.com/learn/safe-withdrawal-rate-4-percent-rule',
|
||||
images: [
|
||||
{
|
||||
url: 'https://investingfire.com/apple-icon.png',
|
||||
width: 180,
|
||||
height: 180,
|
||||
alt: 'InvestingFIRE Logo',
|
||||
},
|
||||
],
|
||||
},
|
||||
};
|
||||
|
||||
export default function SafeWithdrawalPage() {
|
||||
const jsonLd = {
|
||||
'@context': 'https://schema.org',
|
||||
'@type': 'Article',
|
||||
headline: `Safe Withdrawal Rates & The 4% Rule Explained (${new Date().getFullYear().toString()} Update)`,
|
||||
author: {
|
||||
'@type': 'Organization',
|
||||
name: 'InvestingFIRE Team',
|
||||
},
|
||||
publisher: {
|
||||
'@type': 'Organization',
|
||||
name: 'InvestingFIRE',
|
||||
logo: {
|
||||
'@type': 'ImageObject',
|
||||
url: 'https://investingfire.com/apple-icon.png',
|
||||
},
|
||||
},
|
||||
datePublished: '2025-01-15',
|
||||
description: `Is the 4% rule safe in ${new Date().getFullYear().toString()}? Analysis of the Trinity Study and modern withdrawal strategies.`,
|
||||
};
|
||||
|
||||
return (
|
||||
<article className="container mx-auto max-w-3xl px-4 py-12">
|
||||
<script type="application/ld+json" dangerouslySetInnerHTML={{ __html: JSON.stringify(jsonLd) }} />
|
||||
|
||||
<nav className="text-muted-foreground mb-6 text-sm">
|
||||
<Link href="/" className="hover:text-primary">
|
||||
Home
|
||||
</Link>
|
||||
<span className="mx-2">/</span>
|
||||
<Link href="/learn" className="hover:text-primary">
|
||||
Learn
|
||||
</Link>
|
||||
<span className="mx-2">/</span>
|
||||
<span className="text-foreground">Safe Withdrawal Rates</span>
|
||||
</nav>
|
||||
|
||||
<header className="mb-10">
|
||||
<h1 className="mb-6 text-4xl font-extrabold tracking-tight lg:text-5xl">
|
||||
The 4% Rule Explained: <br />
|
||||
<span className="text-primary">Is It Safe in {new Date().getFullYear().toString()}?</span>
|
||||
</h1>
|
||||
<p className="text-muted-foreground text-xl leading-relaxed">
|
||||
The "4% Rule" is the bedrock of the FIRE movement. But originally published in 1994,
|
||||
does it hold up against modern inflation and market valuations? Let's look at the data.
|
||||
</p>
|
||||
</header>
|
||||
|
||||
<div className="max-w-none">
|
||||
<h2>What is the 4% Rule?</h2>
|
||||
<p>
|
||||
The rule comes from the <strong>Trinity Study</strong> (1998), which looked at historical
|
||||
stock/bond portfolios to see how often they would last for 30 years given various withdrawal
|
||||
rates.
|
||||
</p>
|
||||
<p>
|
||||
The Conclusion: A portfolio of 50% stocks and 50% bonds survived{' '}
|
||||
<strong>95% of the time</strong> over 30-year periods when the retiree withdrew 4% of the
|
||||
initial balance, adjusted annually for inflation.
|
||||
</p>
|
||||
|
||||
<Alert className="my-6">
|
||||
<Info className="h-4 w-4" />
|
||||
<AlertTitle>Key Distinction</AlertTitle>
|
||||
<AlertDescription>
|
||||
<span>
|
||||
The 4% is based on your <span className="italic">initial</span> portfolio value. If you
|
||||
start with $1M, you withdraw $40k. In year 2, if inflation was 3%, you withdraw
|
||||
$41,200—regardless of whether the market is up or down.
|
||||
</span>
|
||||
</AlertDescription>
|
||||
</Alert>
|
||||
|
||||
<div className="my-8">
|
||||
<FourPercentRuleChart />
|
||||
</div>
|
||||
|
||||
<h2>The Problem with 4% in {new Date().getFullYear().toString()}</h2>
|
||||
<p>
|
||||
While 4% worked historically, many experts argue it might be too aggressive for early retirees
|
||||
today. Why?
|
||||
</p>
|
||||
<ul className="list-disc pl-5">
|
||||
<li>
|
||||
<strong>Longer Horizons:</strong> The Trinity Study looked at 30 years. If you retire at 35,
|
||||
you might need your money to last 50 or 60 years.
|
||||
</li>
|
||||
<li>
|
||||
<strong>Valuations:</strong> When stock market valuations (CAPE ratios) are high, future
|
||||
returns tend to be lower.
|
||||
</li>
|
||||
<li>
|
||||
<strong>Sequence of Returns Risk:</strong> If the market crashes right after you retire (like
|
||||
in 2000 or 2008), depleting your portfolio early can make it impossible to recover, even if
|
||||
the market rebounds later.
|
||||
</li>
|
||||
</ul>
|
||||
|
||||
<h2>Better Alternatives: Variable Withdrawal Rates</h2>
|
||||
<p>
|
||||
Instead of a rigid "blind" withdrawal, modern FIRE strategies suggest being dynamic.
|
||||
</p>
|
||||
<h3>1. The "Guardrails" Approach</h3>
|
||||
<p>
|
||||
If the market drops significantly, you cut your spending (e.g., skip the vacation, eat out
|
||||
less). If the market booms, you give yourself a raise. This flexibility massively increases
|
||||
your portfolio's success rate.
|
||||
</p>
|
||||
|
||||
<h3>2. Lower the Initial Rate</h3>
|
||||
<p>
|
||||
Many cautious early retirees target a <strong>3.25% to 3.5%</strong> withdrawal rate. This
|
||||
virtually guarantees capital preservation across almost all historical scenarios, even extended
|
||||
bear markets.
|
||||
</p>
|
||||
|
||||
<h2>Simulate Your Safe Rate</h2>
|
||||
<p>
|
||||
Reading about it is one thing; seeing it is another. We've built these scenarios directly
|
||||
into our calculator.
|
||||
</p>
|
||||
<p>
|
||||
Go to the calculator, expand the advanced options (or check the "Simulation Mode" if
|
||||
available), and switch between "Deterministic" (Fixed return) and "Monte
|
||||
Carlo" (Randomized) to see how volatility impacts your success chance.
|
||||
</p>
|
||||
|
||||
<div className="my-8 text-center">
|
||||
<Link href="/?simulationMode=monte-carlo">
|
||||
<Button size="lg" variant="secondary" className="text-lg">
|
||||
Run Monte Carlo Simulation →
|
||||
</Button>
|
||||
</Link>
|
||||
</div>
|
||||
|
||||
<h2>Conclusion</h2>
|
||||
<p>
|
||||
The 4% rule is a fantastic rule of thumb for planning, but a dangerous rule of law for
|
||||
execution. Use it to set your savings target, but remain flexible once you actually pull the
|
||||
trigger on retirement.
|
||||
</p>
|
||||
|
||||
<FaqSection faqs={faqs} className="my-12" />
|
||||
|
||||
<AuthorBio />
|
||||
</div>
|
||||
</article>
|
||||
);
|
||||
}
|
||||
238
src/app/learn/what-is-fire/page.tsx
Normal file
238
src/app/learn/what-is-fire/page.tsx
Normal file
@@ -0,0 +1,238 @@
|
||||
import Link from 'next/link';
|
||||
import { Button } from '@/components/ui/button';
|
||||
import { FireFlowchart } from '@/app/components/charts/FireFlowchart';
|
||||
import { AuthorBio } from '@/app/components/AuthorBio';
|
||||
import { FaqSection, type FaqItem } from '@/app/components/FaqSection';
|
||||
import type { Metadata } from 'next';
|
||||
|
||||
const faqs: FaqItem[] = [
|
||||
{
|
||||
question: 'How much money do I need to achieve FIRE?',
|
||||
answer:
|
||||
'The amount depends on your annual expenses. Using the Rule of 25, multiply your yearly spending by 25. For example, if you spend $40,000 per year, you need $1,000,000 invested. This is based on the 4% safe withdrawal rate.',
|
||||
},
|
||||
{
|
||||
question: 'What savings rate do I need to retire early?',
|
||||
answer:
|
||||
'The higher your savings rate, the faster you can retire. At a 50% savings rate, you can retire in about 17 years. At 70%, it drops to around 8.5 years. The key is the gap between your income and expenses, not your absolute income.',
|
||||
},
|
||||
{
|
||||
question: 'Is FIRE only for high-income earners?',
|
||||
answer:
|
||||
'No. While higher income makes it easier, FIRE is fundamentally about the savings rate—the percentage of income you save. Someone earning $50,000 saving 50% can reach FIRE faster than someone earning $200,000 saving 10%.',
|
||||
},
|
||||
{
|
||||
question: 'What is the difference between Lean FIRE and Fat FIRE?',
|
||||
answer:
|
||||
'Lean FIRE means retiring on a minimal budget (typically under $40,000/year), requiring a smaller nest egg but more frugal living. Fat FIRE means retiring with a larger budget ($100,000+/year) for a more comfortable lifestyle, requiring a much larger portfolio.',
|
||||
},
|
||||
{
|
||||
question: 'Where should I invest for FIRE?',
|
||||
answer:
|
||||
'Most FIRE practitioners favor low-cost index funds (like total stock market funds) due to their diversification and minimal fees. Tax-advantaged accounts (401k, IRA, Roth IRA) should generally be maxed out before taxable accounts.',
|
||||
},
|
||||
{
|
||||
question: 'Can I still pursue FIRE if I have debt?',
|
||||
answer:
|
||||
'Yes, but prioritization matters. High-interest debt (credit cards, personal loans) should typically be paid off first. Low-interest debt like mortgages can often be managed alongside investing, depending on rates and your risk tolerance.',
|
||||
},
|
||||
];
|
||||
|
||||
export const metadata: Metadata = {
|
||||
title: `What is FIRE? The Ultimate Guide to Financial Independence (${new Date().getFullYear().toString()})`,
|
||||
description:
|
||||
'Discover the FIRE movement (Financial Independence, Retire Early). Learn how to calculate your FIRE number, savings rate, and retire decades ahead of schedule.',
|
||||
alternates: {
|
||||
canonical: 'https://investingfire.com/learn/what-is-fire',
|
||||
},
|
||||
openGraph: {
|
||||
title: 'What is FIRE? The Ultimate Guide to Financial Independence',
|
||||
description: 'Stop trading time for money. The comprehensive guide to regaining your freedom.',
|
||||
type: 'article',
|
||||
siteName: 'InvestingFIRE',
|
||||
url: 'https://investingfire.com/learn/what-is-fire',
|
||||
images: [
|
||||
{
|
||||
url: 'https://investingfire.com/apple-icon.png',
|
||||
width: 180,
|
||||
height: 180,
|
||||
alt: 'InvestingFIRE Logo',
|
||||
},
|
||||
],
|
||||
},
|
||||
};
|
||||
|
||||
export default function WhatIsFirePage() {
|
||||
// JSON-LD for SEO
|
||||
const jsonLd = {
|
||||
'@context': 'https://schema.org',
|
||||
'@type': 'Article',
|
||||
headline: 'What is FIRE? The Ultimate Guide to Financial Independence',
|
||||
author: {
|
||||
'@type': 'Organization',
|
||||
name: 'InvestingFIRE Team',
|
||||
},
|
||||
publisher: {
|
||||
'@type': 'Organization',
|
||||
name: 'InvestingFIRE',
|
||||
logo: {
|
||||
'@type': 'ImageObject',
|
||||
url: 'https://investingfire.com/apple-icon.png',
|
||||
},
|
||||
},
|
||||
datePublished: '2025-01-15',
|
||||
description:
|
||||
'Discover the FIRE movement. Learn how to calculate your FIRE number, savings rate, and retire decades ahead of schedule.',
|
||||
};
|
||||
|
||||
return (
|
||||
<article className="container mx-auto max-w-3xl px-4 py-12">
|
||||
<script type="application/ld+json" dangerouslySetInnerHTML={{ __html: JSON.stringify(jsonLd) }} />
|
||||
|
||||
{/* Breadcrumb */}
|
||||
<nav className="text-muted-foreground mb-6 text-sm">
|
||||
<Link href="/" className="hover:text-primary">
|
||||
Home
|
||||
</Link>
|
||||
<span className="mx-2">/</span>
|
||||
<Link href="/learn" className="hover:text-primary">
|
||||
Learn
|
||||
</Link>
|
||||
<span className="mx-2">/</span>
|
||||
<span className="text-foreground">What is FIRE?</span>
|
||||
</nav>
|
||||
|
||||
<header className="mb-10">
|
||||
<h1 className="mb-6 text-4xl font-extrabold tracking-tight lg:text-5xl">
|
||||
What Is FIRE? <br />
|
||||
<span className="text-primary">The Modern Guide to Financial Freedom</span>
|
||||
</h1>
|
||||
<p className="text-muted-foreground text-xl leading-relaxed">
|
||||
FIRE stands for <strong>Financial Independence, Retire Early</strong>. It’s not just about
|
||||
quitting your job—it’s about reaching a point where work is optional, and your assets generate
|
||||
enough income to cover your lifestyle forever.
|
||||
</p>
|
||||
</header>
|
||||
|
||||
<div className="max-w-none">
|
||||
<p>
|
||||
Imagine waking up on a Monday morning without an alarm clock. You don't have to rush to a
|
||||
commute, sit in traffic, or answer to a boss. Instead, you have the ultimate luxury:{' '}
|
||||
<strong>ownership of your time</strong>.
|
||||
</p>
|
||||
|
||||
<div className="bg-card my-8 rounded-lg border p-6 shadow-sm">
|
||||
<h3 className="mt-0 text-xl font-semibold">💡 The Core Equation</h3>
|
||||
<p className="mb-4">
|
||||
FIRE isn't magic; it's math. The speed at which you can retire depends on one
|
||||
primary variable: <strong>Your Savings Rate</strong>.
|
||||
</p>
|
||||
<p className="mb-0">
|
||||
<span className="text-primary font-mono">
|
||||
High Income - Low Expenses = High Savings = Freedom
|
||||
</span>
|
||||
</p>
|
||||
</div>
|
||||
|
||||
<div className="my-8">
|
||||
<FireFlowchart />
|
||||
</div>
|
||||
|
||||
<h2>The 3 Pillars of FIRE</h2>
|
||||
<p>To achieve financial independence, you need to optimize three levers:</p>
|
||||
|
||||
<ol className="mb-8 list-inside list-decimal space-y-2">
|
||||
<li>
|
||||
<strong>Spend Less (Frugality):</strong> Cutting unnecessary costs is the most powerful lever
|
||||
because it has a double effect: it increases your savings <em>and</em> lowers the amount you
|
||||
need to save forever.
|
||||
</li>
|
||||
<li>
|
||||
<strong>Earn More (Income):</strong> There is a floor to how much you can cut, but no ceiling
|
||||
to how much you can earn. Side hustles, career growth, and upskilling are key.
|
||||
</li>
|
||||
<li>
|
||||
<strong>Invest Wisely (Growth):</strong> Your money must work for you. Low-cost index funds
|
||||
(like VTSAX) are the vehicle of choice for the FIRE community due to their diversification
|
||||
and low fees.
|
||||
</li>
|
||||
</ol>
|
||||
|
||||
<h2>What is "The Number"?</h2>
|
||||
<p>
|
||||
Your <strong>FIRE Number</strong> is the net worth you need to retire. The most common rule of
|
||||
thumb is the <strong>Rule of 25</strong>:
|
||||
</p>
|
||||
<blockquote>
|
||||
<p className="text-foreground text-xl font-medium not-italic">
|
||||
Annual Expenses × 25 = FIRE Number
|
||||
</p>
|
||||
</blockquote>
|
||||
<p>
|
||||
For example, if you spend <strong>$40,000</strong> per year, you need{' '}
|
||||
<strong>$1,000,000</strong> invested. This is based on the <em>4% Rule</em>, which suggests you
|
||||
can withdraw 4% of your portfolio in the first year of retirement (adjusted for inflation
|
||||
thereafter) with a high probability of not running out of money.
|
||||
</p>
|
||||
|
||||
<div className="my-8 text-center">
|
||||
<Link href="/">
|
||||
<Button size="lg" className="text-lg">
|
||||
Calculate Your FIRE Number Now →
|
||||
</Button>
|
||||
</Link>
|
||||
</div>
|
||||
|
||||
<h2 id="types-of-fire">Types of FIRE</h2>
|
||||
<p>FIRE isn't one-size-fits-all. Over the years, several variations have emerged:</p>
|
||||
<ul>
|
||||
<li>
|
||||
<strong>Lean FIRE:</strong> Retiring on a budget (e.g., less than $40k/year). Great for
|
||||
minimalists.
|
||||
</li>
|
||||
<li>
|
||||
<strong>Fat FIRE:</strong> Retiring with abundance (e.g., $100k+/year). Requires a larger
|
||||
nest egg but offers a luxurious lifestyle.
|
||||
</li>
|
||||
<li>
|
||||
<strong>Barista FIRE:</strong> Reaching a portfolio size where you still work part-time
|
||||
(perhaps as a barista) for benefits or extra cash, reducing withdrawal pressure.
|
||||
</li>
|
||||
<li>
|
||||
<strong>Coast FIRE:</strong> Saving enough early on so that compound interest alone will hit
|
||||
your retirement target by age 65, allowing you to stop saving and just cover expenses.
|
||||
</li>
|
||||
</ul>
|
||||
|
||||
<h2>Why {new Date().getFullYear().toString()} Changes Things</h2>
|
||||
<p>
|
||||
In {new Date().getFullYear().toString()}, we face unique challenges: higher inflation than the
|
||||
previous decade and potentially lower future stock market returns. This makes{' '}
|
||||
<strong>flexibility</strong> essential.
|
||||
</p>
|
||||
<p>
|
||||
Static calculators often fail to capture this nuance. That's why{' '}
|
||||
<Link href="/" className="text-primary hover:underline">
|
||||
InvestingFIRE.com
|
||||
</Link>{' '}
|
||||
allows you to adjust inflation assumptions and growth rates dynamically, helping you
|
||||
stress-test your plan against modern economic reality.
|
||||
</p>
|
||||
|
||||
<h2>Conclusion</h2>
|
||||
<p>
|
||||
FIRE is more than a financial goal; it's a lifestyle design choice. It asks the question:{' '}
|
||||
<em>"What would you do if money were no object?"</em>
|
||||
</p>
|
||||
<p>
|
||||
Start by tracking your expenses, calculating your savings rate, and running your numbers. The
|
||||
best time to plant a tree was 20 years ago. The second best time is today.
|
||||
</p>
|
||||
|
||||
<FaqSection faqs={faqs} className="my-12" />
|
||||
|
||||
<AuthorBio />
|
||||
</div>
|
||||
</article>
|
||||
);
|
||||
}
|
||||
442
src/app/learn/where-to-park-your-money/page.tsx
Normal file
442
src/app/learn/where-to-park-your-money/page.tsx
Normal file
@@ -0,0 +1,442 @@
|
||||
import Link from 'next/link';
|
||||
import { Alert, AlertDescription, AlertTitle } from '@/components/ui/alert';
|
||||
import { Card, CardContent, CardHeader, CardTitle } from '@/components/ui/card';
|
||||
import { Button } from '@/components/ui/button';
|
||||
import { Info } from 'lucide-react';
|
||||
import { AuthorBio } from '@/app/components/AuthorBio';
|
||||
import { FaqSection, type FaqItem } from '@/app/components/FaqSection';
|
||||
import type { Metadata } from 'next';
|
||||
|
||||
const faqs: FaqItem[] = [
|
||||
{
|
||||
question: 'Is a single world ETF enough?',
|
||||
answer:
|
||||
'For most long-term investors, a single, low-cost global index fund (like VT in the US or VWCE in the EU) paired with a risk-appropriate bond fund is sufficient. Add regional tilts only if you have a clear, deliberate reason.',
|
||||
},
|
||||
{
|
||||
question: 'Should I choose accumulating or distributing share classes?',
|
||||
answer:
|
||||
'If your tax system does not tax unrealized gains and you want simplicity, accumulating share classes can reduce paperwork. In countries that tax deemed distributions or where you need cash flow, distributing classes may make sense.',
|
||||
},
|
||||
{
|
||||
question: 'How often should I rebalance?',
|
||||
answer:
|
||||
'Set simple guardrails: rebalance when an asset class is 5–10 percentage points away from target, or on a set cadence (e.g., annually). Avoid excessive trading to minimize taxes and fees.',
|
||||
},
|
||||
{
|
||||
question: 'Can I mix local pension schemes with global ETFs?',
|
||||
answer:
|
||||
'Yes—use tax-advantaged accounts first (IRA/401k, ISA/SIPP, RRSP/TFSA, ISK/KF, Superannuation, etc.). Align assets to account type: tax-inefficient assets (bonds/REITs) in tax shelters; tax-efficient broad equity ETFs in taxable.',
|
||||
},
|
||||
{
|
||||
question: 'What if my broker doesn’t offer fractional shares?',
|
||||
answer:
|
||||
'Use ETFs with lower share prices, contribute in larger but less frequent batches, or pick brokers that support fractional investing. Always compare FX costs and custody protections before moving.',
|
||||
},
|
||||
];
|
||||
|
||||
export const metadata: Metadata = {
|
||||
title: `Where to Park Your Money for FIRE (${new Date().getFullYear().toString()})`,
|
||||
description:
|
||||
'Build a globally diversified, low-cost index portfolio, avoid home bias, and use the right tax wrappers—wherever you live. A practical guide for FIRE investors.',
|
||||
alternates: {
|
||||
canonical: 'https://investingfire.com/learn/where-to-park-your-money',
|
||||
},
|
||||
openGraph: {
|
||||
title: 'Where to Park Your Money for FIRE',
|
||||
description: 'Global index investing playbook: avoid home bias, cut fees, optimize taxes.',
|
||||
type: 'article',
|
||||
siteName: 'InvestingFIRE',
|
||||
url: 'https://investingfire.com/learn/where-to-park-your-money',
|
||||
images: [
|
||||
{
|
||||
url: 'https://investingfire.com/apple-icon.png',
|
||||
width: 180,
|
||||
height: 180,
|
||||
alt: 'InvestingFIRE Logo',
|
||||
},
|
||||
],
|
||||
},
|
||||
};
|
||||
|
||||
export default function ParkYourMoneyPage() {
|
||||
const jsonLd = {
|
||||
'@context': 'https://schema.org',
|
||||
'@type': 'Article',
|
||||
headline: 'Where to Park Your Money for FIRE',
|
||||
author: {
|
||||
'@type': 'Organization',
|
||||
name: 'InvestingFIRE Team',
|
||||
},
|
||||
publisher: {
|
||||
'@type': 'Organization',
|
||||
name: 'InvestingFIRE',
|
||||
logo: {
|
||||
'@type': 'ImageObject',
|
||||
url: 'https://investingfire.com/apple-icon.png',
|
||||
},
|
||||
},
|
||||
datePublished: '2025-01-24',
|
||||
description:
|
||||
'A global guide to placing your money for FIRE: low-cost index funds, tax wrappers, and avoiding home bias.',
|
||||
};
|
||||
|
||||
return (
|
||||
<article className="container mx-auto max-w-3xl px-4 py-12">
|
||||
<script type="application/ld+json" dangerouslySetInnerHTML={{ __html: JSON.stringify(jsonLd) }} />
|
||||
|
||||
<nav className="text-muted-foreground mb-6 text-sm">
|
||||
<Link href="/" className="hover:text-primary">
|
||||
Home
|
||||
</Link>
|
||||
<span className="mx-2">/</span>
|
||||
<Link href="/learn" className="hover:text-primary">
|
||||
Learn
|
||||
</Link>
|
||||
<span className="mx-2">/</span>
|
||||
<span className="text-foreground">Where to Park Your Money</span>
|
||||
</nav>
|
||||
|
||||
<header className="mb-10">
|
||||
<h1 className="mb-6 text-4xl font-extrabold tracking-tight lg:text-5xl">
|
||||
Where to Park Your Money for FIRE <br />
|
||||
<span className="text-primary">Global, Low-Cost, Tax-Savvy</span>
|
||||
</h1>
|
||||
<p className="text-muted-foreground text-xl leading-relaxed">
|
||||
The right accounts and funds can shave years off your FIRE timeline. This guide shows how to
|
||||
avoid home bias, keep costs low, and use country-specific tax wrappers without overcomplicating
|
||||
your plan.
|
||||
</p>
|
||||
</header>
|
||||
|
||||
<div className="max-w-none">
|
||||
<Alert className="mb-8">
|
||||
<Info className="h-4 w-4" />
|
||||
<AlertTitle>Key Principle</AlertTitle>
|
||||
<AlertDescription>
|
||||
Broad, low-cost diversification beats stock picking. Start with a simple global equity fund,
|
||||
add a bond sleeve matched to your risk tolerance, and automate contributions.
|
||||
</AlertDescription>
|
||||
</Alert>
|
||||
|
||||
<h2>Why Placement Matters</h2>
|
||||
<p>
|
||||
Costs, taxes, and diversification drive long-term returns. Optimizing where you hold assets can
|
||||
add 0.5–1.0% per year—a massive difference over decades.
|
||||
</p>
|
||||
|
||||
<h2 className="mt-16" id="home-bias">
|
||||
Avoiding Home Bias
|
||||
</h2>
|
||||
<p>
|
||||
Home bias is the tendency to overweight your domestic market. This increases concentration risk
|
||||
(currency, regulation, sector tilt). Global market-cap exposure reduces single-country
|
||||
drawdowns and captures growth wherever it occurs.
|
||||
</p>
|
||||
<p className="text-muted-foreground text-sm">
|
||||
Want a deeper dive? Read our{' '}
|
||||
<Link href="/learn/home-bias-in-investing" className="text-primary hover:underline">
|
||||
Home Bias Explained
|
||||
</Link>{' '}
|
||||
guide.
|
||||
</p>
|
||||
|
||||
<h2 className="mt-16">Core Portfolio Recipe (Global First)</h2>
|
||||
<p>Pick one diversified equity base, then pair with a hedged bond fund if you need stability.</p>
|
||||
|
||||
<div className="grid gap-6 md:grid-cols-2">
|
||||
<Card>
|
||||
<CardHeader>
|
||||
<CardTitle className="text-primary">Global Equity (One-Fund)</CardTitle>
|
||||
</CardHeader>
|
||||
<CardContent>
|
||||
<ul className="list-disc space-y-2 pl-4">
|
||||
<li>US: VT (Vanguard Total World), or VTI + VXUS</li>
|
||||
<li>EU/EEA (PRIIPs): VWCE (FTSE All-World UCITS), or IWDA + EMIM</li>
|
||||
<li>UK: VWRA or VUAG</li>
|
||||
<li>Canada: VEQT or XEQT (all-in-one), or VTI+VEA+VEE if allowed</li>
|
||||
<li>Australia/NZ: DHHF, or VGS + VGE</li>
|
||||
<li>Asia (SG/HK): IE-domiciled ACWI/FTSE All-World equivalents where available</li>
|
||||
</ul>
|
||||
</CardContent>
|
||||
</Card>
|
||||
|
||||
<Card>
|
||||
<CardHeader>
|
||||
<CardTitle className="text-green-700">Bonds & Stability</CardTitle>
|
||||
</CardHeader>
|
||||
<CardContent>
|
||||
<ul className="list-disc space-y-2 pl-4">
|
||||
<li>US: BNDW (global aggregate) or BND/BNDX mix</li>
|
||||
<li>
|
||||
EU/EEA/UK: AGGH (global agg hedged), or government bond UCITS hedged to home currency
|
||||
</li>
|
||||
<li>Canada: VAB (aggregate) or ZAG</li>
|
||||
<li>Australia: VAF or GOVT; NZ: NZB hedged options if available</li>
|
||||
<li>Cash bucket: 6–12 months in high-yield savings/term deposits for near-term needs</li>
|
||||
</ul>
|
||||
</CardContent>
|
||||
</Card>
|
||||
</div>
|
||||
|
||||
<h2 className="mt-16">Where to Hold (Tax Wrappers by Region)</h2>
|
||||
<div className="mt-8 grid gap-6 md:grid-cols-2">
|
||||
<Card>
|
||||
<CardHeader>
|
||||
<CardTitle>US</CardTitle>
|
||||
</CardHeader>
|
||||
<CardContent className="space-y-2">
|
||||
<p>
|
||||
401k/403b, Traditional & Roth IRA, HSA. Avoid PFICs if abroad. Use total-market ETFs.
|
||||
</p>
|
||||
<p className="text-muted-foreground text-sm">
|
||||
IRS basics:{' '}
|
||||
<Link
|
||||
href="https://www.irs.gov/retirement-plans"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
irs.gov/retirement-plans
|
||||
</Link>
|
||||
</p>
|
||||
</CardContent>
|
||||
</Card>
|
||||
|
||||
<Card>
|
||||
<CardHeader>
|
||||
<CardTitle>UK</CardTitle>
|
||||
</CardHeader>
|
||||
<CardContent className="space-y-2">
|
||||
<p>
|
||||
ISA for tax-free growth; SIPP for tax relief. Consider accumulating UCITS ETFs for
|
||||
simplicity.
|
||||
</p>
|
||||
<p className="text-muted-foreground text-sm">
|
||||
HMRC ISA guidance:{' '}
|
||||
<Link
|
||||
href="https://www.gov.uk/individual-savings-accounts"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
gov.uk/individual-savings-accounts
|
||||
</Link>
|
||||
</p>
|
||||
</CardContent>
|
||||
</Card>
|
||||
|
||||
<Card>
|
||||
<CardHeader>
|
||||
<CardTitle>Canada</CardTitle>
|
||||
</CardHeader>
|
||||
<CardContent className="space-y-2">
|
||||
<p>
|
||||
RRSP (treaty relief on US ETFs), TFSA (note US withholding not fully relieved), and RESP
|
||||
for kids.
|
||||
</p>
|
||||
<p className="text-muted-foreground text-sm">
|
||||
CRA TFSA rules:{' '}
|
||||
<Link
|
||||
href="https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/tax-free-savings-account.html"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
canada.ca/.../tax-free-savings-account
|
||||
</Link>
|
||||
</p>
|
||||
</CardContent>
|
||||
</Card>
|
||||
|
||||
<Card>
|
||||
<CardHeader>
|
||||
<CardTitle>Sweden</CardTitle>
|
||||
</CardHeader>
|
||||
<CardContent className="space-y-2">
|
||||
<p>
|
||||
ISK for simplified tax and automatic reporting; KF when holding US/IE ETFs for better
|
||||
withholding outcomes.
|
||||
</p>
|
||||
<p className="text-muted-foreground text-sm">
|
||||
Skatteverket ISK info:{' '}
|
||||
<Link
|
||||
href="https://www.skatteverket.se/privat/skatter/vardepapper/investeringssparkontoisk"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
skatteverket.se/.../isk
|
||||
</Link>
|
||||
</p>
|
||||
</CardContent>
|
||||
</Card>
|
||||
|
||||
<Card>
|
||||
<CardHeader>
|
||||
<CardTitle>EU / EEA</CardTitle>
|
||||
</CardHeader>
|
||||
<CardContent className="space-y-2">
|
||||
<p>
|
||||
PRIIPs means UCITS ETFs. Choose accumulating share classes if tax-efficient. Mind local
|
||||
deemed-distribution rules.
|
||||
</p>
|
||||
<p className="text-muted-foreground text-sm">
|
||||
EU PRIIPs overview:{' '}
|
||||
<Link
|
||||
href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/key-information-documents-packaged-retail-and-insurance-based-investment-products-priips_en"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
finance.ec.europa.eu/.../priips
|
||||
</Link>
|
||||
</p>
|
||||
</CardContent>
|
||||
</Card>
|
||||
|
||||
<Card>
|
||||
<CardHeader>
|
||||
<CardTitle>Australia / NZ</CardTitle>
|
||||
</CardHeader>
|
||||
<CardContent className="space-y-2">
|
||||
<p>
|
||||
Superannuation for tax advantage. Outside super, consider broad ASX/NZX ETFs plus global
|
||||
UCITS/US-listed where permitted.
|
||||
</p>
|
||||
<p className="text-muted-foreground text-sm">
|
||||
ATO super basics:{' '}
|
||||
<Link
|
||||
href="https://www.ato.gov.au/individuals/super/"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
ato.gov.au/individuals/super
|
||||
</Link>
|
||||
</p>
|
||||
</CardContent>
|
||||
</Card>
|
||||
|
||||
<Card>
|
||||
<CardHeader>
|
||||
<CardTitle>Singapore / Hong Kong</CardTitle>
|
||||
</CardHeader>
|
||||
<CardContent className="space-y-2">
|
||||
<p>
|
||||
Use reputable brokers with access to IE-domiciled ETFs (reduced withholding vs US). Watch
|
||||
FX and custody fees.
|
||||
</p>
|
||||
</CardContent>
|
||||
</Card>
|
||||
|
||||
<Card>
|
||||
<CardHeader>
|
||||
<CardTitle>India</CardTitle>
|
||||
</CardHeader>
|
||||
<CardContent className="space-y-2">
|
||||
<p>
|
||||
Domestic index funds (Nifty 50/500, Sensex) for core. Overseas ETFs via LRS subject to
|
||||
limits and tax on foreign assets.
|
||||
</p>
|
||||
<p className="text-muted-foreground text-sm">
|
||||
RBI LRS details:{' '}
|
||||
<Link
|
||||
href="https://rbi.org.in/scripts/FAQView.aspx?Id=115"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
rbi.org.in/.../FAQView.aspx?Id=115
|
||||
</Link>
|
||||
</p>
|
||||
</CardContent>
|
||||
</Card>
|
||||
</div>
|
||||
|
||||
<h2 className="mt-16">Broker Checklist</h2>
|
||||
<ul className="mb-6 list-disc space-y-2 pl-5">
|
||||
<li>Regulation and investor protection (SIPC/FSCS/IIROC/etc.)</li>
|
||||
<li>All-in costs: commissions, FX spreads, custody, inactivity, and withdrawal fees</li>
|
||||
<li>Fractional shares and automatic DCA support</li>
|
||||
<li>Access to UCITS/PRIIPs-compliant funds if required</li>
|
||||
<li>Reliable tax documents (1099, T5, annual statements) and easy export</li>
|
||||
</ul>
|
||||
|
||||
<h2 className="mt-16">Execution Playbook</h2>
|
||||
<ol className="list-decimal space-y-2 pl-5">
|
||||
<li>Define your target mix (e.g., 90/10 or 70/30) and write a one-page IPS.</li>
|
||||
<li>Automate monthly contributions; avoid market timing.</li>
|
||||
<li>Rebalance annually or when allocations drift 5–10 points.</li>
|
||||
<li>Keep 6–12 months of expenses in cash to manage withdrawal risk.</li>
|
||||
<li>Review tax changes yearly; wrappers and treaty benefits can shift.</li>
|
||||
</ol>
|
||||
|
||||
<h2 className="mt-16">Further Reading & Evidence</h2>
|
||||
<ul className="mb-6 list-disc space-y-2 pl-5">
|
||||
<li>
|
||||
Vanguard Research,"Global equity investing: The benefits of diversification" —{' '}
|
||||
<Link
|
||||
href="https://corporate.vanguard.com/content/dam/corp/research/pdf/global-equity-investing-benefits-diversification.pdf"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
Vanguard
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
MSCI,"The Home Bias Effect in Global Portfolios" —{' '}
|
||||
<Link
|
||||
href="https://www.msci.com/research-and-insights/quick-take/did-home-bias-help"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
MSCI
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
SPIVA scorecards (active vs passive) —{' '}
|
||||
<Link
|
||||
href="https://www.spglobal.com/spdji/en/research-insights/spiva/"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
S&P Dow Jones Indices
|
||||
</Link>
|
||||
</li>
|
||||
<li>
|
||||
Bogleheads"Three-Fund Portfolio" —{' '}
|
||||
<Link
|
||||
href="https://www.bogleheads.org/wiki/Three-fund_portfolio"
|
||||
className="text-primary hover:underline"
|
||||
target="_blank"
|
||||
rel="noopener noreferrer"
|
||||
>
|
||||
Bogleheads Wiki
|
||||
</Link>
|
||||
</li>
|
||||
</ul>
|
||||
|
||||
<div className="my-10 grid gap-4 sm:grid-cols-2">
|
||||
<Link href="/">
|
||||
<Button size="lg" className="w-full text-lg">
|
||||
Run the FIRE Calculator →
|
||||
</Button>
|
||||
</Link>
|
||||
<Link href="/learn/safe-withdrawal-rate-4-percent-rule">
|
||||
<Button size="lg" variant="secondary" className="w-full text-lg">
|
||||
Learn Safe Withdrawals →
|
||||
</Button>
|
||||
</Link>
|
||||
</div>
|
||||
|
||||
<FaqSection faqs={faqs} className="my-12" />
|
||||
|
||||
<AuthorBio />
|
||||
</div>
|
||||
</article>
|
||||
);
|
||||
}
|
||||
400
src/app/page.tsx
400
src/app/page.tsx
@@ -1,75 +1,75 @@
|
||||
import Image from "next/image";
|
||||
import FireCalculatorForm from "./components/FireCalculatorForm";
|
||||
import {
|
||||
Accordion,
|
||||
AccordionContent,
|
||||
AccordionItem,
|
||||
AccordionTrigger,
|
||||
} from "@/components/ui/accordion";
|
||||
import Footer from "./components/footer";
|
||||
import BackgroundPattern from "./components/BackgroundPattern";
|
||||
import Image from 'next/image';
|
||||
import { Suspense } from 'react';
|
||||
import FireCalculatorForm from './components/FireCalculatorForm';
|
||||
import BackgroundPattern from './components/BackgroundPattern';
|
||||
import { FaqSection, type FaqItem } from './components/FaqSection';
|
||||
import { Testimonials } from './components/Testimonials';
|
||||
import type { Metadata } from 'next';
|
||||
|
||||
export default function HomePage() {
|
||||
const faqData = {
|
||||
"@context": "https://schema.org",
|
||||
"@type": "FAQPage",
|
||||
mainEntity: [
|
||||
const faqs: FaqItem[] = [
|
||||
{
|
||||
question: 'What methodology does this calculator use?',
|
||||
answer:
|
||||
'We run a multi-year projection in two phases: 1. Accumulation: Your balance grows by CAGR and you add monthly savings. 2. Retirement: The balance continues compounding, but you withdraw an inflation-adjusted monthly allowance. The result: a precise estimate of the capital you\'ll have at retirement (your "FIRE Number") and how long it will last until your chosen life expectancy.',
|
||||
},
|
||||
{
|
||||
question: "Why isn't this just the 4% rule?",
|
||||
answer:
|
||||
"The 4% rule is a useful starting point (25x annual spending), but it assumes a fixed withdrawal rate with inflation adjustments and doesn't model ongoing savings or dynamic market returns. Our calculator simulates each year's growth, contributions, and inflation-indexed withdrawals to give you a tailored picture.",
|
||||
},
|
||||
{
|
||||
question: 'How do I choose a realistic growth rate?',
|
||||
answer:
|
||||
'Historically, a diversified portfolio of equities and bonds has returned around 7-10% per year before inflation. We recommend starting around 6-8% (net of fees), then running "what-if" scenarios—5% on the conservative side, 10% on the aggressive side—to see how they affect your timeline.',
|
||||
},
|
||||
{
|
||||
question: 'How does inflation factor into my FIRE Number?',
|
||||
answer:
|
||||
"Cost of living rises. To maintain today's lifestyle, your monthly allowance must grow each year by your inflation rate. This calculator automatically inflates your desired monthly spending and subtracts it from your portfolio during retirement, ensuring your FIRE Number keeps pace with rising expenses.",
|
||||
},
|
||||
{
|
||||
question: 'Can I really retire early with FIRE?',
|
||||
answer:
|
||||
'Early retirement is achievable with disciplined saving, smart investing, and realistic assumptions. This tool helps you set targets, visualize outcomes, and adjust inputs—so you can build confidence in your plan and make informed trade-offs between lifestyle, risk, and timeline.',
|
||||
},
|
||||
{
|
||||
question: 'How should I use this calculator effectively?',
|
||||
answer:
|
||||
'Start with your actual numbers (capital, savings, age). Set conservative - mid - aggressive growth rates to bound possibilities. Slide your retirement age to explore "early" vs. "traditional" scenarios. Review the chart—especially the reference lines—to see when you hit FI and how withdrawals impact your balance. Experiment with higher savings rates or lower target spending to accelerate your path.',
|
||||
},
|
||||
];
|
||||
|
||||
export const metadata: Metadata = {
|
||||
title: `InvestingFIRE | Finance and Retirement Calculator ${new Date().getFullYear().toString()}`,
|
||||
description:
|
||||
'Achieve Financial Independence & Early Retirement! Plan your FIRE journey with the InvestingFIRE calculator and get personal projections in gorgeous graphs..',
|
||||
alternates: {
|
||||
canonical: 'https://investingfire.com',
|
||||
},
|
||||
openGraph: {
|
||||
title: `InvestingFIRE | Finance and Retirement Calculator ${new Date().getFullYear().toString()}`,
|
||||
description:
|
||||
'Achieve Financial Independence & Early Retirement! Plan your FIRE journey with the InvestingFIRE calculator and get personal projections in gorgeous graphs.',
|
||||
type: 'website',
|
||||
url: 'https://investingfire.com',
|
||||
siteName: 'InvestingFIRE',
|
||||
images: [
|
||||
{
|
||||
"@type": "Question",
|
||||
name: "What methodology does this calculator use?",
|
||||
acceptedAnswer: {
|
||||
"@type": "Answer",
|
||||
text: "We run a multi-year projection in two phases: 1. Accumulation: Your balance grows by CAGR and you add monthly savings. 2. Retirement: The balance continues compounding, but you withdraw an inflation-adjusted monthly allowance. The result: a precise estimate of the capital you'll have at retirement (your “FIRE Number”) and how long it will last until your chosen life expectancy.",
|
||||
},
|
||||
},
|
||||
{
|
||||
"@type": "Question",
|
||||
name: "Why isn't this just the 4% rule?",
|
||||
acceptedAnswer: {
|
||||
"@type": "Answer",
|
||||
text: "The 4% rule is a useful starting point (25× annual spending), but it assumes a fixed withdrawal rate with inflation adjustments and doesn't model ongoing savings or dynamic market returns. Our calculator simulates each year's growth, contributions, and inflation-indexed withdrawals to give you a tailored picture.",
|
||||
},
|
||||
},
|
||||
{
|
||||
"@type": "Question",
|
||||
name: "How do I choose a realistic growth rate?",
|
||||
acceptedAnswer: {
|
||||
"@type": "Answer",
|
||||
text: "Historically, a diversified portfolio of equities and bonds has returned around 7-10% per year before inflation. We recommend starting around 6-8% (net of fees), then running “what-if” scenarios—5% on the conservative side, 10% on the aggressive side—to see how they affect your timeline.",
|
||||
},
|
||||
},
|
||||
{
|
||||
"@type": "Question",
|
||||
name: "How does inflation factor into my FIRE Number?",
|
||||
acceptedAnswer: {
|
||||
"@type": "Answer",
|
||||
text: "Cost of living rises. To maintain today's lifestyle, your monthly allowance must grow each year by your inflation rate. This calculator automatically inflates your desired monthly spending and subtracts it from your portfolio during retirement, ensuring your FIRE Number keeps pace with rising expenses.",
|
||||
},
|
||||
},
|
||||
{
|
||||
"@type": "Question",
|
||||
name: "Can I really retire early with FIRE?",
|
||||
acceptedAnswer: {
|
||||
"@type": "Answer",
|
||||
text: "Early retirement is achievable with disciplined saving, smart investing, and realistic assumptions. This tool helps you set targets, visualize outcomes, and adjust inputs—so you can build confidence in your plan and make informed trade-offs between lifestyle, risk, and timeline.",
|
||||
},
|
||||
},
|
||||
{
|
||||
"@type": "Question",
|
||||
name: "How should I use this calculator effectively?",
|
||||
acceptedAnswer: {
|
||||
"@type": "Answer",
|
||||
text: "Start with your actual numbers (capital, savings, age). Set conservative - mid - aggressive growth rates to bound possibilities. Slide your retirement age to explore “early” vs. “traditional” scenarios. Review the chart—especially the reference lines—to see when you hit FI and how withdrawals impact your balance. Experiment with higher savings rates or lower target spending to accelerate your path.",
|
||||
},
|
||||
url: 'https://investingfire.com/apple-icon.png',
|
||||
width: 180,
|
||||
height: 180,
|
||||
alt: 'InvestingFIRE Logo',
|
||||
},
|
||||
],
|
||||
};
|
||||
},
|
||||
};
|
||||
|
||||
export default function HomePage() {
|
||||
return (
|
||||
<main className="text-primary-foreground to-destructive from-secondary flex min-h-screen flex-col items-center bg-linear-to-b p-2">
|
||||
<div className="from-background via-primary/10 to-secondary/10 text-foreground relative flex min-h-screen w-full flex-col items-center overflow-hidden bg-gradient-to-b px-4 pt-6 pb-16">
|
||||
<BackgroundPattern />
|
||||
<div className="z-10 mx-auto flex flex-col items-center justify-center gap-4 text-center">
|
||||
<div className="mt-8 flex flex-row flex-wrap items-center justify-center gap-4 align-middle">
|
||||
<div className="flex flex-row flex-wrap items-center justify-center gap-4 align-middle">
|
||||
<Image
|
||||
priority
|
||||
unoptimized
|
||||
@@ -78,48 +78,55 @@ export default function HomePage() {
|
||||
width={100}
|
||||
height={100}
|
||||
/>
|
||||
<h1 className="from-primary via-primary-foreground to-primary bg-linear-to-r bg-clip-text text-5xl font-extrabold tracking-tight text-transparent drop-shadow-md sm:text-[5rem]">
|
||||
<h1 className="from-primary via-accent to-primary bg-linear-to-r bg-clip-text text-5xl font-extrabold tracking-tight text-transparent drop-shadow-md sm:text-[5rem]">
|
||||
InvestingFIRE
|
||||
</h1>
|
||||
</div>
|
||||
<p className="text-primary-foreground/90 text-xl font-semibold md:text-2xl">
|
||||
The #1 FIRE Calculator
|
||||
<span className="bg-primary/15 text-primary rounded-full px-4 py-2 text-xs font-semibold tracking-wide uppercase shadow-sm">
|
||||
100% free • built for educational use
|
||||
</span>
|
||||
<p className="text-foreground/90 text-xl font-semibold md:text-2xl">The #1 FIRE Calculator</p>
|
||||
<p className="text-foreground/80 max-w-2xl text-base text-balance md:text-lg">
|
||||
Plan your path to financial independence with transparent math—ad-free and built to teach you
|
||||
how FIRE works.
|
||||
</p>
|
||||
<div className="mt-8 w-full max-w-2xl">
|
||||
<FireCalculatorForm />
|
||||
<Suspense fallback={<div>Loading calculator...</div>}>
|
||||
<FireCalculatorForm />
|
||||
</Suspense>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div className="z-10 mx-auto max-w-4xl px-4">
|
||||
<Testimonials />
|
||||
</div>
|
||||
|
||||
{/* Added SEO Content Sections */}
|
||||
<div className="z-10 mx-auto max-w-2xl py-12 text-left">
|
||||
<section className="mb-12">
|
||||
<h2 className="mb-4 text-3xl font-bold">
|
||||
What Is FIRE? Understanding Financial Independence and Early
|
||||
Retirement
|
||||
What Is FIRE? Understanding Financial Independence and Early Retirement
|
||||
</h2>
|
||||
<p className="mb-4 text-lg leading-relaxed">
|
||||
FIRE stands for{" "}
|
||||
<strong>Financial Independence, Retire Early</strong>. It's a
|
||||
lifestyle movement built around two core ideas:
|
||||
FIRE stands for <strong>Financial Independence, Retire Early</strong>. It's a lifestyle
|
||||
movement built around two core ideas:
|
||||
</p>
|
||||
<ul className="mb-4 ml-6 list-disc space-y-2 text-lg">
|
||||
<li>
|
||||
<strong>Aggressive saving & investing</strong>—often 50%+ of
|
||||
income—so your capital grows rapidly.
|
||||
<strong>Aggressive saving & investing</strong>—often 50%+ of income—so your capital grows
|
||||
rapidly.
|
||||
</li>
|
||||
<li>
|
||||
<strong>Passive-income coverage</strong>—when your investment
|
||||
returns exceed your living expenses, you gain freedom from a
|
||||
traditional 9-5.
|
||||
<strong>Passive-income coverage</strong>—when your investment returns exceed your living
|
||||
expenses, you gain freedom from a traditional 9-5.
|
||||
</li>
|
||||
</ul>
|
||||
<p className="text-lg leading-relaxed">
|
||||
By reaching your personal <em>FIRE Number</em>—the nest egg needed
|
||||
to cover your inflation-adjusted spending—you unlock the option to
|
||||
step away from a daily paycheck and pursue passion projects, travel,
|
||||
family, or anything else. This calculator helps you simulate your
|
||||
journey, estimate how much you need, and visualize both your
|
||||
accumulation phase and your retirement withdrawals over time.
|
||||
By reaching your personal <em>FIRE Number</em>—the nest egg needed to cover your
|
||||
inflation-adjusted spending—you unlock the option to step away from a daily paycheck and
|
||||
pursue passion projects, travel, family, or anything else. This calculator helps you simulate
|
||||
your journey, estimate how much you need, and visualize both your accumulation phase and your
|
||||
retirement withdrawals over time.
|
||||
</p>
|
||||
</section>
|
||||
|
||||
@@ -128,208 +135,82 @@ export default function HomePage() {
|
||||
How This FIRE Calculator Provides Investing Insights
|
||||
</h2>
|
||||
<p className="mb-4 text-lg leading-relaxed">
|
||||
Our interactive tool goes beyond a simple “25x annual spending”
|
||||
rule. It runs a <strong>year-by-year simulation</strong> of your
|
||||
portfolio, combining:
|
||||
Our interactive tool goes beyond a simple"25x annual spending" rule. It runs a{' '}
|
||||
<strong>year-by-year simulation</strong> of your portfolio, combining:
|
||||
</p>
|
||||
<ul className="mb-4 ml-6 list-disc space-y-2 text-lg">
|
||||
<li>
|
||||
<strong>Starting Capital</strong>—your current invested balance
|
||||
</li>
|
||||
<li>
|
||||
<strong>Monthly Savings</strong>—ongoing contributions to your
|
||||
portfolio
|
||||
<strong>Monthly Savings</strong>—ongoing contributions to your portfolio
|
||||
</li>
|
||||
<li>
|
||||
<strong>Expected Annual Growth Rate (CAGR)</strong>—compounding
|
||||
returns before inflation
|
||||
<strong>Expected Annual Growth Rate (CAGR)</strong>—compounding returns before inflation
|
||||
</li>
|
||||
<li>
|
||||
<strong>Annual Inflation Rate</strong>—to inflate your target
|
||||
withdrawal each year
|
||||
<strong>Annual Inflation Rate</strong>—to inflate your target withdrawal each year
|
||||
</li>
|
||||
<li>
|
||||
<strong>Desired Monthly Allowance</strong>—today's-value
|
||||
spending goal
|
||||
<strong>Desired Monthly Allowance</strong>—today's-value spending goal
|
||||
</li>
|
||||
<li>
|
||||
<strong>Retirement Age & Life Expectancy</strong>—defines your
|
||||
accumulation horizon and payout period
|
||||
<strong>Retirement Age & Life Expectancy</strong>—defines your accumulation horizon and
|
||||
payout period
|
||||
</li>
|
||||
</ul>
|
||||
<p className="text-lg leading-relaxed">Key features:</p>
|
||||
<ul className="mb-4 ml-6 list-disc space-y-2 text-lg">
|
||||
<li>
|
||||
<strong>Real-time calculation</strong>—as you tweak any input,
|
||||
your FIRE Number and chart update instantly.
|
||||
<strong>Real-time calculation</strong>—as you tweak any input, your FIRE Number and chart
|
||||
update instantly.
|
||||
</li>
|
||||
<li>
|
||||
<strong>Interactive chart</strong> with area plots for both{" "}
|
||||
<em>portfolio balance</em> and{" "}
|
||||
<em>inflation-adjusted allowance</em>, plus reference lines
|
||||
showing your retirement date and required FIRE Number.
|
||||
<strong>Interactive chart</strong> with area plots for both <em>portfolio balance</em> and{' '}
|
||||
<em>inflation-adjusted allowance</em>, plus reference lines showing your retirement date
|
||||
and required FIRE Number.
|
||||
</li>
|
||||
<li>
|
||||
<strong>Custom simulation</strong>—switches from accumulation
|
||||
(adding savings) to retirement (withdrawing allowance),
|
||||
compounding each year based on your growth rate.
|
||||
<strong>Custom simulation</strong>—switches from accumulation (adding savings) to
|
||||
retirement (withdrawing allowance), compounding each year based on your growth rate.
|
||||
</li>
|
||||
</ul>
|
||||
<p className="text-lg leading-relaxed">
|
||||
With this level of granularity, you can confidently experiment with
|
||||
savings rate, target retirement age, and investment assumptions to
|
||||
discover how small tweaks speed up or delay your path to financial
|
||||
independence.
|
||||
With this level of granularity, you can confidently experiment with savings rate, target
|
||||
retirement age, and investment assumptions to discover how small tweaks speed up or delay
|
||||
your path to financial independence.
|
||||
</p>
|
||||
</section>
|
||||
|
||||
<section className="mb-12">
|
||||
<script
|
||||
type="application/ld+json"
|
||||
dangerouslySetInnerHTML={{ __html: JSON.stringify(faqData) }}
|
||||
/>
|
||||
<h2 className="mb-4 text-3xl font-bold">
|
||||
FIRE & Investing Frequently Asked Questions (FAQ)
|
||||
</h2>
|
||||
|
||||
<Accordion type="single" collapsible className="w-full">
|
||||
<AccordionItem value="item-1">
|
||||
<AccordionTrigger className="text-xl font-semibold">
|
||||
What methodology does this calculator use?
|
||||
</AccordionTrigger>
|
||||
<AccordionContent className="text-lg leading-relaxed">
|
||||
We run a multi-year projection in two phases:
|
||||
<ol className="ml-6 list-decimal space-y-1">
|
||||
<li>
|
||||
<strong>Accumulation:</strong> Your balance grows by CAGR
|
||||
and you add monthly savings.
|
||||
</li>
|
||||
<li>
|
||||
<strong>Retirement:</strong> The balance continues
|
||||
compounding, but you withdraw an inflation-adjusted monthly
|
||||
allowance.
|
||||
</li>
|
||||
</ol>
|
||||
The result: a precise estimate of the capital you'll have
|
||||
at retirement (your “FIRE Number”) and how long it will last
|
||||
until your chosen life expectancy.
|
||||
</AccordionContent>
|
||||
</AccordionItem>
|
||||
|
||||
<AccordionItem value="item-2">
|
||||
<AccordionTrigger className="text-xl font-semibold">
|
||||
Why isn't this just the 4% rule?
|
||||
</AccordionTrigger>
|
||||
<AccordionContent className="text-lg leading-relaxed">
|
||||
The 4% rule is a useful starting point (25× annual spending),
|
||||
but it assumes a fixed withdrawal rate with inflation
|
||||
adjustments and doesn't model ongoing savings or dynamic
|
||||
market returns. Our calculator simulates each year's
|
||||
growth, contributions, and inflation-indexed withdrawals to give
|
||||
you a tailored picture.
|
||||
</AccordionContent>
|
||||
</AccordionItem>
|
||||
|
||||
<AccordionItem value="item-3">
|
||||
<AccordionTrigger className="text-xl font-semibold">
|
||||
How do I choose a realistic growth rate?
|
||||
</AccordionTrigger>
|
||||
<AccordionContent className="text-lg leading-relaxed">
|
||||
Historically, a diversified portfolio of equities and bonds has
|
||||
returned around 7-10% per year before inflation. We recommend
|
||||
starting around 6-8% (net of fees), then running “what-if”
|
||||
scenarios—5% on the conservative side, 10% on the aggressive
|
||||
side—to see how they affect your timeline.
|
||||
</AccordionContent>
|
||||
</AccordionItem>
|
||||
|
||||
<AccordionItem value="item-4">
|
||||
<AccordionTrigger className="text-xl font-semibold">
|
||||
How does inflation factor into my FIRE Number?
|
||||
</AccordionTrigger>
|
||||
<AccordionContent className="text-lg leading-relaxed">
|
||||
Cost of living rises. To maintain today's lifestyle, your
|
||||
monthly allowance must grow each year by your inflation rate.
|
||||
This calculator automatically inflates your desired monthly
|
||||
spending and subtracts it from your portfolio during retirement,
|
||||
ensuring your FIRE Number keeps pace with rising expenses.
|
||||
</AccordionContent>
|
||||
</AccordionItem>
|
||||
|
||||
<AccordionItem value="item-5">
|
||||
<AccordionTrigger className="text-xl font-semibold">
|
||||
Can I really retire early with FIRE?
|
||||
</AccordionTrigger>
|
||||
<AccordionContent className="text-lg leading-relaxed">
|
||||
Early retirement is achievable with disciplined saving, smart
|
||||
investing, and realistic assumptions. This tool helps you set
|
||||
targets, visualize outcomes, and adjust inputs—so you can build
|
||||
confidence in your plan and make informed trade-offs between
|
||||
lifestyle, risk, and timeline.
|
||||
</AccordionContent>
|
||||
</AccordionItem>
|
||||
|
||||
<AccordionItem value="item-6">
|
||||
<AccordionTrigger className="text-xl font-semibold">
|
||||
How should I use this calculator effectively?
|
||||
</AccordionTrigger>
|
||||
<AccordionContent className="text-lg leading-relaxed">
|
||||
<ul className="ml-6 list-disc space-y-1">
|
||||
<li>
|
||||
Start with your actual numbers (capital, savings, age).
|
||||
</li>
|
||||
<li>
|
||||
Set conservative - mid - aggressive growth rates to bound
|
||||
possibilities.
|
||||
</li>
|
||||
<li>
|
||||
Slide your retirement age to explore “early” vs.
|
||||
“traditional” scenarios.
|
||||
</li>
|
||||
<li>
|
||||
Review the chart—especially the reference lines—to see when
|
||||
you hit FI and how withdrawals impact your balance.
|
||||
</li>
|
||||
<li>
|
||||
Experiment with higher savings rates or lower target
|
||||
spending to accelerate your path.
|
||||
</li>
|
||||
</ul>
|
||||
</AccordionContent>
|
||||
</AccordionItem>
|
||||
</Accordion>
|
||||
</section>
|
||||
<FaqSection
|
||||
faqs={faqs}
|
||||
title="FIRE & Investing Frequently Asked Questions (FAQ)"
|
||||
className="mb-12"
|
||||
/>
|
||||
|
||||
{/* Optional: Add a section for relevant resources/links here */}
|
||||
<section className="mb-12">
|
||||
<h2 className="mb-4 text-3xl font-bold">
|
||||
FIRE Journey & Investing Resources
|
||||
</h2>
|
||||
<h2 className="mb-4 text-3xl font-bold">FIRE Journey & Investing Resources</h2>
|
||||
<p className="mb-6 text-lg leading-relaxed">
|
||||
Ready to deepen your knowledge and build a bullet-proof plan? Below
|
||||
are some of our favorite blogs, books, tools, and communities for
|
||||
financial independence and smart investing.
|
||||
Ready to deepen your knowledge and build a bullet-proof plan? Below are some of our favorite
|
||||
blogs, books, tools, and communities for financial independence and smart investing.
|
||||
</p>
|
||||
|
||||
<div className="bg-foreground my-8 rounded-md p-4 text-lg">
|
||||
<div className="text-background bg-foreground my-8 rounded-md p-4 text-lg">
|
||||
<p className="font-semibold">Getting Started with FIRE:</p>
|
||||
<ol className="ml-6 list-decimal space-y-1">
|
||||
<li>
|
||||
Run your first projection above to find your target FIRE Number.
|
||||
</li>
|
||||
<li>Run your first projection above to find your target FIRE Number.</li>
|
||||
<li>Identify areas to boost savings or reduce expenses.</li>
|
||||
<li>Study index-fund strategies and low-cost investing advice.</li>
|
||||
<li>
|
||||
Study index-fund strategies and low-cost investing advice.
|
||||
</li>
|
||||
<li>
|
||||
Join{" "}
|
||||
Join{' '}
|
||||
<a
|
||||
href="https://www.reddit.com/r/Fire/"
|
||||
target="_blank"
|
||||
className="text-primary hover:underline"
|
||||
>
|
||||
supportive communities like r/Fire
|
||||
</a>{" "}
|
||||
</a>{' '}
|
||||
to learn from real journeys.
|
||||
</li>
|
||||
</ol>
|
||||
@@ -346,7 +227,7 @@ export default function HomePage() {
|
||||
className="text-primary hover:underline"
|
||||
>
|
||||
Mr. Money Mustache
|
||||
</a>{" "}
|
||||
</a>{' '}
|
||||
- Hardcore frugality & early retirement success stories.
|
||||
</li>
|
||||
<li>
|
||||
@@ -356,7 +237,7 @@ export default function HomePage() {
|
||||
className="text-primary hover:underline"
|
||||
>
|
||||
Playing With FIRE
|
||||
</a>{" "}
|
||||
</a>{' '}
|
||||
- Community resources & real-life case studies.
|
||||
</li>
|
||||
<li>
|
||||
@@ -366,7 +247,7 @@ export default function HomePage() {
|
||||
className="text-primary hover:underline"
|
||||
>
|
||||
r/Fire
|
||||
</a>{" "}
|
||||
</a>{' '}
|
||||
- Active forum for questions, tips, and support.
|
||||
</li>
|
||||
</ul>
|
||||
@@ -382,7 +263,7 @@ export default function HomePage() {
|
||||
className="text-primary hover:underline"
|
||||
>
|
||||
Your Money or Your Life
|
||||
</a>{" "}
|
||||
</a>{' '}
|
||||
- The classic guide to aligning money with values.
|
||||
</li>
|
||||
<li>
|
||||
@@ -392,7 +273,7 @@ export default function HomePage() {
|
||||
className="text-primary hover:underline"
|
||||
>
|
||||
BiggerPockets Money Podcast
|
||||
</a>{" "}
|
||||
</a>{' '}
|
||||
- Interviews on FIRE strategies and wealth building.
|
||||
</li>
|
||||
<li>
|
||||
@@ -402,26 +283,19 @@ export default function HomePage() {
|
||||
className="text-primary hover:underline"
|
||||
>
|
||||
InvestingFIRE Calculator Demo
|
||||
</a>{" "}
|
||||
- Deep dive on how interactive projections can guide your
|
||||
plan.
|
||||
</a>{' '}
|
||||
- Deep dive on how interactive projections can guide your plan.
|
||||
</li>
|
||||
</ul>
|
||||
</div>
|
||||
|
||||
<div>
|
||||
<h3 className="mb-3 text-xl font-semibold">
|
||||
Additional Calculators & Tools
|
||||
</h3>
|
||||
<h3 className="mb-3 text-xl font-semibold">Additional Calculators & Tools</h3>
|
||||
<ul className="ml-6 list-disc space-y-2 text-lg">
|
||||
<li>
|
||||
<a
|
||||
href="https://ghostfol.io"
|
||||
target="_blank"
|
||||
className="text-primary hover:underline"
|
||||
>
|
||||
<a href="https://ghostfol.io" target="_blank" className="text-primary hover:underline">
|
||||
Ghostfolio
|
||||
</a>{" "}
|
||||
</a>{' '}
|
||||
- Wealth management application for individuals.
|
||||
</li>
|
||||
<li>
|
||||
@@ -431,9 +305,8 @@ export default function HomePage() {
|
||||
className="text-primary hover:underline"
|
||||
>
|
||||
Coast FIRE Calculator
|
||||
</a>{" "}
|
||||
- When you “max out” early contributions but let compounding
|
||||
do the rest.
|
||||
</a>{' '}
|
||||
- When you"max out" early contributions but let compounding do the rest.
|
||||
</li>
|
||||
<li>
|
||||
<a
|
||||
@@ -442,7 +315,7 @@ export default function HomePage() {
|
||||
className="text-primary hover:underline"
|
||||
>
|
||||
Compound Interest Calculator
|
||||
</a>{" "}
|
||||
</a>{' '}
|
||||
- Explore the power of growth rates in isolation.
|
||||
</li>
|
||||
</ul>
|
||||
@@ -450,7 +323,6 @@ export default function HomePage() {
|
||||
</div>
|
||||
</section>
|
||||
</div>
|
||||
<Footer />
|
||||
</main>
|
||||
</div>
|
||||
);
|
||||
}
|
||||
|
||||
@@ -1,13 +1,7 @@
|
||||
import { BASE_URL } from "@/lib/constants";
|
||||
import { type MetadataRoute } from "next";
|
||||
import { type MetadataRoute } from 'next';
|
||||
|
||||
export default function sitemap(): MetadataRoute.Sitemap {
|
||||
return [
|
||||
{
|
||||
url: BASE_URL,
|
||||
lastModified: new Date(),
|
||||
changeFrequency: "yearly",
|
||||
priority: 1,
|
||||
},
|
||||
];
|
||||
import { buildSitemapEntries } from '@/lib/sitemap';
|
||||
|
||||
export default async function sitemap(): Promise<MetadataRoute.Sitemap> {
|
||||
return buildSitemapEntries();
|
||||
}
|
||||
|
||||
110
src/components/ui/__tests__/tooltip.test.tsx
Normal file
110
src/components/ui/__tests__/tooltip.test.tsx
Normal file
@@ -0,0 +1,110 @@
|
||||
import { render, screen } from '@testing-library/react';
|
||||
import userEvent from '@testing-library/user-event';
|
||||
import { afterEach, beforeEach, describe, expect, it, vi } from 'vitest';
|
||||
|
||||
import { Tooltip, TooltipContent, TooltipTrigger } from '../tooltip';
|
||||
|
||||
const setupMatchMedia = (matches: boolean) => {
|
||||
const listeners = new Set<EventListenerOrEventListenerObject>();
|
||||
|
||||
const mockMatchMedia = (query: string): MediaQueryList => ({
|
||||
matches,
|
||||
media: query,
|
||||
onchange: null,
|
||||
addEventListener: (type: string, listener: EventListenerOrEventListenerObject) => {
|
||||
if (type === 'change') {
|
||||
listeners.add(listener);
|
||||
}
|
||||
},
|
||||
removeEventListener: (type: string, listener: EventListenerOrEventListenerObject) => {
|
||||
if (type === 'change') {
|
||||
listeners.delete(listener);
|
||||
}
|
||||
},
|
||||
addListener: () => {
|
||||
/* deprecated */
|
||||
},
|
||||
removeListener: () => {
|
||||
/* deprecated */
|
||||
},
|
||||
dispatchEvent: (event: Event) => {
|
||||
listeners.forEach((listener) => {
|
||||
if (typeof listener === 'function') {
|
||||
listener(event);
|
||||
} else {
|
||||
listener.handleEvent(event);
|
||||
}
|
||||
});
|
||||
return true;
|
||||
},
|
||||
});
|
||||
|
||||
Object.defineProperty(window, 'matchMedia', {
|
||||
writable: true,
|
||||
value: vi.fn().mockImplementation(mockMatchMedia),
|
||||
});
|
||||
};
|
||||
|
||||
describe('Tooltip hybrid behaviour', () => {
|
||||
beforeEach(() => {
|
||||
class ResizeObserverMock {
|
||||
observe() {
|
||||
/* noop */
|
||||
}
|
||||
unobserve() {
|
||||
/* noop */
|
||||
}
|
||||
disconnect() {
|
||||
/* noop */
|
||||
}
|
||||
}
|
||||
|
||||
Object.defineProperty(window, 'ResizeObserver', {
|
||||
writable: true,
|
||||
value: ResizeObserverMock,
|
||||
});
|
||||
});
|
||||
|
||||
afterEach(() => {
|
||||
vi.restoreAllMocks();
|
||||
});
|
||||
|
||||
it('falls back to popover interaction on touch devices', async () => {
|
||||
setupMatchMedia(true);
|
||||
|
||||
render(
|
||||
<Tooltip>
|
||||
<TooltipTrigger>Trigger</TooltipTrigger>
|
||||
<TooltipContent>Tooltip text</TooltipContent>
|
||||
</Tooltip>,
|
||||
);
|
||||
|
||||
const trigger = screen.getByRole('button', { name: 'Trigger' });
|
||||
expect(trigger).toHaveAttribute('data-touch', 'true');
|
||||
|
||||
const user = userEvent.setup();
|
||||
await user.click(trigger);
|
||||
|
||||
expect(
|
||||
await screen.findByText('Tooltip text', { selector: '[data-slot="tooltip-content"]' }),
|
||||
).toBeVisible();
|
||||
});
|
||||
|
||||
it('keeps tooltip interaction on non-touch devices', async () => {
|
||||
setupMatchMedia(false);
|
||||
|
||||
render(
|
||||
<Tooltip defaultOpen>
|
||||
<TooltipTrigger>Trigger</TooltipTrigger>
|
||||
<TooltipContent>Tooltip text</TooltipContent>
|
||||
</Tooltip>,
|
||||
);
|
||||
|
||||
const trigger = screen.getByRole('button', { name: 'Trigger' });
|
||||
expect(trigger).toHaveAttribute('data-touch', 'false');
|
||||
|
||||
expect(
|
||||
await screen.findByText('Tooltip text', { selector: '[data-slot="tooltip-content"]' }),
|
||||
).toBeVisible();
|
||||
});
|
||||
});
|
||||
@@ -1,28 +1,20 @@
|
||||
"use client";
|
||||
'use client';
|
||||
|
||||
import * as React from "react";
|
||||
import * as AccordionPrimitive from "@radix-ui/react-accordion";
|
||||
import { ChevronDownIcon } from "lucide-react";
|
||||
import * as React from 'react';
|
||||
import * as AccordionPrimitive from '@radix-ui/react-accordion';
|
||||
import { ChevronDownIcon } from 'lucide-react';
|
||||
|
||||
import { cn } from "@/lib/utils";
|
||||
import { cn } from '@/lib/utils';
|
||||
|
||||
function Accordion({
|
||||
...props
|
||||
}: React.ComponentProps<typeof AccordionPrimitive.Root>) {
|
||||
function Accordion({ ...props }: React.ComponentProps<typeof AccordionPrimitive.Root>) {
|
||||
return <AccordionPrimitive.Root data-slot="accordion" {...props} />;
|
||||
}
|
||||
|
||||
function AccordionItem({
|
||||
className,
|
||||
...props
|
||||
}: React.ComponentProps<typeof AccordionPrimitive.Item>) {
|
||||
function AccordionItem({ className, ...props }: React.ComponentProps<typeof AccordionPrimitive.Item>) {
|
||||
return (
|
||||
<AccordionPrimitive.Item
|
||||
data-slot="accordion-item"
|
||||
className={cn(
|
||||
"border-primary-foreground/20 border-b last:border-b-0",
|
||||
className,
|
||||
)}
|
||||
className={cn('border-primary-foreground/20 border-b last:border-b-0', className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
@@ -38,13 +30,13 @@ function AccordionTrigger({
|
||||
<AccordionPrimitive.Trigger
|
||||
data-slot="accordion-trigger"
|
||||
className={cn(
|
||||
"focus-visible:border-ring focus-visible:ring-ring/50 flex flex-1 items-start justify-between gap-4 rounded-md py-4 text-left text-sm font-medium transition-all outline-none hover:underline focus-visible:ring-[3px] disabled:pointer-events-none disabled:opacity-50 [&[data-state=open]>svg]:rotate-180",
|
||||
'focus-visible:border-ring focus-visible:ring-ring/50 flex flex-1 items-start justify-between gap-4 rounded-md py-4 text-left text-sm font-medium transition-all outline-none hover:underline focus-visible:ring-[3px] disabled:pointer-events-none disabled:opacity-50 [&[data-state=open]>svg]:rotate-180',
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
>
|
||||
{children}
|
||||
<ChevronDownIcon className="text-primary-foreground pointer-events-none size-4 shrink-0 translate-y-0.5 transition-transform duration-200" />
|
||||
<ChevronDownIcon className="text-secondary pointer-events-none size-4 shrink-0 translate-y-0.5 transition-transform duration-200" />
|
||||
</AccordionPrimitive.Trigger>
|
||||
</AccordionPrimitive.Header>
|
||||
);
|
||||
@@ -61,7 +53,7 @@ function AccordionContent({
|
||||
className="data-[state=closed]:animate-accordion-up data-[state=open]:animate-accordion-down overflow-hidden text-sm"
|
||||
{...props}
|
||||
>
|
||||
<div className={cn("pt-0 pb-4", className)}>{children}</div>
|
||||
<div className={cn('pt-0 pb-4', className)}>{children}</div>
|
||||
</AccordionPrimitive.Content>
|
||||
);
|
||||
}
|
||||
|
||||
60
src/components/ui/alert.tsx
Normal file
60
src/components/ui/alert.tsx
Normal file
@@ -0,0 +1,60 @@
|
||||
import * as React from 'react';
|
||||
import { cva, type VariantProps } from 'class-variance-authority';
|
||||
|
||||
import { cn } from '@/lib/utils';
|
||||
|
||||
const alertVariants = cva(
|
||||
'relative w-full rounded-lg border px-4 py-3 text-sm grid has-[>svg]:grid-cols-[calc(var(--spacing)*4)_1fr] grid-cols-[0_1fr] has-[>svg]:gap-x-3 gap-y-0.5 items-start [&>svg]:size-4 [&>svg]:translate-y-0.5 [&>svg]:text-current',
|
||||
{
|
||||
variants: {
|
||||
variant: {
|
||||
default: 'bg-card text-card-foreground',
|
||||
destructive:
|
||||
'text-destructive bg-card [&>svg]:text-current *:data-[slot=alert-description]:text-destructive/90',
|
||||
},
|
||||
},
|
||||
defaultVariants: {
|
||||
variant: 'default',
|
||||
},
|
||||
},
|
||||
);
|
||||
|
||||
function Alert({
|
||||
className,
|
||||
variant,
|
||||
...props
|
||||
}: React.ComponentProps<'div'> & VariantProps<typeof alertVariants>) {
|
||||
return (
|
||||
<div
|
||||
data-slot="alert"
|
||||
role="alert"
|
||||
className={cn(alertVariants({ variant }), className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
function AlertTitle({ className, ...props }: React.ComponentProps<'div'>) {
|
||||
return (
|
||||
<div
|
||||
data-slot="alert-title"
|
||||
className={cn('col-start-2 line-clamp-1 min-h-4 font-medium tracking-tight', className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
function AlertDescription({ className, ...props }: React.ComponentProps<'div'>) {
|
||||
return (
|
||||
<div
|
||||
data-slot="alert-description"
|
||||
className={cn(
|
||||
'text-muted-foreground col-start-2 grid justify-items-start gap-1 text-sm [&_p]:leading-relaxed',
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
export { Alert, AlertTitle, AlertDescription };
|
||||
38
src/components/ui/avatar.tsx
Normal file
38
src/components/ui/avatar.tsx
Normal file
@@ -0,0 +1,38 @@
|
||||
'use client';
|
||||
|
||||
import * as React from 'react';
|
||||
import * as AvatarPrimitive from '@radix-ui/react-avatar';
|
||||
|
||||
import { cn } from '@/lib/utils';
|
||||
|
||||
function Avatar({ className, ...props }: React.ComponentProps<typeof AvatarPrimitive.Root>) {
|
||||
return (
|
||||
<AvatarPrimitive.Root
|
||||
data-slot="avatar"
|
||||
className={cn('relative flex size-8 shrink-0 overflow-hidden rounded-full', className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
function AvatarImage({ className, ...props }: React.ComponentProps<typeof AvatarPrimitive.Image>) {
|
||||
return (
|
||||
<AvatarPrimitive.Image
|
||||
data-slot="avatar-image"
|
||||
className={cn('aspect-square size-full', className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
function AvatarFallback({ className, ...props }: React.ComponentProps<typeof AvatarPrimitive.Fallback>) {
|
||||
return (
|
||||
<AvatarPrimitive.Fallback
|
||||
data-slot="avatar-fallback"
|
||||
className={cn('bg-muted flex size-full items-center justify-center rounded-full', className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
export { Avatar, AvatarImage, AvatarFallback };
|
||||
@@ -1,36 +1,34 @@
|
||||
import * as React from "react";
|
||||
import { Slot } from "@radix-ui/react-slot";
|
||||
import { cva, type VariantProps } from "class-variance-authority";
|
||||
import * as React from 'react';
|
||||
import { Slot } from '@radix-ui/react-slot';
|
||||
import { cva, type VariantProps } from 'class-variance-authority';
|
||||
|
||||
import { cn } from "@/lib/utils";
|
||||
import { cn } from '@/lib/utils';
|
||||
|
||||
const buttonVariants = cva(
|
||||
"inline-flex items-center justify-center gap-2 whitespace-nowrap rounded-md text-sm font-medium transition-all disabled:pointer-events-none disabled:opacity-50 [&_svg]:pointer-events-none [&_svg:not([class*='size-'])]:size-4 shrink-0 [&_svg]:shrink-0 outline-none focus-visible:border-ring focus-visible:ring-ring/50 focus-visible:ring-[3px] aria-invalid:ring-destructive/20 dark:aria-invalid:ring-destructive/40 aria-invalid:border-destructive",
|
||||
"z-30 inline-flex items-center justify-center gap-2 whitespace-nowrap rounded-lg text-sm font-semibold transition-[transform,colors,shadow] shadow-[0_10px_30px_-18px_rgba(0,0,0,0.45)] disabled:pointer-events-none disabled:opacity-50 [&_svg]:pointer-events-none [&_svg:not([class*='size-'])]:size-4 shrink-0 [&_svg]:shrink-0 outline-none focus-visible:ring-2 focus-visible:ring-primary/40 focus-visible:ring-offset-2 aria-invalid:ring-destructive/20 aria-invalid:border-destructive",
|
||||
{
|
||||
variants: {
|
||||
variant: {
|
||||
default:
|
||||
"bg-primary text-primary-foreground shadow-xs hover:bg-primary/90",
|
||||
'bg-gradient-to-r from-primary to-secondary text-primary-foreground shadow-lg shadow-primary/30 hover:from-primary/90 hover:to-secondary/90',
|
||||
destructive:
|
||||
"bg-destructive text-white shadow-xs hover:bg-destructive/90 focus-visible:ring-destructive/20 dark:focus-visible:ring-destructive/40 dark:bg-destructive/60",
|
||||
'bg-destructive text-white shadow-xs hover:bg-destructive/90 focus-visible:ring-destructive/20',
|
||||
outline:
|
||||
"border bg-background shadow-xs hover:bg-accent hover:text-accent-foreground dark:bg-input/30 dark:border-input dark:hover:bg-input/50",
|
||||
secondary:
|
||||
"bg-secondary text-secondary-foreground shadow-xs hover:bg-secondary/80",
|
||||
ghost:
|
||||
"hover:bg-accent hover:text-accent-foreground dark:hover:bg-accent/50",
|
||||
link: "text-primary underline-offset-4 hover:underline",
|
||||
'border border-primary/25 bg-background/80 shadow-sm hover:bg-primary/10 hover:text-foreground',
|
||||
secondary: 'bg-secondary/90 text-secondary-foreground shadow-md hover:bg-secondary',
|
||||
ghost: 'text-foreground/80 hover:bg-primary/10 hover:text-foreground',
|
||||
link: 'text-primary underline-offset-4 hover:underline px-0! h-auto!',
|
||||
},
|
||||
size: {
|
||||
default: "h-9 px-4 py-2 has-[>svg]:px-3",
|
||||
sm: "h-8 rounded-md gap-1.5 px-3 has-[>svg]:px-2.5",
|
||||
lg: "h-10 rounded-md px-6 has-[>svg]:px-4",
|
||||
icon: "size-9",
|
||||
default: 'h-9 px-4 py-2 has-[>svg]:px-3.5',
|
||||
sm: 'h-8 rounded-md gap-1.5 px-3 has-[>svg]:px-2.5',
|
||||
lg: 'h-11 rounded-md px-5 has-[>svg]:px-4',
|
||||
icon: 'size-9',
|
||||
},
|
||||
},
|
||||
defaultVariants: {
|
||||
variant: "default",
|
||||
size: "default",
|
||||
variant: 'default',
|
||||
size: 'default',
|
||||
},
|
||||
},
|
||||
);
|
||||
@@ -41,18 +39,14 @@ function Button({
|
||||
size,
|
||||
asChild = false,
|
||||
...props
|
||||
}: React.ComponentProps<"button"> &
|
||||
}: React.ComponentProps<'button'> &
|
||||
VariantProps<typeof buttonVariants> & {
|
||||
asChild?: boolean;
|
||||
}) {
|
||||
const Comp = asChild ? Slot : "button";
|
||||
const Comp = asChild ? Slot : 'button';
|
||||
|
||||
return (
|
||||
<Comp
|
||||
data-slot="button"
|
||||
className={cn(buttonVariants({ variant, size, className }))}
|
||||
{...props}
|
||||
/>
|
||||
<Comp data-slot="button" className={cn(buttonVariants({ variant, size, className }))} {...props} />
|
||||
);
|
||||
}
|
||||
|
||||
|
||||
@@ -1,26 +1,28 @@
|
||||
import * as React from "react";
|
||||
import * as React from 'react';
|
||||
|
||||
import { cn } from "@/lib/utils";
|
||||
import { cn } from '@/lib/utils';
|
||||
|
||||
function Card({ className, ...props }: React.ComponentProps<"div">) {
|
||||
function Card({ className, children, ...props }: React.ComponentProps<'div'>) {
|
||||
return (
|
||||
<div
|
||||
data-slot="card"
|
||||
className={cn(
|
||||
"bg-card text-card-foreground flex flex-col gap-6 rounded-xl border py-6 shadow-sm",
|
||||
'bg-card text-card-foreground relative flex flex-col gap-6 overflow-hidden rounded-xl border py-6 shadow-sm',
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
/>
|
||||
>
|
||||
{children}
|
||||
</div>
|
||||
);
|
||||
}
|
||||
|
||||
function CardHeader({ className, ...props }: React.ComponentProps<"div">) {
|
||||
function CardHeader({ className, ...props }: React.ComponentProps<'div'>) {
|
||||
return (
|
||||
<div
|
||||
data-slot="card-header"
|
||||
className={cn(
|
||||
"@container/card-header grid auto-rows-min grid-rows-[auto_auto] items-start gap-1.5 px-6 has-data-[slot=card-action]:grid-cols-[1fr_auto] [.border-b]:pb-6",
|
||||
'@container/card-header grid auto-rows-min grid-rows-[auto_auto] items-start gap-1.5 px-6 has-data-[slot=card-action]:grid-cols-[1fr_auto] [.border-b]:pb-6',
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
@@ -28,65 +30,44 @@ function CardHeader({ className, ...props }: React.ComponentProps<"div">) {
|
||||
);
|
||||
}
|
||||
|
||||
function CardTitle({ className, ...props }: React.ComponentProps<"div">) {
|
||||
function CardTitle({ className, ...props }: React.ComponentProps<'div'>) {
|
||||
return (
|
||||
<div
|
||||
data-slot="card-title"
|
||||
className={cn("leading-none font-semibold", className)}
|
||||
{...props}
|
||||
/>
|
||||
<div data-slot="card-title" className={cn('leading-none font-semibold', className)} {...props} />
|
||||
);
|
||||
}
|
||||
|
||||
function CardDescription({ className, ...props }: React.ComponentProps<"div">) {
|
||||
function CardDescription({ className, ...props }: React.ComponentProps<'div'>) {
|
||||
return (
|
||||
<div
|
||||
data-slot="card-description"
|
||||
className={cn("text-muted-foreground text-sm", className)}
|
||||
className={cn('text-muted-foreground text-sm', className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
function CardAction({ className, ...props }: React.ComponentProps<"div">) {
|
||||
function CardAction({ className, ...props }: React.ComponentProps<'div'>) {
|
||||
return (
|
||||
<div
|
||||
data-slot="card-action"
|
||||
className={cn(
|
||||
"col-start-2 row-span-2 row-start-1 self-start justify-self-end",
|
||||
className,
|
||||
)}
|
||||
className={cn('col-start-2 row-span-2 row-start-1 self-start justify-self-end', className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
function CardContent({ className, ...props }: React.ComponentProps<"div">) {
|
||||
return (
|
||||
<div
|
||||
data-slot="card-content"
|
||||
className={cn("px-6", className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
function CardContent({ className, ...props }: React.ComponentProps<'div'>) {
|
||||
return <div data-slot="card-content" className={cn('px-6', className)} {...props} />;
|
||||
}
|
||||
|
||||
function CardFooter({ className, ...props }: React.ComponentProps<"div">) {
|
||||
function CardFooter({ className, ...props }: React.ComponentProps<'div'>) {
|
||||
return (
|
||||
<div
|
||||
data-slot="card-footer"
|
||||
className={cn("flex items-center px-6 [.border-t]:pt-6", className)}
|
||||
className={cn('flex items-center px-6 [.border-t]:pt-6', className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
export {
|
||||
Card,
|
||||
CardHeader,
|
||||
CardFooter,
|
||||
CardTitle,
|
||||
CardAction,
|
||||
CardDescription,
|
||||
CardContent,
|
||||
};
|
||||
export { Card, CardHeader, CardFooter, CardTitle, CardAction, CardDescription, CardContent };
|
||||
|
||||
@@ -1,23 +1,20 @@
|
||||
/* eslint-disable @typescript-eslint/no-unsafe-assignment */
|
||||
"use client";
|
||||
'use client';
|
||||
|
||||
import * as React from "react";
|
||||
import * as RechartsPrimitive from "recharts";
|
||||
import * as React from 'react';
|
||||
import * as RechartsPrimitive from 'recharts';
|
||||
|
||||
import { cn } from "@/lib/utils";
|
||||
import { cn } from '@/lib/utils';
|
||||
|
||||
// Format: { THEME_NAME: CSS_SELECTOR }
|
||||
const THEMES = { light: "", dark: ".dark" } as const;
|
||||
const THEMES = { light: '' } as const;
|
||||
|
||||
export type ChartConfig = Record<
|
||||
string,
|
||||
{
|
||||
label?: React.ReactNode;
|
||||
icon?: React.ComponentType;
|
||||
} & (
|
||||
| { color?: string; theme?: never }
|
||||
| { color?: never; theme: Record<keyof typeof THEMES, string> }
|
||||
)
|
||||
} & ({ color?: string; theme?: never } | { color?: never; theme: Record<keyof typeof THEMES, string> })
|
||||
>;
|
||||
|
||||
interface ChartContextProps {
|
||||
@@ -30,7 +27,7 @@ function useChart() {
|
||||
const context = React.useContext(ChartContext);
|
||||
|
||||
if (!context) {
|
||||
throw new Error("useChart must be used within a <ChartContainer />");
|
||||
throw new Error('useChart must be used within a <ChartContainer />');
|
||||
}
|
||||
|
||||
return context;
|
||||
@@ -42,14 +39,12 @@ function ChartContainer({
|
||||
children,
|
||||
config,
|
||||
...props
|
||||
}: React.ComponentProps<"div"> & {
|
||||
}: React.ComponentProps<'div'> & {
|
||||
config: ChartConfig;
|
||||
children: React.ComponentProps<
|
||||
typeof RechartsPrimitive.ResponsiveContainer
|
||||
>["children"];
|
||||
children: React.ComponentProps<typeof RechartsPrimitive.ResponsiveContainer>['children'];
|
||||
}) {
|
||||
const uniqueId = React.useId();
|
||||
const chartId = `chart-${id ?? uniqueId.replace(/:/g, "")}`;
|
||||
const chartId = `chart-${id ?? uniqueId.replace(/:/g, '')}`;
|
||||
|
||||
return (
|
||||
<ChartContext.Provider value={{ config }}>
|
||||
@@ -63,18 +58,14 @@ function ChartContainer({
|
||||
{...props}
|
||||
>
|
||||
<ChartStyle id={chartId} config={config} />
|
||||
<RechartsPrimitive.ResponsiveContainer>
|
||||
{children}
|
||||
</RechartsPrimitive.ResponsiveContainer>
|
||||
<RechartsPrimitive.ResponsiveContainer>{children}</RechartsPrimitive.ResponsiveContainer>
|
||||
</div>
|
||||
</ChartContext.Provider>
|
||||
);
|
||||
}
|
||||
|
||||
const ChartStyle = ({ id, config }: { id: string; config: ChartConfig }) => {
|
||||
const colorConfig = Object.entries(config).filter(
|
||||
([, config]) => config.theme ?? config.color,
|
||||
);
|
||||
const colorConfig = Object.entries(config).filter(([, config]) => config.theme ?? config.color);
|
||||
|
||||
if (!colorConfig.length) {
|
||||
return null;
|
||||
@@ -89,16 +80,14 @@ const ChartStyle = ({ id, config }: { id: string; config: ChartConfig }) => {
|
||||
${prefix} [data-chart=${id}] {
|
||||
${colorConfig
|
||||
.map(([key, itemConfig]) => {
|
||||
const color =
|
||||
itemConfig.theme?.[theme as keyof typeof itemConfig.theme] ??
|
||||
itemConfig.color;
|
||||
const color = itemConfig.theme?.[theme as keyof typeof itemConfig.theme] ?? itemConfig.color;
|
||||
return color ? ` --color-${key}: ${color};` : null;
|
||||
})
|
||||
.join("\n")}
|
||||
.join('\n')}
|
||||
}
|
||||
`,
|
||||
)
|
||||
.join("\n"),
|
||||
.join('\n'),
|
||||
}}
|
||||
/>
|
||||
);
|
||||
@@ -110,7 +99,7 @@ function ChartTooltipContent({
|
||||
active,
|
||||
payload,
|
||||
className,
|
||||
indicator = "dot",
|
||||
indicator = 'dot',
|
||||
hideLabel = false,
|
||||
hideIndicator = false,
|
||||
label,
|
||||
@@ -121,10 +110,10 @@ function ChartTooltipContent({
|
||||
nameKey,
|
||||
labelKey,
|
||||
}: React.ComponentProps<typeof RechartsPrimitive.Tooltip> &
|
||||
React.ComponentProps<"div"> & {
|
||||
React.ComponentProps<'div'> & {
|
||||
hideLabel?: boolean;
|
||||
hideIndicator?: boolean;
|
||||
indicator?: "line" | "dot" | "dashed";
|
||||
indicator?: 'line' | 'dot' | 'dashed';
|
||||
nameKey?: string;
|
||||
labelKey?: string;
|
||||
}) {
|
||||
@@ -136,53 +125,41 @@ function ChartTooltipContent({
|
||||
}
|
||||
|
||||
const item = payload[0];
|
||||
const key = labelKey ?? String(item.dataKey ?? item.name ?? "value");
|
||||
const key = labelKey ?? String(item.dataKey ?? item.name ?? 'value');
|
||||
const itemConfig = getPayloadConfigFromPayload(config, item, key);
|
||||
const value =
|
||||
!labelKey && typeof label === "string"
|
||||
? (label in config && config[label].label ? config[label].label : undefined) ?? label
|
||||
!labelKey && typeof label === 'string'
|
||||
? ((label in config && config[label].label ? config[label].label : undefined) ?? label)
|
||||
: itemConfig?.label;
|
||||
|
||||
if (labelFormatter) {
|
||||
return (
|
||||
<div className={cn("font-medium", labelClassName)}>
|
||||
{labelFormatter(value, payload)}
|
||||
</div>
|
||||
);
|
||||
return <div className={cn('font-medium', labelClassName)}>{labelFormatter(value, payload)}</div>;
|
||||
}
|
||||
|
||||
if (!value) {
|
||||
return null;
|
||||
}
|
||||
|
||||
return <div className={cn("font-medium", labelClassName)}>{value}</div>;
|
||||
}, [
|
||||
label,
|
||||
labelFormatter,
|
||||
payload,
|
||||
hideLabel,
|
||||
labelClassName,
|
||||
config,
|
||||
labelKey,
|
||||
]);
|
||||
return <div className={cn('font-medium', labelClassName)}>{value}</div>;
|
||||
}, [label, labelFormatter, payload, hideLabel, labelClassName, config, labelKey]);
|
||||
|
||||
if (!active || !payload?.length) {
|
||||
return null;
|
||||
}
|
||||
|
||||
const nestLabel = payload.length === 1 && indicator !== "dot";
|
||||
const nestLabel = payload.length === 1 && indicator !== 'dot';
|
||||
|
||||
return (
|
||||
<div
|
||||
className={cn(
|
||||
"border-border/50 bg-background grid min-w-32 items-start gap-1.5 rounded-lg border px-2.5 py-1.5 text-xs shadow-xl",
|
||||
'border-border/50 bg-background grid min-w-32 items-start gap-1.5 rounded-lg border px-2.5 py-1.5 text-xs shadow-xl',
|
||||
className,
|
||||
)}
|
||||
>
|
||||
{!nestLabel ? tooltipLabel : null}
|
||||
<div className="grid gap-1.5">
|
||||
{payload.map((item, index) => {
|
||||
const key = nameKey ?? String(item.name ?? item.dataKey ?? "value");
|
||||
const key = nameKey ?? String(item.name ?? item.dataKey ?? 'value');
|
||||
const itemConfig = getPayloadConfigFromPayload(config, item, key);
|
||||
const indicatorColor: string | undefined =
|
||||
// eslint-disable-next-line @typescript-eslint/no-unsafe-member-access
|
||||
@@ -192,8 +169,8 @@ function ChartTooltipContent({
|
||||
<div
|
||||
key={item.dataKey}
|
||||
className={cn(
|
||||
"[&>svg]:text-muted-foreground flex w-full flex-wrap items-stretch gap-2 [&>svg]:h-2.5 [&>svg]:w-2.5",
|
||||
indicator === "dot" && "items-center",
|
||||
'[&>svg]:text-muted-foreground flex w-full flex-wrap items-stretch gap-2 [&>svg]:h-2.5 [&>svg]:w-2.5',
|
||||
indicator === 'dot' && 'items-center',
|
||||
)}
|
||||
>
|
||||
{formatter && item.value !== undefined && item.name ? (
|
||||
@@ -206,20 +183,16 @@ function ChartTooltipContent({
|
||||
) : (
|
||||
!hideIndicator && (
|
||||
<div
|
||||
className={cn(
|
||||
"shrink-0 rounded-[2px] border-border bg-(--color-bg)",
|
||||
{
|
||||
"h-2.5 w-2.5": indicator === "dot",
|
||||
"w-1": indicator === "line",
|
||||
"w-0 border-[1.5px] border-dashed bg-transparent":
|
||||
indicator === "dashed",
|
||||
"my-0.5": nestLabel && indicator === "dashed",
|
||||
},
|
||||
)}
|
||||
className={cn('border-border shrink-0 rounded-[2px] bg-(--color-bg)', {
|
||||
'h-2.5 w-2.5': indicator === 'dot',
|
||||
'w-1': indicator === 'line',
|
||||
'w-0 border-[1.5px] border-dashed bg-transparent': indicator === 'dashed',
|
||||
'my-0.5': nestLabel && indicator === 'dashed',
|
||||
})}
|
||||
style={
|
||||
{
|
||||
"--color-bg": indicatorColor,
|
||||
"--color-border": indicatorColor,
|
||||
'--color-bg': indicatorColor,
|
||||
'--color-border': indicatorColor,
|
||||
} as React.CSSProperties
|
||||
}
|
||||
/>
|
||||
@@ -227,18 +200,16 @@ function ChartTooltipContent({
|
||||
)}
|
||||
<div
|
||||
className={cn(
|
||||
"flex flex-1 justify-between leading-none",
|
||||
nestLabel ? "items-end" : "items-center",
|
||||
'flex flex-1 justify-between leading-none',
|
||||
nestLabel ? 'items-end' : 'items-center',
|
||||
)}
|
||||
>
|
||||
<div className="grid gap-1.5">
|
||||
{nestLabel ? tooltipLabel : null}
|
||||
<span className="text-muted-foreground">
|
||||
{itemConfig?.label ?? item.name}
|
||||
</span>
|
||||
<span className="text-muted-foreground">{itemConfig?.label ?? item.name}</span>
|
||||
</div>
|
||||
{item.value && (
|
||||
<span className="text-foreground font-mono font-medium tabular-nums">
|
||||
<span className="text-foreground pl-2 font-mono font-medium tabular-nums">
|
||||
{item.value.toLocaleString()}
|
||||
</span>
|
||||
)}
|
||||
@@ -259,10 +230,10 @@ function ChartLegendContent({
|
||||
className,
|
||||
hideIcon = false,
|
||||
payload,
|
||||
verticalAlign = "bottom",
|
||||
verticalAlign = 'bottom',
|
||||
nameKey,
|
||||
}: React.ComponentProps<"div"> &
|
||||
Pick<RechartsPrimitive.LegendProps, "payload" | "verticalAlign"> & {
|
||||
}: React.ComponentProps<'div'> &
|
||||
Pick<RechartsPrimitive.LegendProps, 'payload' | 'verticalAlign'> & {
|
||||
hideIcon?: boolean;
|
||||
nameKey?: string;
|
||||
}) {
|
||||
@@ -275,21 +246,21 @@ function ChartLegendContent({
|
||||
return (
|
||||
<div
|
||||
className={cn(
|
||||
"flex items-center justify-center gap-4",
|
||||
verticalAlign === "top" ? "pb-3" : "pt-3",
|
||||
'flex items-center justify-center gap-4',
|
||||
verticalAlign === 'top' ? 'pb-3' : 'pt-3',
|
||||
className,
|
||||
)}
|
||||
>
|
||||
{payload.map((item) => {
|
||||
// eslint-disable-next-line @typescript-eslint/restrict-template-expressions
|
||||
const key = `${nameKey ?? item.dataKey ?? "value"}`;
|
||||
const key = `${nameKey ?? item.dataKey ?? 'value'}`;
|
||||
const itemConfig = getPayloadConfigFromPayload(config, item, key);
|
||||
|
||||
return (
|
||||
<div
|
||||
key={item.value}
|
||||
className={cn(
|
||||
"[&>svg]:text-muted-foreground flex items-center gap-1.5 [&>svg]:h-3 [&>svg]:w-3",
|
||||
'[&>svg]:text-muted-foreground flex items-center gap-1.5 [&>svg]:h-3 [&>svg]:w-3',
|
||||
)}
|
||||
>
|
||||
{itemConfig?.icon && !hideIcon ? (
|
||||
@@ -311,37 +282,26 @@ function ChartLegendContent({
|
||||
}
|
||||
|
||||
// Helper to extract item config from a payload.
|
||||
function getPayloadConfigFromPayload(
|
||||
config: ChartConfig,
|
||||
payload: unknown,
|
||||
key: string,
|
||||
) {
|
||||
if (typeof payload !== "object" || payload === null) {
|
||||
function getPayloadConfigFromPayload(config: ChartConfig, payload: unknown, key: string) {
|
||||
if (typeof payload !== 'object' || payload === null) {
|
||||
return undefined;
|
||||
}
|
||||
|
||||
const payloadPayload =
|
||||
"payload" in payload &&
|
||||
typeof payload.payload === "object" &&
|
||||
payload.payload !== null
|
||||
'payload' in payload && typeof payload.payload === 'object' && payload.payload !== null
|
||||
? payload.payload
|
||||
: undefined;
|
||||
|
||||
let configLabelKey: string = key;
|
||||
|
||||
if (
|
||||
key in payload &&
|
||||
typeof payload[key as keyof typeof payload] === "string"
|
||||
) {
|
||||
if (key in payload && typeof payload[key as keyof typeof payload] === 'string') {
|
||||
configLabelKey = payload[key as keyof typeof payload] as string;
|
||||
} else if (
|
||||
payloadPayload &&
|
||||
key in payloadPayload &&
|
||||
typeof payloadPayload[key as keyof typeof payloadPayload] === "string"
|
||||
typeof payloadPayload[key as keyof typeof payloadPayload] === 'string'
|
||||
) {
|
||||
configLabelKey = payloadPayload[
|
||||
key as keyof typeof payloadPayload
|
||||
] as string;
|
||||
configLabelKey = payloadPayload[key as keyof typeof payloadPayload] as string;
|
||||
}
|
||||
|
||||
return configLabelKey in config ? config[configLabelKey] : config[key];
|
||||
|
||||
228
src/components/ui/dropdown-menu.tsx
Normal file
228
src/components/ui/dropdown-menu.tsx
Normal file
@@ -0,0 +1,228 @@
|
||||
'use client';
|
||||
|
||||
import * as React from 'react';
|
||||
import * as DropdownMenuPrimitive from '@radix-ui/react-dropdown-menu';
|
||||
import { CheckIcon, ChevronRightIcon, CircleIcon } from 'lucide-react';
|
||||
|
||||
import { cn } from '@/lib/utils';
|
||||
|
||||
function DropdownMenu({ ...props }: Readonly<React.ComponentProps<typeof DropdownMenuPrimitive.Root>>) {
|
||||
return <DropdownMenuPrimitive.Root data-slot="dropdown-menu" {...props} />;
|
||||
}
|
||||
|
||||
function DropdownMenuPortal({
|
||||
...props
|
||||
}: Readonly<React.ComponentProps<typeof DropdownMenuPrimitive.Portal>>) {
|
||||
return <DropdownMenuPrimitive.Portal data-slot="dropdown-menu-portal" {...props} />;
|
||||
}
|
||||
|
||||
function DropdownMenuTrigger({ ...props }: React.ComponentProps<typeof DropdownMenuPrimitive.Trigger>) {
|
||||
return <DropdownMenuPrimitive.Trigger data-slot="dropdown-menu-trigger" {...props} />;
|
||||
}
|
||||
|
||||
function DropdownMenuContent({
|
||||
className,
|
||||
sideOffset = 4,
|
||||
...props
|
||||
}: React.ComponentProps<typeof DropdownMenuPrimitive.Content>) {
|
||||
return (
|
||||
<DropdownMenuPrimitive.Portal>
|
||||
<DropdownMenuPrimitive.Content
|
||||
data-slot="dropdown-menu-content"
|
||||
sideOffset={sideOffset}
|
||||
className={cn(
|
||||
'bg-popover text-popover-foreground data-[state=open]:animate-in data-[state=closed]:animate-out data-[state=closed]:fade-out-0 data-[state=open]:fade-in-0 data-[state=closed]:zoom-out-95 data-[state=open]:zoom-in-95 data-[side=bottom]:slide-in-from-top-2 data-[side=left]:slide-in-from-right-2 data-[side=right]:slide-in-from-left-2 data-[side=top]:slide-in-from-bottom-2 z-50 max-h-(--radix-dropdown-menu-content-available-height) min-w-[8rem] origin-(--radix-dropdown-menu-content-transform-origin) overflow-x-hidden overflow-y-auto rounded-md border p-1 shadow-md',
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
/>
|
||||
</DropdownMenuPrimitive.Portal>
|
||||
);
|
||||
}
|
||||
|
||||
function DropdownMenuGroup({ ...props }: React.ComponentProps<typeof DropdownMenuPrimitive.Group>) {
|
||||
return <DropdownMenuPrimitive.Group data-slot="dropdown-menu-group" {...props} />;
|
||||
}
|
||||
|
||||
function DropdownMenuItem({
|
||||
className,
|
||||
inset,
|
||||
variant = 'default',
|
||||
...props
|
||||
}: React.ComponentProps<typeof DropdownMenuPrimitive.Item> & {
|
||||
inset?: boolean;
|
||||
variant?: 'default' | 'destructive';
|
||||
}) {
|
||||
return (
|
||||
<DropdownMenuPrimitive.Item
|
||||
data-slot="dropdown-menu-item"
|
||||
data-inset={inset}
|
||||
data-variant={variant}
|
||||
className={cn(
|
||||
"focus:bg-accent focus:text-accent-foreground data-[variant=destructive]:text-destructive data-[variant=destructive]:focus:bg-destructive/10 data-[variant=destructive]:focus:text-destructive data-[variant=destructive]:*:[svg]:!text-destructive [&_svg:not([class*='text-'])]:text-muted-foreground relative flex cursor-default items-center gap-2 rounded-sm px-2 py-1.5 text-sm outline-hidden select-none data-[disabled]:pointer-events-none data-[disabled]:opacity-50 data-[inset]:pl-8 [&_svg]:pointer-events-none [&_svg]:shrink-0 [&_svg:not([class*='size-'])]:size-4",
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
function DropdownMenuCheckboxItem({
|
||||
className,
|
||||
children,
|
||||
checked,
|
||||
...props
|
||||
}: React.ComponentProps<typeof DropdownMenuPrimitive.CheckboxItem>) {
|
||||
return (
|
||||
<DropdownMenuPrimitive.CheckboxItem
|
||||
data-slot="dropdown-menu-checkbox-item"
|
||||
className={cn(
|
||||
"focus:bg-accent focus:text-accent-foreground relative flex cursor-default items-center gap-2 rounded-sm py-1.5 pr-2 pl-8 text-sm outline-hidden select-none data-[disabled]:pointer-events-none data-[disabled]:opacity-50 [&_svg]:pointer-events-none [&_svg]:shrink-0 [&_svg:not([class*='size-'])]:size-4",
|
||||
className,
|
||||
)}
|
||||
checked={checked}
|
||||
{...props}
|
||||
>
|
||||
<span className="pointer-events-none absolute left-2 flex size-3.5 items-center justify-center">
|
||||
<DropdownMenuPrimitive.ItemIndicator>
|
||||
<CheckIcon className="size-4" />
|
||||
</DropdownMenuPrimitive.ItemIndicator>
|
||||
</span>
|
||||
{children}
|
||||
</DropdownMenuPrimitive.CheckboxItem>
|
||||
);
|
||||
}
|
||||
|
||||
function DropdownMenuRadioGroup({
|
||||
...props
|
||||
}: React.ComponentProps<typeof DropdownMenuPrimitive.RadioGroup>) {
|
||||
return <DropdownMenuPrimitive.RadioGroup data-slot="dropdown-menu-radio-group" {...props} />;
|
||||
}
|
||||
|
||||
function DropdownMenuRadioItem({
|
||||
className,
|
||||
children,
|
||||
...props
|
||||
}: React.ComponentProps<typeof DropdownMenuPrimitive.RadioItem>) {
|
||||
return (
|
||||
<DropdownMenuPrimitive.RadioItem
|
||||
data-slot="dropdown-menu-radio-item"
|
||||
className={cn(
|
||||
"focus:bg-accent focus:text-accent-foreground relative flex cursor-default items-center gap-2 rounded-sm py-1.5 pr-2 pl-8 text-sm outline-hidden select-none data-[disabled]:pointer-events-none data-[disabled]:opacity-50 [&_svg]:pointer-events-none [&_svg]:shrink-0 [&_svg:not([class*='size-'])]:size-4",
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
>
|
||||
<span className="pointer-events-none absolute left-2 flex size-3.5 items-center justify-center">
|
||||
<DropdownMenuPrimitive.ItemIndicator>
|
||||
<CircleIcon className="size-2 fill-current" />
|
||||
</DropdownMenuPrimitive.ItemIndicator>
|
||||
</span>
|
||||
{children}
|
||||
</DropdownMenuPrimitive.RadioItem>
|
||||
);
|
||||
}
|
||||
|
||||
function DropdownMenuLabel({
|
||||
className,
|
||||
inset,
|
||||
...props
|
||||
}: React.ComponentProps<typeof DropdownMenuPrimitive.Label> & {
|
||||
inset?: boolean;
|
||||
}) {
|
||||
return (
|
||||
<DropdownMenuPrimitive.Label
|
||||
data-slot="dropdown-menu-label"
|
||||
data-inset={inset}
|
||||
className={cn('px-2 py-1.5 text-sm font-medium data-[inset]:pl-8', className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
function DropdownMenuSeparator({
|
||||
className,
|
||||
...props
|
||||
}: React.ComponentProps<typeof DropdownMenuPrimitive.Separator>) {
|
||||
return (
|
||||
<DropdownMenuPrimitive.Separator
|
||||
data-slot="dropdown-menu-separator"
|
||||
className={cn('bg-border -mx-1 my-1 h-px', className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
function DropdownMenuShortcut({ className, ...props }: React.ComponentProps<'span'>) {
|
||||
return (
|
||||
<span
|
||||
data-slot="dropdown-menu-shortcut"
|
||||
className={cn('text-muted-foreground ml-auto text-xs tracking-widest', className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
function DropdownMenuSub({
|
||||
...props
|
||||
}: Readonly<React.ComponentProps<typeof DropdownMenuPrimitive.Sub>>) {
|
||||
return <DropdownMenuPrimitive.Sub data-slot="dropdown-menu-sub" {...props} />;
|
||||
}
|
||||
|
||||
function DropdownMenuSubTrigger({
|
||||
className,
|
||||
inset,
|
||||
children,
|
||||
...props
|
||||
}: React.ComponentProps<typeof DropdownMenuPrimitive.SubTrigger> & {
|
||||
inset?: boolean;
|
||||
}) {
|
||||
return (
|
||||
<DropdownMenuPrimitive.SubTrigger
|
||||
data-slot="dropdown-menu-sub-trigger"
|
||||
data-inset={inset}
|
||||
className={cn(
|
||||
"focus:bg-accent focus:text-accent-foreground data-[state=open]:bg-accent data-[state=open]:text-accent-foreground [&_svg:not([class*='text-'])]:text-muted-foreground flex cursor-default items-center gap-2 rounded-sm px-2 py-1.5 text-sm outline-hidden select-none data-[inset]:pl-8 [&_svg]:pointer-events-none [&_svg]:shrink-0 [&_svg:not([class*='size-'])]:size-4",
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
>
|
||||
{children}
|
||||
<ChevronRightIcon className="ml-auto size-4" />
|
||||
</DropdownMenuPrimitive.SubTrigger>
|
||||
);
|
||||
}
|
||||
|
||||
function DropdownMenuSubContent({
|
||||
className,
|
||||
...props
|
||||
}: React.ComponentProps<typeof DropdownMenuPrimitive.SubContent>) {
|
||||
return (
|
||||
<DropdownMenuPrimitive.SubContent
|
||||
data-slot="dropdown-menu-sub-content"
|
||||
className={cn(
|
||||
'bg-popover text-popover-foreground data-[state=open]:animate-in data-[state=closed]:animate-out data-[state=closed]:fade-out-0 data-[state=open]:fade-in-0 data-[state=closed]:zoom-out-95 data-[state=open]:zoom-in-95 data-[side=bottom]:slide-in-from-top-2 data-[side=left]:slide-in-from-right-2 data-[side=right]:slide-in-from-left-2 data-[side=top]:slide-in-from-bottom-2 z-50 min-w-[8rem] origin-(--radix-dropdown-menu-content-transform-origin) overflow-hidden rounded-md border p-1 shadow-lg',
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
export {
|
||||
DropdownMenu,
|
||||
DropdownMenuPortal,
|
||||
DropdownMenuTrigger,
|
||||
DropdownMenuContent,
|
||||
DropdownMenuGroup,
|
||||
DropdownMenuLabel,
|
||||
DropdownMenuItem,
|
||||
DropdownMenuCheckboxItem,
|
||||
DropdownMenuRadioGroup,
|
||||
DropdownMenuRadioItem,
|
||||
DropdownMenuSeparator,
|
||||
DropdownMenuShortcut,
|
||||
DropdownMenuSub,
|
||||
DropdownMenuSubTrigger,
|
||||
DropdownMenuSubContent,
|
||||
};
|
||||
@@ -1,16 +1,16 @@
|
||||
import * as React from "react";
|
||||
import * as React from 'react';
|
||||
|
||||
import { cn } from "@/lib/utils";
|
||||
import { cn } from '@/lib/utils';
|
||||
|
||||
function Input({ className, type, ...props }: React.ComponentProps<"input">) {
|
||||
function Input({ className, type, ...props }: React.ComponentProps<'input'>) {
|
||||
return (
|
||||
<input
|
||||
type={type}
|
||||
data-slot="input"
|
||||
className={cn(
|
||||
"file:text-foreground placeholder:text-muted-foreground selection:bg-primary selection:text-primary-foreground dark:bg-input/30 border-input flex h-9 w-full min-w-0 rounded-md border bg-transparent px-3 py-1 text-base shadow-xs transition-[color,box-shadow] outline-none file:inline-flex file:h-7 file:border-0 file:bg-transparent file:text-sm file:font-medium disabled:pointer-events-none disabled:cursor-not-allowed disabled:opacity-50 md:text-sm",
|
||||
"focus-visible:border-ring focus-visible:ring-ring/50 focus-visible:ring-[3px]",
|
||||
"aria-invalid:ring-destructive/20 dark:aria-invalid:ring-destructive/40 aria-invalid:border-destructive",
|
||||
'file:text-foreground placeholder:text-muted-foreground selection:bg-primary selection:text-primary-foreground border-input bg-background z-30 flex h-9 w-full min-w-0 rounded-md border px-3 py-1 text-base shadow-xs transition-[color,box-shadow] outline-none file:inline-flex file:h-7 file:border-0 file:bg-transparent file:text-sm file:font-medium disabled:pointer-events-none disabled:cursor-not-allowed disabled:opacity-50 md:text-sm',
|
||||
'focus-visible:border-ring focus-visible:ring-ring/50 focus-visible:ring-[3px]',
|
||||
'aria-invalid:ring-destructive/20 aria-invalid:border-destructive',
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
|
||||
161
src/components/ui/navigation-menu.tsx
Normal file
161
src/components/ui/navigation-menu.tsx
Normal file
@@ -0,0 +1,161 @@
|
||||
import * as React from 'react';
|
||||
import * as NavigationMenuPrimitive from '@radix-ui/react-navigation-menu';
|
||||
import { cva } from 'class-variance-authority';
|
||||
import { ChevronDownIcon } from 'lucide-react';
|
||||
|
||||
import { cn } from '@/lib/utils';
|
||||
|
||||
function NavigationMenu({
|
||||
className,
|
||||
children,
|
||||
viewport = true,
|
||||
...props
|
||||
}: React.ComponentProps<typeof NavigationMenuPrimitive.Root> & {
|
||||
viewport?: boolean;
|
||||
}) {
|
||||
return (
|
||||
<NavigationMenuPrimitive.Root
|
||||
data-slot="navigation-menu"
|
||||
data-viewport={viewport}
|
||||
className={cn(
|
||||
'group/navigation-menu relative flex max-w-max flex-1 items-center justify-center',
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
>
|
||||
{children}
|
||||
{viewport && <NavigationMenuViewport />}
|
||||
</NavigationMenuPrimitive.Root>
|
||||
);
|
||||
}
|
||||
|
||||
function NavigationMenuList({
|
||||
className,
|
||||
...props
|
||||
}: React.ComponentProps<typeof NavigationMenuPrimitive.List>) {
|
||||
return (
|
||||
<NavigationMenuPrimitive.List
|
||||
data-slot="navigation-menu-list"
|
||||
className={cn('group flex flex-1 list-none items-center justify-center gap-1', className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
function NavigationMenuItem({
|
||||
className,
|
||||
...props
|
||||
}: React.ComponentProps<typeof NavigationMenuPrimitive.Item>) {
|
||||
return (
|
||||
<NavigationMenuPrimitive.Item
|
||||
data-slot="navigation-menu-item"
|
||||
className={cn('relative', className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
const navigationMenuTriggerStyle = cva(
|
||||
'group inline-flex h-9 w-max items-center justify-center rounded-md bg-background px-4 py-2 text-sm font-medium hover:bg-accent hover:text-accent-foreground focus:bg-accent focus:text-accent-foreground disabled:pointer-events-none disabled:opacity-50 data-[state=open]:hover:bg-accent data-[state=open]:text-accent-foreground data-[state=open]:focus:bg-accent data-[state=open]:bg-accent/50 focus-visible:ring-ring/50 outline-none transition-[color,box-shadow] focus-visible:ring-[3px] focus-visible:outline-1',
|
||||
);
|
||||
|
||||
function NavigationMenuTrigger({
|
||||
className,
|
||||
children,
|
||||
...props
|
||||
}: React.ComponentProps<typeof NavigationMenuPrimitive.Trigger>) {
|
||||
return (
|
||||
<NavigationMenuPrimitive.Trigger
|
||||
data-slot="navigation-menu-trigger"
|
||||
className={cn(navigationMenuTriggerStyle(), 'group', className)}
|
||||
{...props}
|
||||
>
|
||||
{children}{' '}
|
||||
<ChevronDownIcon
|
||||
className="relative top-[1px] ml-1 size-3 transition duration-300 group-data-[state=open]:rotate-180"
|
||||
aria-hidden="true"
|
||||
/>
|
||||
</NavigationMenuPrimitive.Trigger>
|
||||
);
|
||||
}
|
||||
|
||||
function NavigationMenuContent({
|
||||
className,
|
||||
...props
|
||||
}: React.ComponentProps<typeof NavigationMenuPrimitive.Content>) {
|
||||
return (
|
||||
<NavigationMenuPrimitive.Content
|
||||
data-slot="navigation-menu-content"
|
||||
className={cn(
|
||||
'data-[motion^=from-]:animate-in data-[motion^=to-]:animate-out data-[motion^=from-]:fade-in data-[motion^=to-]:fade-out data-[motion=from-end]:slide-in-from-right-52 data-[motion=from-start]:slide-in-from-left-52 data-[motion=to-end]:slide-out-to-right-52 data-[motion=to-start]:slide-out-to-left-52 top-0 left-0 w-full p-2 pr-2.5 md:absolute md:w-auto',
|
||||
'group-data-[viewport=false]/navigation-menu:bg-popover group-data-[viewport=false]/navigation-menu:text-popover-foreground group-data-[viewport=false]/navigation-menu:data-[state=open]:animate-in group-data-[viewport=false]/navigation-menu:data-[state=closed]:animate-out group-data-[viewport=false]/navigation-menu:data-[state=closed]:zoom-out-95 group-data-[viewport=false]/navigation-menu:data-[state=open]:zoom-in-95 group-data-[viewport=false]/navigation-menu:data-[state=open]:fade-in-0 group-data-[viewport=false]/navigation-menu:data-[state=closed]:fade-out-0 group-data-[viewport=false]/navigation-menu:top-full group-data-[viewport=false]/navigation-menu:mt-1.5 group-data-[viewport=false]/navigation-menu:overflow-hidden group-data-[viewport=false]/navigation-menu:rounded-md group-data-[viewport=false]/navigation-menu:border group-data-[viewport=false]/navigation-menu:shadow group-data-[viewport=false]/navigation-menu:duration-200 **:data-[slot=navigation-menu-link]:focus:ring-0 **:data-[slot=navigation-menu-link]:focus:outline-none',
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
function NavigationMenuViewport({
|
||||
className,
|
||||
...props
|
||||
}: React.ComponentProps<typeof NavigationMenuPrimitive.Viewport>) {
|
||||
return (
|
||||
<div className={cn('absolute top-full left-0 isolate z-50 flex justify-center')}>
|
||||
<NavigationMenuPrimitive.Viewport
|
||||
data-slot="navigation-menu-viewport"
|
||||
className={cn(
|
||||
'origin-top-center bg-popover text-popover-foreground data-[state=open]:animate-in data-[state=closed]:animate-out data-[state=closed]:zoom-out-95 data-[state=open]:zoom-in-90 relative mt-1.5 h-[var(--radix-navigation-menu-viewport-height)] w-full overflow-hidden rounded-md border shadow md:w-[var(--radix-navigation-menu-viewport-width)]',
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
/>
|
||||
</div>
|
||||
);
|
||||
}
|
||||
|
||||
function NavigationMenuLink({
|
||||
className,
|
||||
...props
|
||||
}: React.ComponentProps<typeof NavigationMenuPrimitive.Link>) {
|
||||
return (
|
||||
<NavigationMenuPrimitive.Link
|
||||
data-slot="navigation-menu-link"
|
||||
className={cn(
|
||||
"data-[active=true]:focus:bg-accent data-[active=true]:hover:bg-accent data-[active=true]:bg-accent/50 data-[active=true]:text-accent-foreground hover:bg-accent hover:text-accent-foreground focus:bg-accent focus:text-accent-foreground focus-visible:ring-ring/50 [&_svg:not([class*='text-'])]:text-muted-foreground flex flex-col gap-1 rounded-sm p-2 text-sm transition-all outline-none focus-visible:ring-[3px] focus-visible:outline-1 [&_svg:not([class*='size-'])]:size-4",
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
function NavigationMenuIndicator({
|
||||
className,
|
||||
...props
|
||||
}: React.ComponentProps<typeof NavigationMenuPrimitive.Indicator>) {
|
||||
return (
|
||||
<NavigationMenuPrimitive.Indicator
|
||||
data-slot="navigation-menu-indicator"
|
||||
className={cn(
|
||||
'data-[state=visible]:animate-in data-[state=hidden]:animate-out data-[state=hidden]:fade-out data-[state=visible]:fade-in top-full z-[1] flex h-1.5 items-end justify-center overflow-hidden',
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
>
|
||||
<div className="bg-border relative top-[60%] h-2 w-2 rotate-45 rounded-tl-sm shadow-md" />
|
||||
</NavigationMenuPrimitive.Indicator>
|
||||
);
|
||||
}
|
||||
|
||||
export {
|
||||
NavigationMenu,
|
||||
NavigationMenuList,
|
||||
NavigationMenuItem,
|
||||
NavigationMenuContent,
|
||||
NavigationMenuTrigger,
|
||||
NavigationMenuLink,
|
||||
NavigationMenuIndicator,
|
||||
NavigationMenuViewport,
|
||||
navigationMenuTriggerStyle,
|
||||
};
|
||||
42
src/components/ui/popover.tsx
Normal file
42
src/components/ui/popover.tsx
Normal file
@@ -0,0 +1,42 @@
|
||||
'use client';
|
||||
|
||||
import * as React from 'react';
|
||||
import * as PopoverPrimitive from '@radix-ui/react-popover';
|
||||
|
||||
import { cn } from '@/lib/utils';
|
||||
|
||||
function Popover({ ...props }: Readonly<React.ComponentProps<typeof PopoverPrimitive.Root>>) {
|
||||
return <PopoverPrimitive.Root data-slot="popover" {...props} />;
|
||||
}
|
||||
|
||||
function PopoverTrigger({ ...props }: React.ComponentProps<typeof PopoverPrimitive.Trigger>) {
|
||||
return <PopoverPrimitive.Trigger data-slot="popover-trigger" {...props} />;
|
||||
}
|
||||
|
||||
function PopoverContent({
|
||||
className,
|
||||
align = 'center',
|
||||
sideOffset = 4,
|
||||
...props
|
||||
}: React.ComponentProps<typeof PopoverPrimitive.Content>) {
|
||||
return (
|
||||
<PopoverPrimitive.Portal>
|
||||
<PopoverPrimitive.Content
|
||||
data-slot="popover-content"
|
||||
align={align}
|
||||
sideOffset={sideOffset}
|
||||
className={cn(
|
||||
'bg-popover text-popover-foreground data-[state=open]:animate-in data-[state=closed]:animate-out data-[state=closed]:fade-out-0 data-[state=open]:fade-in-0 data-[state=closed]:zoom-out-95 data-[state=open]:zoom-in-95 data-[side=bottom]:slide-in-from-top-2 data-[side=left]:slide-in-from-right-2 data-[side=right]:slide-in-from-left-2 data-[side=top]:slide-in-from-bottom-2 z-50 w-72 origin-(--radix-popover-content-transform-origin) rounded-md border p-4 shadow-md outline-hidden',
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
/>
|
||||
</PopoverPrimitive.Portal>
|
||||
);
|
||||
}
|
||||
|
||||
function PopoverAnchor({ ...props }: React.ComponentProps<typeof PopoverPrimitive.Anchor>) {
|
||||
return <PopoverPrimitive.Anchor data-slot="popover-anchor" {...props} />;
|
||||
}
|
||||
|
||||
export { Popover, PopoverTrigger, PopoverContent, PopoverAnchor };
|
||||
@@ -1,43 +1,37 @@
|
||||
"use client";
|
||||
'use client';
|
||||
|
||||
import * as React from "react";
|
||||
import * as SelectPrimitive from "@radix-ui/react-select";
|
||||
import { CheckIcon, ChevronDownIcon, ChevronUpIcon } from "lucide-react";
|
||||
import * as React from 'react';
|
||||
import * as SelectPrimitive from '@radix-ui/react-select';
|
||||
import { CheckIcon, ChevronDownIcon, ChevronUpIcon } from 'lucide-react';
|
||||
|
||||
import { cn } from "@/lib/utils";
|
||||
import { cn } from '@/lib/utils';
|
||||
|
||||
function Select({
|
||||
...props
|
||||
}: React.ComponentProps<typeof SelectPrimitive.Root>) {
|
||||
function Select({ ...props }: React.ComponentProps<typeof SelectPrimitive.Root>) {
|
||||
return <SelectPrimitive.Root data-slot="select" {...props} />;
|
||||
}
|
||||
|
||||
function SelectGroup({
|
||||
...props
|
||||
}: React.ComponentProps<typeof SelectPrimitive.Group>) {
|
||||
function SelectGroup({ ...props }: React.ComponentProps<typeof SelectPrimitive.Group>) {
|
||||
return <SelectPrimitive.Group data-slot="select-group" {...props} />;
|
||||
}
|
||||
|
||||
function SelectValue({
|
||||
...props
|
||||
}: React.ComponentProps<typeof SelectPrimitive.Value>) {
|
||||
function SelectValue({ ...props }: React.ComponentProps<typeof SelectPrimitive.Value>) {
|
||||
return <SelectPrimitive.Value data-slot="select-value" {...props} />;
|
||||
}
|
||||
|
||||
function SelectTrigger({
|
||||
className,
|
||||
size = "default",
|
||||
size = 'default',
|
||||
children,
|
||||
...props
|
||||
}: React.ComponentProps<typeof SelectPrimitive.Trigger> & {
|
||||
size?: "sm" | "default";
|
||||
size?: 'sm' | 'default';
|
||||
}) {
|
||||
return (
|
||||
<SelectPrimitive.Trigger
|
||||
data-slot="select-trigger"
|
||||
data-size={size}
|
||||
className={cn(
|
||||
"border-input data-placeholder:text-muted-foreground [&_svg:not([class*='text-'])]:text-muted-foreground focus-visible:border-ring focus-visible:ring-ring/50 aria-invalid:ring-destructive/20 dark:aria-invalid:ring-destructive/40 aria-invalid:border-destructive dark:bg-input/30 dark:hover:bg-input/50 flex w-fit items-center justify-between gap-2 rounded-md border bg-transparent px-3 py-2 text-sm whitespace-nowrap shadow-xs transition-[color,box-shadow] outline-none focus-visible:ring-[3px] disabled:cursor-not-allowed disabled:opacity-50 data-[size=default]:h-9 data-[size=sm]:h-8 *:data-[slot=select-value]:line-clamp-1 *:data-[slot=select-value]:flex *:data-[slot=select-value]:items-center *:data-[slot=select-value]:gap-2 [&_svg]:pointer-events-none [&_svg]:shrink-0 [&_svg:not([class*='size-'])]:size-4",
|
||||
"border-input data-placeholder:text-muted-foreground [&_svg:not([class*='text-'])]:text-muted-foreground focus-visible:border-ring focus-visible:ring-ring/50 aria-invalid:ring-destructive/20 aria-invalid:border-destructive bg-background z-30 flex w-fit items-center justify-between gap-2 rounded-md border px-3 py-2 text-sm whitespace-nowrap shadow-xs transition-[color,box-shadow] outline-none focus-visible:ring-[3px] disabled:cursor-not-allowed disabled:opacity-50 data-[size=default]:h-9 data-[size=sm]:h-8 *:data-[slot=select-value]:line-clamp-1 *:data-[slot=select-value]:flex *:data-[slot=select-value]:items-center *:data-[slot=select-value]:gap-2 [&_svg]:pointer-events-none [&_svg]:shrink-0 [&_svg:not([class*='size-'])]:size-4",
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
@@ -53,7 +47,7 @@ function SelectTrigger({
|
||||
function SelectContent({
|
||||
className,
|
||||
children,
|
||||
position = "popper",
|
||||
position = 'popper',
|
||||
...props
|
||||
}: React.ComponentProps<typeof SelectPrimitive.Content>) {
|
||||
return (
|
||||
@@ -61,9 +55,9 @@ function SelectContent({
|
||||
<SelectPrimitive.Content
|
||||
data-slot="select-content"
|
||||
className={cn(
|
||||
"bg-popover text-popover-foreground data-[state=open]:animate-in data-[state=closed]:animate-out data-[state=closed]:fade-out-0 data-[state=open]:fade-in-0 data-[state=closed]:zoom-out-95 data-[state=open]:zoom-in-95 data-[side=bottom]:slide-in-from-top-2 data-[side=left]:slide-in-from-right-2 data-[side=right]:slide-in-from-left-2 data-[side=top]:slide-in-from-bottom-2 relative z-50 max-h-(--radix-select-content-available-height) min-w-32 origin-(--radix-select-content-transform-origin) overflow-x-hidden overflow-y-auto rounded-md border shadow-md",
|
||||
position === "popper" &&
|
||||
"data-[side=bottom]:translate-y-1 data-[side=left]:-translate-x-1 data-[side=right]:translate-x-1 data-[side=top]:-translate-y-1",
|
||||
'bg-popover text-popover-foreground data-[state=open]:animate-in data-[state=closed]:animate-out data-[state=closed]:fade-out-0 data-[state=open]:fade-in-0 data-[state=closed]:zoom-out-95 data-[state=open]:zoom-in-95 data-[side=bottom]:slide-in-from-top-2 data-[side=left]:slide-in-from-right-2 data-[side=right]:slide-in-from-left-2 data-[side=top]:slide-in-from-bottom-2 relative z-50 max-h-(--radix-select-content-available-height) min-w-32 origin-(--radix-select-content-transform-origin) overflow-x-hidden overflow-y-auto rounded-md border shadow-md',
|
||||
position === 'popper' &&
|
||||
'data-[side=bottom]:translate-y-1 data-[side=left]:-translate-x-1 data-[side=right]:translate-x-1 data-[side=top]:-translate-y-1',
|
||||
className,
|
||||
)}
|
||||
position={position}
|
||||
@@ -72,9 +66,9 @@ function SelectContent({
|
||||
<SelectScrollUpButton />
|
||||
<SelectPrimitive.Viewport
|
||||
className={cn(
|
||||
"p-1",
|
||||
position === "popper" &&
|
||||
"h-(--radix-select-trigger-height) w-full min-w-(--radix-select-trigger-width) scroll-my-1",
|
||||
'p-1',
|
||||
position === 'popper' &&
|
||||
'h-(--radix-select-trigger-height) w-full min-w-(--radix-select-trigger-width) scroll-my-1',
|
||||
)}
|
||||
>
|
||||
{children}
|
||||
@@ -85,14 +79,11 @@ function SelectContent({
|
||||
);
|
||||
}
|
||||
|
||||
function SelectLabel({
|
||||
className,
|
||||
...props
|
||||
}: React.ComponentProps<typeof SelectPrimitive.Label>) {
|
||||
function SelectLabel({ className, ...props }: React.ComponentProps<typeof SelectPrimitive.Label>) {
|
||||
return (
|
||||
<SelectPrimitive.Label
|
||||
data-slot="select-label"
|
||||
className={cn("text-muted-foreground px-2 py-1.5 text-xs", className)}
|
||||
className={cn('text-muted-foreground px-2 py-1.5 text-xs', className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
@@ -129,7 +120,7 @@ function SelectSeparator({
|
||||
return (
|
||||
<SelectPrimitive.Separator
|
||||
data-slot="select-separator"
|
||||
className={cn("bg-border pointer-events-none -mx-1 my-1 h-px", className)}
|
||||
className={cn('bg-border pointer-events-none -mx-1 my-1 h-px', className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
@@ -142,10 +133,7 @@ function SelectScrollUpButton({
|
||||
return (
|
||||
<SelectPrimitive.ScrollUpButton
|
||||
data-slot="select-scroll-up-button"
|
||||
className={cn(
|
||||
"flex cursor-default items-center justify-center py-1",
|
||||
className,
|
||||
)}
|
||||
className={cn('flex cursor-default items-center justify-center py-1', className)}
|
||||
{...props}
|
||||
>
|
||||
<ChevronUpIcon className="size-4" />
|
||||
@@ -160,10 +148,7 @@ function SelectScrollDownButton({
|
||||
return (
|
||||
<SelectPrimitive.ScrollDownButton
|
||||
data-slot="select-scroll-down-button"
|
||||
className={cn(
|
||||
"flex cursor-default items-center justify-center py-1",
|
||||
className,
|
||||
)}
|
||||
className={cn('flex cursor-default items-center justify-center py-1', className)}
|
||||
{...props}
|
||||
>
|
||||
<ChevronDownIcon className="size-4" />
|
||||
|
||||
28
src/components/ui/separator.tsx
Normal file
28
src/components/ui/separator.tsx
Normal file
@@ -0,0 +1,28 @@
|
||||
'use client';
|
||||
|
||||
import * as React from 'react';
|
||||
import * as SeparatorPrimitive from '@radix-ui/react-separator';
|
||||
|
||||
import { cn } from '@/lib/utils';
|
||||
|
||||
function Separator({
|
||||
className,
|
||||
orientation = 'horizontal',
|
||||
decorative = true,
|
||||
...props
|
||||
}: React.ComponentProps<typeof SeparatorPrimitive.Root>) {
|
||||
return (
|
||||
<SeparatorPrimitive.Root
|
||||
data-slot="separator"
|
||||
decorative={decorative}
|
||||
orientation={orientation}
|
||||
className={cn(
|
||||
'bg-border shrink-0 data-[orientation=horizontal]:h-px data-[orientation=horizontal]:w-full data-[orientation=vertical]:h-full data-[orientation=vertical]:w-px',
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
export { Separator };
|
||||
123
src/components/ui/sheet.tsx
Normal file
123
src/components/ui/sheet.tsx
Normal file
@@ -0,0 +1,123 @@
|
||||
'use client';
|
||||
|
||||
import * as React from 'react';
|
||||
import * as SheetPrimitive from '@radix-ui/react-dialog';
|
||||
import { XIcon } from 'lucide-react';
|
||||
|
||||
import { cn } from '@/lib/utils';
|
||||
|
||||
function Sheet({ ...props }: Readonly<React.ComponentProps<typeof SheetPrimitive.Root>>) {
|
||||
return <SheetPrimitive.Root data-slot="sheet" {...props} />;
|
||||
}
|
||||
|
||||
function SheetTrigger({ ...props }: React.ComponentProps<typeof SheetPrimitive.Trigger>) {
|
||||
return <SheetPrimitive.Trigger data-slot="sheet-trigger" {...props} />;
|
||||
}
|
||||
|
||||
function SheetClose({ ...props }: React.ComponentProps<typeof SheetPrimitive.Close>) {
|
||||
return <SheetPrimitive.Close data-slot="sheet-close" {...props} />;
|
||||
}
|
||||
|
||||
function SheetPortal({ ...props }: Readonly<React.ComponentProps<typeof SheetPrimitive.Portal>>) {
|
||||
return <SheetPrimitive.Portal data-slot="sheet-portal" {...props} />;
|
||||
}
|
||||
|
||||
function SheetOverlay({ className, ...props }: React.ComponentProps<typeof SheetPrimitive.Overlay>) {
|
||||
return (
|
||||
<SheetPrimitive.Overlay
|
||||
data-slot="sheet-overlay"
|
||||
className={cn(
|
||||
'data-[state=open]:animate-in data-[state=closed]:animate-out data-[state=closed]:fade-out-0 data-[state=open]:fade-in-0 fixed inset-0 z-50 backdrop-blur-sm',
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
function SheetContent({
|
||||
className,
|
||||
children,
|
||||
side = 'right',
|
||||
...props
|
||||
}: React.ComponentProps<typeof SheetPrimitive.Content> & {
|
||||
side?: 'top' | 'right' | 'bottom' | 'left';
|
||||
}) {
|
||||
return (
|
||||
<SheetPortal>
|
||||
<SheetOverlay />
|
||||
<SheetPrimitive.Content
|
||||
data-slot="sheet-content"
|
||||
className={cn(
|
||||
'from-foreground to-foreground/95 data-[state=open]:animate-in data-[state=closed]:animate-out fixed z-50 flex flex-col gap-4 bg-gradient-to-b shadow-lg backdrop-blur-md transition ease-in-out data-[state=closed]:duration-300 data-[state=open]:duration-500',
|
||||
side === 'right' &&
|
||||
'data-[state=closed]:slide-out-to-right data-[state=open]:slide-in-from-right inset-y-0 right-0 h-full w-3/4 border-l sm:max-w-sm',
|
||||
side === 'left' &&
|
||||
'data-[state=closed]:slide-out-to-left data-[state=open]:slide-in-from-left inset-y-0 left-0 h-full w-3/4 border-r sm:max-w-sm',
|
||||
side === 'top' &&
|
||||
'data-[state=closed]:slide-out-to-top data-[state=open]:slide-in-from-top inset-x-0 top-0 h-auto border-b',
|
||||
side === 'bottom' &&
|
||||
'data-[state=closed]:slide-out-to-bottom data-[state=open]:slide-in-from-bottom inset-x-0 bottom-0 h-auto border-t',
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
>
|
||||
{children}
|
||||
<SheetPrimitive.Close className="ring-offset-background focus:ring-ring data-[state=open]:bg-secondary absolute top-4 right-4 rounded-xs opacity-70 transition-opacity hover:opacity-100 focus:ring-2 focus:ring-offset-2 focus:outline-hidden disabled:pointer-events-none">
|
||||
<XIcon className="size-4" />
|
||||
<span className="sr-only">Close</span>
|
||||
</SheetPrimitive.Close>
|
||||
</SheetPrimitive.Content>
|
||||
</SheetPortal>
|
||||
);
|
||||
}
|
||||
|
||||
function SheetHeader({ className, ...props }: React.ComponentProps<'div'>) {
|
||||
return (
|
||||
<div data-slot="sheet-header" className={cn('flex flex-col gap-1.5 p-4', className)} {...props} />
|
||||
);
|
||||
}
|
||||
|
||||
function SheetFooter({ className, ...props }: React.ComponentProps<'div'>) {
|
||||
return (
|
||||
<div
|
||||
data-slot="sheet-footer"
|
||||
className={cn('mt-auto flex flex-col gap-2 p-4', className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
function SheetTitle({ className, ...props }: React.ComponentProps<typeof SheetPrimitive.Title>) {
|
||||
return (
|
||||
<SheetPrimitive.Title
|
||||
data-slot="sheet-title"
|
||||
className={cn('text-foreground font-semibold', className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
function SheetDescription({
|
||||
className,
|
||||
...props
|
||||
}: React.ComponentProps<typeof SheetPrimitive.Description>) {
|
||||
return (
|
||||
<SheetPrimitive.Description
|
||||
data-slot="sheet-description"
|
||||
className={cn('text-muted-foreground text-sm', className)}
|
||||
{...props}
|
||||
/>
|
||||
);
|
||||
}
|
||||
|
||||
export {
|
||||
Sheet,
|
||||
SheetTrigger,
|
||||
SheetClose,
|
||||
SheetContent,
|
||||
SheetHeader,
|
||||
SheetFooter,
|
||||
SheetTitle,
|
||||
SheetDescription,
|
||||
};
|
||||
133
src/components/ui/tooltip.tsx
Normal file
133
src/components/ui/tooltip.tsx
Normal file
@@ -0,0 +1,133 @@
|
||||
'use client';
|
||||
|
||||
import * as React from 'react';
|
||||
import * as PopoverPrimitive from '@radix-ui/react-popover';
|
||||
import * as TooltipPrimitive from '@radix-ui/react-tooltip';
|
||||
|
||||
import { cn } from '@/lib/utils';
|
||||
|
||||
type TooltipProps = Readonly<
|
||||
React.ComponentProps<typeof TooltipPrimitive.Root> & React.ComponentProps<typeof PopoverPrimitive.Root>
|
||||
>;
|
||||
|
||||
type TooltipTriggerProps = Readonly<
|
||||
React.ComponentProps<typeof TooltipPrimitive.Trigger> &
|
||||
React.ComponentProps<typeof PopoverPrimitive.Trigger>
|
||||
>;
|
||||
|
||||
type TooltipContentProps = Readonly<
|
||||
React.ComponentProps<typeof TooltipPrimitive.Content> &
|
||||
React.ComponentProps<typeof PopoverPrimitive.Content>
|
||||
>;
|
||||
|
||||
const TooltipTouchContext = React.createContext<boolean>(false);
|
||||
|
||||
function useIsTouchDevice() {
|
||||
const [isTouch, setIsTouch] = React.useState<boolean>(() => {
|
||||
if (typeof window === 'undefined') {
|
||||
return false;
|
||||
}
|
||||
return window.matchMedia('(pointer: coarse)').matches;
|
||||
});
|
||||
|
||||
React.useEffect(() => {
|
||||
if (typeof window === 'undefined') {
|
||||
return;
|
||||
}
|
||||
const mediaQuery = window.matchMedia('(pointer: coarse)');
|
||||
const handleChange = (event: MediaQueryListEvent) => {
|
||||
setIsTouch(event.matches);
|
||||
};
|
||||
|
||||
setIsTouch(mediaQuery.matches);
|
||||
mediaQuery.addEventListener('change', handleChange);
|
||||
|
||||
return () => {
|
||||
mediaQuery.removeEventListener('change', handleChange);
|
||||
};
|
||||
}, []);
|
||||
|
||||
return isTouch;
|
||||
}
|
||||
|
||||
function TooltipProvider({
|
||||
delayDuration = 0,
|
||||
...props
|
||||
}: Readonly<React.ComponentProps<typeof TooltipPrimitive.Provider>>) {
|
||||
return (
|
||||
<TooltipPrimitive.Provider data-slot="tooltip-provider" delayDuration={delayDuration} {...props} />
|
||||
);
|
||||
}
|
||||
|
||||
function Tooltip({ children, ...props }: TooltipProps) {
|
||||
const isTouch = useIsTouchDevice();
|
||||
|
||||
return (
|
||||
<TooltipProvider>
|
||||
<TooltipTouchContext.Provider value={isTouch}>
|
||||
{isTouch ? (
|
||||
<PopoverPrimitive.Root data-slot="tooltip" data-touch="true" {...props}>
|
||||
{children}
|
||||
</PopoverPrimitive.Root>
|
||||
) : (
|
||||
<TooltipPrimitive.Root data-slot="tooltip" data-touch="false" {...props}>
|
||||
{children}
|
||||
</TooltipPrimitive.Root>
|
||||
)}
|
||||
</TooltipTouchContext.Provider>
|
||||
</TooltipProvider>
|
||||
);
|
||||
}
|
||||
|
||||
function TooltipTrigger({ ...props }: TooltipTriggerProps) {
|
||||
const isTouch = React.useContext(TooltipTouchContext);
|
||||
|
||||
return isTouch ? (
|
||||
<PopoverPrimitive.Trigger data-slot="tooltip-trigger" data-touch="true" {...props} />
|
||||
) : (
|
||||
<TooltipPrimitive.Trigger data-slot="tooltip-trigger" data-touch="false" {...props} />
|
||||
);
|
||||
}
|
||||
|
||||
function TooltipContent({ className, sideOffset = 0, children, ...props }: TooltipContentProps) {
|
||||
const isTouch = React.useContext(TooltipTouchContext);
|
||||
|
||||
if (isTouch) {
|
||||
return (
|
||||
<PopoverPrimitive.Portal>
|
||||
<PopoverPrimitive.Content
|
||||
data-slot="tooltip-content"
|
||||
data-touch="true"
|
||||
sideOffset={sideOffset}
|
||||
className={cn(
|
||||
'bg-foreground text-background animate-in fade-in-0 zoom-in-95 data-[state=closed]:animate-out data-[state=closed]:fade-out-0 data-[state=closed]:zoom-out-95 data-[side=bottom]:slide-in-from-top-2 data-[side=left]:slide-in-from-right-2 data-[side=right]:slide-in-from-left-2 data-[side=top]:slide-in-from-bottom-2 z-50 w-fit origin-(--radix-popover-content-transform-origin) rounded-md px-3 py-1.5 text-xs text-balance shadow-md outline-hidden',
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
>
|
||||
{children}
|
||||
</PopoverPrimitive.Content>
|
||||
</PopoverPrimitive.Portal>
|
||||
);
|
||||
}
|
||||
|
||||
return (
|
||||
<TooltipPrimitive.Portal>
|
||||
<TooltipPrimitive.Content
|
||||
data-slot="tooltip-content"
|
||||
data-touch="false"
|
||||
sideOffset={sideOffset}
|
||||
className={cn(
|
||||
'bg-foreground text-background animate-in fade-in-0 zoom-in-95 data-[state=closed]:animate-out data-[state=closed]:fade-out-0 data-[state=closed]:zoom-out-95 data-[side=bottom]:slide-in-from-top-2 data-[side=left]:slide-in-from-right-2 data-[side=right]:slide-in-from-left-2 data-[side=top]:slide-in-from-bottom-2 z-50 w-fit origin-(--radix-tooltip-content-transform-origin) rounded-md px-3 py-1.5 text-xs text-balance',
|
||||
className,
|
||||
)}
|
||||
{...props}
|
||||
>
|
||||
{children}
|
||||
<TooltipPrimitive.Arrow className="bg-foreground fill-foreground z-50 size-2.5 translate-y-[calc(-50%_-_2px)] rotate-45 rounded-[2px]" />
|
||||
</TooltipPrimitive.Content>
|
||||
</TooltipPrimitive.Portal>
|
||||
);
|
||||
}
|
||||
|
||||
export { Tooltip, TooltipTrigger, TooltipContent, TooltipProvider };
|
||||
129
src/lib/__tests__/retire-at.test.ts
Normal file
129
src/lib/__tests__/retire-at.test.ts
Normal file
@@ -0,0 +1,129 @@
|
||||
import { describe, expect, it } from 'vitest';
|
||||
|
||||
import {
|
||||
RETIRE_AT_AGE_PRESETS,
|
||||
buildSpendScenarios,
|
||||
calculateNestEggFromSpend,
|
||||
deriveDefaultInputs,
|
||||
extractCalculatorValuesFromSearch,
|
||||
parseAgeParam,
|
||||
} from '../retire-at';
|
||||
|
||||
describe('retire-at helpers', () => {
|
||||
it('calculates a rule-of-25 style nest egg', () => {
|
||||
const result = calculateNestEggFromSpend(4000, 0.04);
|
||||
expect(result).toBe(1200000);
|
||||
});
|
||||
|
||||
it('builds lean/base/comfortable spend scenarios', () => {
|
||||
const scenarios = buildSpendScenarios(4000, 0.04);
|
||||
expect(scenarios).toHaveLength(3);
|
||||
|
||||
const baseline = scenarios.find((scenario) => scenario.key === 'baseline');
|
||||
expect(baseline?.monthlySpend).toBe(4000);
|
||||
expect(baseline?.nestEgg).toBe(1200000);
|
||||
});
|
||||
|
||||
it('parses and clamps age params', () => {
|
||||
expect(parseAgeParam('90')).toBe(80);
|
||||
expect(parseAgeParam('42')).toBe(42);
|
||||
expect(parseAgeParam('not-a-number', 55)).toBe(55);
|
||||
});
|
||||
|
||||
it('derives calculator defaults for a target age', () => {
|
||||
const defaults = deriveDefaultInputs(50);
|
||||
expect(defaults.retirementAge).toBe(50);
|
||||
expect(defaults.currentAge).toBeLessThan(50);
|
||||
expect(defaults.desiredMonthlyAllowance).toBeGreaterThanOrEqual(500);
|
||||
});
|
||||
|
||||
it('exposes preset age list for sitemap/static params', () => {
|
||||
expect(RETIRE_AT_AGE_PRESETS).toContain(50);
|
||||
expect(Array.isArray(RETIRE_AT_AGE_PRESETS)).toBe(true);
|
||||
});
|
||||
|
||||
describe('extractCalculatorValuesFromSearch', () => {
|
||||
it('parses valid numeric params', () => {
|
||||
const searchParams = {
|
||||
currentAge: '30',
|
||||
retirementAge: '55',
|
||||
monthlySpend: '4000',
|
||||
monthlySavings: '1500',
|
||||
startingCapital: '100000',
|
||||
};
|
||||
const values = extractCalculatorValuesFromSearch(searchParams, 55);
|
||||
|
||||
expect(values.currentAge).toBe(30);
|
||||
expect(values.retirementAge).toBe(55);
|
||||
expect(values.desiredMonthlyAllowance).toBe(4000);
|
||||
expect(values.monthlySavings).toBe(1500);
|
||||
expect(values.startingCapital).toBe(100000);
|
||||
});
|
||||
|
||||
it('handles invalid numbers by falling back to defaults', () => {
|
||||
const searchParams = {
|
||||
currentAge: 'not-a-number',
|
||||
monthlySpend: 'invalid',
|
||||
};
|
||||
// targetAge 55 implies some defaults
|
||||
const values = extractCalculatorValuesFromSearch(searchParams, 55);
|
||||
|
||||
// currentAge should default based on logic in deriveDefaultInputs
|
||||
// for 55, defaultCurrentAge is around 40
|
||||
expect(values.currentAge).toBeGreaterThan(18);
|
||||
// desiredMonthlyAllowance has a default logic too
|
||||
expect(values.desiredMonthlyAllowance).toBeDefined();
|
||||
});
|
||||
|
||||
it('clamps values to safe bounds and business logic', () => {
|
||||
const searchParams = {
|
||||
currentAge: '150', // max 100, but further constrained by retirement age
|
||||
monthlySpend: '-500', // min 0
|
||||
};
|
||||
const values = extractCalculatorValuesFromSearch(searchParams, 60);
|
||||
|
||||
// Clamped to retirementAge (60) - 1 = 59 by deriveDefaultInputs
|
||||
expect(values.currentAge).toBe(59);
|
||||
// Clamped to min 500 by deriveDefaultInputs
|
||||
expect(values.desiredMonthlyAllowance).toBe(500);
|
||||
});
|
||||
|
||||
it('supports array params (takes first)', () => {
|
||||
const searchParams = {
|
||||
currentAge: ['30', '40'],
|
||||
};
|
||||
const values = extractCalculatorValuesFromSearch(searchParams, 60);
|
||||
expect(values.currentAge).toBe(30);
|
||||
});
|
||||
|
||||
it('parses simulation mode', () => {
|
||||
expect(
|
||||
extractCalculatorValuesFromSearch({ simulationMode: 'monte-carlo' }, 55).simulationMode,
|
||||
).toBe('monte-carlo');
|
||||
|
||||
expect(
|
||||
extractCalculatorValuesFromSearch({ simulationMode: 'deterministic' }, 55).simulationMode,
|
||||
).toBe('deterministic');
|
||||
|
||||
expect(
|
||||
extractCalculatorValuesFromSearch({ simulationMode: 'invalid-mode' }, 55).simulationMode,
|
||||
).toBeUndefined();
|
||||
});
|
||||
it('parses extra fields (volatility, withdrawal, barista)', () => {
|
||||
const searchParams = {
|
||||
volatility: '20',
|
||||
withdrawalStrategy: 'percentage',
|
||||
withdrawalPercentage: '3.5',
|
||||
coastFireAge: '45',
|
||||
baristaIncome: '1000',
|
||||
};
|
||||
const values = extractCalculatorValuesFromSearch(searchParams, 55);
|
||||
|
||||
expect(values.volatility).toBe(20);
|
||||
expect(values.withdrawalStrategy).toBe('percentage');
|
||||
expect(values.withdrawalPercentage).toBe(3.5);
|
||||
expect(values.coastFireAge).toBe(45);
|
||||
expect(values.baristaIncome).toBe(1000);
|
||||
});
|
||||
});
|
||||
});
|
||||
23
src/lib/__tests__/sitemap.test.ts
Normal file
23
src/lib/__tests__/sitemap.test.ts
Normal file
@@ -0,0 +1,23 @@
|
||||
import { describe, expect, it } from 'vitest';
|
||||
|
||||
import { buildSitemapEntries } from '../sitemap';
|
||||
|
||||
describe('buildSitemapEntries', () => {
|
||||
it('includes known static routes', async () => {
|
||||
const sitemap = await buildSitemapEntries();
|
||||
const urls = sitemap.map((entry) => entry.url);
|
||||
|
||||
expect(urls).toContain('https://investingfire.com/');
|
||||
expect(urls).toContain('https://investingfire.com/learn');
|
||||
expect(urls).toContain('https://investingfire.com/learn/what-is-fire');
|
||||
expect(sitemap.every((entry) => entry.lastModified instanceof Date)).toBe(true);
|
||||
});
|
||||
|
||||
it('omits metadata routes from the sitemap output', async () => {
|
||||
const sitemap = await buildSitemapEntries();
|
||||
const urls = sitemap.map((entry) => entry.url);
|
||||
|
||||
expect(urls.some((url) => url.includes('sitemap'))).toBe(false);
|
||||
expect(urls.some((url) => url.includes('robots'))).toBe(false);
|
||||
});
|
||||
});
|
||||
50
src/lib/calculator-schema.ts
Normal file
50
src/lib/calculator-schema.ts
Normal file
@@ -0,0 +1,50 @@
|
||||
import * as z from 'zod';
|
||||
|
||||
export const fireCalculatorFormSchema = z.object({
|
||||
startingCapital: z.coerce.number(),
|
||||
monthlySavings: z.coerce.number().min(0, 'Monthly savings must be a non-negative number'),
|
||||
currentAge: z.coerce
|
||||
.number()
|
||||
.min(1, 'Age must be at least 1')
|
||||
.max(100, 'No point in starting this late'),
|
||||
cagr: z.coerce.number().min(0, 'Growth rate must be a non-negative number'),
|
||||
desiredMonthlyAllowance: z.coerce.number().min(0, 'Monthly allowance must be a non-negative number'),
|
||||
inflationRate: z.coerce.number().min(0, 'Inflation rate must be a non-negative number'),
|
||||
lifeExpectancy: z.coerce
|
||||
.number()
|
||||
.min(40, 'Be a bit more optimistic buddy :(')
|
||||
.max(100, 'You should be more realistic...'),
|
||||
retirementAge: z.coerce
|
||||
.number()
|
||||
.min(20, 'Retirement age must be at least 20')
|
||||
.max(100, 'Retirement age must be at most 100'),
|
||||
coastFireAge: z.coerce
|
||||
.number()
|
||||
.min(20, 'Coast FIRE age must be at least 20')
|
||||
.max(100, 'Coast FIRE age must be at most 100')
|
||||
.optional(),
|
||||
baristaIncome: z.coerce.number().min(0, 'Barista income must be a non-negative number').optional(),
|
||||
simulationMode: z.enum(['deterministic', 'monte-carlo']).default('monte-carlo'),
|
||||
volatility: z.coerce.number().min(0).default(15),
|
||||
withdrawalStrategy: z.enum(['fixed', 'percentage']).default('fixed'),
|
||||
withdrawalPercentage: z.coerce.number().min(0).max(100).default(4),
|
||||
});
|
||||
|
||||
export type FireCalculatorFormValues = z.infer<typeof fireCalculatorFormSchema>;
|
||||
|
||||
export const fireCalculatorDefaultValues: FireCalculatorFormValues = {
|
||||
startingCapital: 50000,
|
||||
monthlySavings: 1500,
|
||||
currentAge: 25,
|
||||
cagr: 7,
|
||||
desiredMonthlyAllowance: 3000,
|
||||
inflationRate: 2.3,
|
||||
lifeExpectancy: 84,
|
||||
retirementAge: 65,
|
||||
coastFireAge: undefined,
|
||||
baristaIncome: 0,
|
||||
simulationMode: 'monte-carlo',
|
||||
volatility: 15,
|
||||
withdrawalStrategy: 'fixed',
|
||||
withdrawalPercentage: 4,
|
||||
};
|
||||
206
src/lib/retire-at.ts
Normal file
206
src/lib/retire-at.ts
Normal file
@@ -0,0 +1,206 @@
|
||||
import type { FireCalculatorFormValues } from '@/lib/calculator-schema';
|
||||
|
||||
type NumericParam = string | number | null | undefined;
|
||||
|
||||
const clamp = (value: number, min: number, max: number) => Math.min(Math.max(value, min), max);
|
||||
|
||||
export const numericFromParam = (value: NumericParam) => {
|
||||
if (value === null || value === undefined) return undefined;
|
||||
const parsed = typeof value === 'string' ? Number(value) : value;
|
||||
if (!Number.isFinite(parsed)) return undefined;
|
||||
return parsed;
|
||||
};
|
||||
|
||||
export const RETIRE_AT_AGE_PRESETS = [35, 40, 45, 50, 55, 60, 65, 70] as const;
|
||||
|
||||
export interface SpendScenario {
|
||||
key: 'lean' | 'baseline' | 'comfortable';
|
||||
label: string;
|
||||
monthlySpend: number;
|
||||
annualSpend: number;
|
||||
nestEgg: number;
|
||||
withdrawalRate: number;
|
||||
}
|
||||
|
||||
export const parseAgeParam = (ageParam: NumericParam, fallback = 50) => {
|
||||
const parsed = numericFromParam(ageParam);
|
||||
if (parsed === undefined) return fallback;
|
||||
return clamp(Math.round(parsed), 30, 80);
|
||||
};
|
||||
|
||||
export const calculateNestEggFromSpend = (monthlySpend: number, withdrawalRate = 0.04) => {
|
||||
const safeRate = withdrawalRate > 0 ? withdrawalRate : 0.0001;
|
||||
const normalizedSpend = Math.max(0, monthlySpend);
|
||||
return (normalizedSpend * 12) / safeRate;
|
||||
};
|
||||
|
||||
export const buildSpendScenarios = (
|
||||
baseMonthlySpend: number,
|
||||
withdrawalRate = 0.04,
|
||||
): SpendScenario[] => {
|
||||
const normalizedSpend = Math.max(500, baseMonthlySpend);
|
||||
const levels: { key: SpendScenario['key']; label: string; multiplier: number }[] = [
|
||||
{ key: 'lean', label: 'Lean FIRE', multiplier: 0.8 },
|
||||
{ key: 'baseline', label: 'Classic FIRE', multiplier: 1 },
|
||||
{ key: 'comfortable', label: 'Fat FIRE', multiplier: 1.25 },
|
||||
];
|
||||
|
||||
return levels.map(({ key, label, multiplier }) => {
|
||||
const monthlySpend = Math.round(normalizedSpend * multiplier);
|
||||
const annualSpend = monthlySpend * 12;
|
||||
return {
|
||||
key,
|
||||
label,
|
||||
monthlySpend,
|
||||
annualSpend,
|
||||
withdrawalRate,
|
||||
nestEgg: calculateNestEggFromSpend(monthlySpend, withdrawalRate),
|
||||
};
|
||||
});
|
||||
};
|
||||
|
||||
export const deriveDefaultInputs = (
|
||||
targetAge: number,
|
||||
opts?: {
|
||||
currentAge?: number;
|
||||
desiredMonthlyAllowance?: number;
|
||||
monthlySavings?: number;
|
||||
startingCapital?: number;
|
||||
},
|
||||
): Partial<FireCalculatorFormValues> => {
|
||||
const retirementAge = clamp(Math.round(targetAge), 30, 80);
|
||||
|
||||
// Smarter defaults based on retirement age goal
|
||||
// Early FIRE (30-45): Likely started early, high savings, maybe less capital if very young.
|
||||
// Standard FIRE (45-55): Peak earning years, building capital.
|
||||
// Late FIRE (55+): Closer to traditional age, probably higher capital.
|
||||
|
||||
// Default current age:
|
||||
// If target < 40: assume user is 22-25 (just starting or early career)
|
||||
// If target 40-50: assume user is 30
|
||||
// If target 50+: assume user is 35-40
|
||||
// But generally 10-15 years out is a good "planning" gap for the calculator default.
|
||||
// The user asked for "good assumptions" for a "generic" number.
|
||||
// Let's stick to a gap, but maybe vary savings/capital.
|
||||
|
||||
let defaultCurrentAge = retirementAge - 15;
|
||||
if (retirementAge < 40) defaultCurrentAge = 22; // Very aggressive
|
||||
if (defaultCurrentAge < 20) defaultCurrentAge = 20;
|
||||
|
||||
const currentAge = clamp(
|
||||
Math.round(opts?.currentAge ?? defaultCurrentAge),
|
||||
18,
|
||||
Math.max(18, retirementAge - 1),
|
||||
);
|
||||
|
||||
// Assumptions for "ballpark" numbers:
|
||||
// Savings: increases with age usually.
|
||||
// Capital: increases with age.
|
||||
|
||||
let defaultMonthlySavings = 1000;
|
||||
let defaultStartingCapital = 20000;
|
||||
|
||||
if (currentAge >= 30) {
|
||||
defaultMonthlySavings = 1500;
|
||||
defaultStartingCapital = 50000;
|
||||
}
|
||||
if (currentAge >= 40) {
|
||||
defaultMonthlySavings = 2000;
|
||||
defaultStartingCapital = 100000;
|
||||
}
|
||||
if (currentAge >= 50) {
|
||||
defaultMonthlySavings = 2500;
|
||||
defaultStartingCapital = 250000;
|
||||
}
|
||||
|
||||
// If aggressive early retirement is the goal (short timeline), they probably save more?
|
||||
// Or maybe we just show what it TAKES.
|
||||
// The calculator solves forward from inputs.
|
||||
// We should provide realistic inputs for someone *trying* to retire at `targetAge`.
|
||||
|
||||
const monthlySavings = clamp(Math.round(opts?.monthlySavings ?? defaultMonthlySavings), 0, 50000);
|
||||
const startingCapital = clamp(
|
||||
Math.round(opts?.startingCapital ?? defaultStartingCapital),
|
||||
0,
|
||||
100000000,
|
||||
);
|
||||
|
||||
const desiredMonthlyAllowance = clamp(
|
||||
Math.round(opts?.desiredMonthlyAllowance ?? (retirementAge < 50 ? 4000 : 5000)),
|
||||
500,
|
||||
20000,
|
||||
);
|
||||
|
||||
const lifeExpectancy = clamp(Math.round(retirementAge + 30), retirementAge + 10, 110);
|
||||
|
||||
return {
|
||||
currentAge,
|
||||
retirementAge,
|
||||
desiredMonthlyAllowance,
|
||||
monthlySavings,
|
||||
startingCapital,
|
||||
lifeExpectancy,
|
||||
};
|
||||
};
|
||||
|
||||
export const extractNumericSearchParam = (
|
||||
value: string | string[] | undefined,
|
||||
bounds?: { min?: number; max?: number },
|
||||
) => {
|
||||
const normalized = Array.isArray(value) ? value[0] : value;
|
||||
const parsed = numericFromParam(normalized);
|
||||
if (parsed === undefined) return undefined;
|
||||
if (bounds && (bounds.min !== undefined || bounds.max !== undefined)) {
|
||||
const min = bounds.min ?? Number.MIN_SAFE_INTEGER;
|
||||
const max = bounds.max ?? Number.MAX_SAFE_INTEGER;
|
||||
return clamp(parsed, min, max);
|
||||
}
|
||||
return parsed;
|
||||
};
|
||||
|
||||
export const extractCalculatorValuesFromSearch = (
|
||||
searchParams: Record<string, string | string[] | undefined>,
|
||||
targetAge: number,
|
||||
): Partial<FireCalculatorFormValues> => {
|
||||
const desiredMonthlyAllowance =
|
||||
extractNumericSearchParam(searchParams.monthlySpend ?? searchParams.monthlyAllowance, {
|
||||
min: 0,
|
||||
max: 20000,
|
||||
}) ?? undefined;
|
||||
|
||||
const base = deriveDefaultInputs(targetAge, {
|
||||
currentAge: extractNumericSearchParam(searchParams.currentAge, { min: 1, max: 100 }),
|
||||
desiredMonthlyAllowance,
|
||||
monthlySavings: extractNumericSearchParam(searchParams.monthlySavings, { min: 0, max: 50000 }),
|
||||
startingCapital: extractNumericSearchParam(searchParams.startingCapital, { min: 0 }),
|
||||
});
|
||||
|
||||
return {
|
||||
...base,
|
||||
retirementAge:
|
||||
extractNumericSearchParam(searchParams.retirementAge, { min: 18, max: 100 }) ?? base.retirementAge,
|
||||
cagr: extractNumericSearchParam(searchParams.cagr ?? searchParams.growthRate, {
|
||||
min: 0,
|
||||
max: 30,
|
||||
}),
|
||||
inflationRate: extractNumericSearchParam(searchParams.inflationRate, { min: 0, max: 20 }),
|
||||
lifeExpectancy:
|
||||
extractNumericSearchParam(searchParams.lifeExpectancy, { min: 40, max: 110 }) ??
|
||||
base.lifeExpectancy,
|
||||
simulationMode:
|
||||
searchParams.simulationMode === 'monte-carlo' || searchParams.simulationMode === 'deterministic'
|
||||
? searchParams.simulationMode
|
||||
: undefined,
|
||||
withdrawalStrategy:
|
||||
searchParams.withdrawalStrategy === 'percentage' || searchParams.withdrawalStrategy === 'fixed'
|
||||
? searchParams.withdrawalStrategy
|
||||
: undefined,
|
||||
withdrawalPercentage: extractNumericSearchParam(searchParams.withdrawalPercentage, {
|
||||
min: 0,
|
||||
max: 100,
|
||||
}),
|
||||
volatility: extractNumericSearchParam(searchParams.volatility, { min: 0 }),
|
||||
coastFireAge: extractNumericSearchParam(searchParams.coastFireAge, { min: 18, max: 100 }),
|
||||
baristaIncome: extractNumericSearchParam(searchParams.baristaIncome, { min: 0 }),
|
||||
};
|
||||
};
|
||||
75
src/lib/sitemap.ts
Normal file
75
src/lib/sitemap.ts
Normal file
@@ -0,0 +1,75 @@
|
||||
import { promises as fs } from 'fs';
|
||||
import path from 'path';
|
||||
import { type MetadataRoute } from 'next';
|
||||
|
||||
import { BASE_URL } from '@/lib/constants';
|
||||
|
||||
interface PageRoute {
|
||||
pathname: string;
|
||||
lastModified: Date;
|
||||
}
|
||||
|
||||
const PAGE_FILE_PATTERN = /^page\.(mdx|tsx?|jsx?)$/;
|
||||
const EXCLUDED_DIRECTORIES = new Set(['components', '__tests__', 'api']);
|
||||
const APP_DIR = path.join(process.cwd(), 'src', 'app');
|
||||
|
||||
const isRouteGroup = (name: string) => name.startsWith('(') && name.endsWith(')');
|
||||
const shouldSkipDirectory = (name: string) =>
|
||||
EXCLUDED_DIRECTORIES.has(name) || name.startsWith('_') || name.startsWith('.') || name.includes('[');
|
||||
|
||||
async function discoverPages(currentDir: string, segments: string[] = []): Promise<PageRoute[]> {
|
||||
const entries = await fs.readdir(currentDir, { withFileTypes: true });
|
||||
const pages: PageRoute[] = [];
|
||||
|
||||
for (const entry of entries) {
|
||||
const entryPath = path.join(currentDir, entry.name);
|
||||
|
||||
if (entry.isDirectory()) {
|
||||
if (shouldSkipDirectory(entry.name)) {
|
||||
continue;
|
||||
}
|
||||
|
||||
const nextSegments = isRouteGroup(entry.name) ? segments : [...segments, entry.name];
|
||||
const childPages = await discoverPages(entryPath, nextSegments);
|
||||
pages.push(...childPages);
|
||||
continue;
|
||||
}
|
||||
|
||||
if (entry.isFile() && PAGE_FILE_PATTERN.test(entry.name)) {
|
||||
const pathname = segments.length === 0 ? '/' : `/${segments.join('/')}`;
|
||||
const stats = await fs.stat(entryPath);
|
||||
|
||||
pages.push({ pathname, lastModified: stats.mtime });
|
||||
}
|
||||
}
|
||||
|
||||
return pages;
|
||||
}
|
||||
|
||||
function toAbsoluteUrl(pathname: string): string {
|
||||
const normalized = pathname === '/' ? '' : pathname;
|
||||
return new URL(normalized, BASE_URL).toString();
|
||||
}
|
||||
|
||||
export async function buildSitemapEntries(): Promise<MetadataRoute.Sitemap> {
|
||||
const pages = await discoverPages(APP_DIR);
|
||||
|
||||
const uniquePages = new Map<string, PageRoute>();
|
||||
for (const page of pages) {
|
||||
const existing = uniquePages.get(page.pathname);
|
||||
if (!existing || existing.lastModified < page.lastModified) {
|
||||
uniquePages.set(page.pathname, page);
|
||||
}
|
||||
}
|
||||
|
||||
const sortedPages = Array.from(uniquePages.values()).sort((a, b) =>
|
||||
a.pathname.localeCompare(b.pathname),
|
||||
);
|
||||
|
||||
return sortedPages.map(({ pathname, lastModified }) => ({
|
||||
url: toAbsoluteUrl(pathname),
|
||||
lastModified,
|
||||
changeFrequency: 'weekly',
|
||||
priority: pathname === '/' ? 1 : 0.8,
|
||||
}));
|
||||
}
|
||||
@@ -1,12 +1,12 @@
|
||||
@import "tailwindcss";
|
||||
@import "tw-animate-css";
|
||||
@import 'tailwindcss';
|
||||
@import 'tw-animate-css';
|
||||
|
||||
@custom-variant dark (&:is(.dark *));
|
||||
|
||||
@theme {
|
||||
--font-sans:
|
||||
var(--font-geist-sans), ui-sans-serif, system-ui, sans-serif,
|
||||
"Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";
|
||||
var(--font-geist-sans), ui-sans-serif, system-ui, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji',
|
||||
'Segoe UI Symbol', 'Noto Color Emoji';
|
||||
}
|
||||
|
||||
@theme inline {
|
||||
@@ -60,9 +60,7 @@
|
||||
--secondary: oklch(0.49 0.1326 259.29); /* denim */
|
||||
--secondary-foreground: oklch(0.97 0.0228 95.96); /* cosmic latte */
|
||||
--muted: oklch(0.67 0.0763 198.81 / 20%); /* verdigris with opacity */
|
||||
--muted-foreground: oklch(
|
||||
0.39 0.0215 96.47 / 80%
|
||||
); /* black olive with opacity */
|
||||
--muted-foreground: oklch(0.39 0.0215 96.47 / 80%); /* black olive with opacity */
|
||||
--accent: oklch(0.49 0.1326 259.29); /* denim */
|
||||
--accent-foreground: oklch(0.97 0.0228 95.96); /* cosmic latte */
|
||||
--destructive: oklch(0.33 0.1316 336.24); /* palatinate */
|
||||
@@ -80,9 +78,7 @@
|
||||
--sidebar-primary-foreground: oklch(0.97 0.0228 95.96); /* cosmic latte */
|
||||
--sidebar-accent: oklch(0.49 0.1326 259.29); /* denim */
|
||||
--sidebar-accent-foreground: oklch(0.97 0.0228 95.96); /* cosmic latte */
|
||||
--sidebar-border: oklch(
|
||||
0.67 0.0763 198.81 / 20%
|
||||
); /* verdigris with opacity */
|
||||
--sidebar-border: oklch(0.67 0.0763 198.81 / 20%); /* verdigris with opacity */
|
||||
--sidebar-ring: oklch(0.67 0.0763 198.81); /* verdigris */
|
||||
}
|
||||
|
||||
@@ -116,9 +112,7 @@
|
||||
--sidebar-primary-foreground: oklch(0.97 0.0228 95.96); /* cosmic latte */
|
||||
--sidebar-accent: oklch(0.49 0.1326 259.29); /* denim */
|
||||
--sidebar-accent-foreground: oklch(0.97 0.0228 95.96); /* cosmic latte */
|
||||
--sidebar-border: oklch(
|
||||
0.97 0.0228 95.96 / 10%
|
||||
); /* cosmic latte with opacity */
|
||||
--sidebar-border: oklch(0.97 0.0228 95.96 / 10%); /* cosmic latte with opacity */
|
||||
--sidebar-ring: oklch(0.67 0.0763 198.81); /* verdigris */
|
||||
}
|
||||
|
||||
@@ -129,4 +123,28 @@
|
||||
body {
|
||||
@apply bg-background text-foreground;
|
||||
}
|
||||
h1 {
|
||||
@apply scroll-m-20 text-4xl font-extrabold tracking-tight text-balance;
|
||||
}
|
||||
h2 {
|
||||
@apply scroll-m-20 border-b pb-2 text-3xl font-semibold tracking-tight first:mt-0;
|
||||
}
|
||||
h3 {
|
||||
@apply scroll-m-20 text-2xl font-semibold tracking-tight;
|
||||
}
|
||||
h4 {
|
||||
@apply scroll-m-20 text-xl font-semibold tracking-tight;
|
||||
}
|
||||
p {
|
||||
@apply mb-2 leading-7 [&:not(:first-child)]:mt-6;
|
||||
}
|
||||
blockquote {
|
||||
@apply mt-6 border-l-2 pl-6 italic;
|
||||
}
|
||||
ul {
|
||||
@apply my-6 ml-6 list-disc [&>li]:mt-2;
|
||||
}
|
||||
code {
|
||||
@apply bg-muted relative rounded px-[0.3rem] py-[0.2rem] font-mono text-sm font-semibold;
|
||||
}
|
||||
}
|
||||
|
||||
17
vitest.config.ts
Normal file
17
vitest.config.ts
Normal file
@@ -0,0 +1,17 @@
|
||||
import { defineConfig } from "vitest/config";
|
||||
import react from "@vitejs/plugin-react";
|
||||
import path from "path";
|
||||
|
||||
export default defineConfig({
|
||||
plugins: [react()],
|
||||
test: {
|
||||
environment: "jsdom",
|
||||
globals: true,
|
||||
setupFiles: ["./vitest.setup.ts"],
|
||||
exclude: ["node_modules", "e2e/**"],
|
||||
alias: {
|
||||
"@": path.resolve(__dirname, "./src"),
|
||||
},
|
||||
},
|
||||
});
|
||||
|
||||
21
vitest.setup.ts
Normal file
21
vitest.setup.ts
Normal file
@@ -0,0 +1,21 @@
|
||||
import '@testing-library/jest-dom';
|
||||
import { vi } from 'vitest';
|
||||
|
||||
// Provide a basic matchMedia mock for jsdom so components using media queries
|
||||
// (e.g. pointer detection in Tooltip) do not throw during tests.
|
||||
// eslint-disable-next-line @typescript-eslint/no-unnecessary-condition
|
||||
if (!window.matchMedia) {
|
||||
Object.defineProperty(window, 'matchMedia', {
|
||||
writable: true,
|
||||
value: vi.fn().mockImplementation((query: string) => ({
|
||||
matches: false,
|
||||
media: query,
|
||||
onchange: null,
|
||||
addListener: vi.fn(), // deprecated but still used in some libs
|
||||
removeListener: vi.fn(),
|
||||
addEventListener: vi.fn(),
|
||||
removeEventListener: vi.fn(),
|
||||
dispatchEvent: vi.fn(),
|
||||
})),
|
||||
});
|
||||
}
|
||||
Reference in New Issue
Block a user